401(k) · DOL Form 5500 · 2023

Royal Caribbean Cruises Ltd. 401(k) Plan

Data updated 2026-08-25

$679M
Total assets Above avg plan size
4,217
Participants Above avg headcount
98th
Percentile by assets National rank
$160,917
Avg per participant Above avg balance/head
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Official DOL plan name: Royal Caribbean Cruises Ltd. Ret. Savings Plan · Sponsored by Royal Caribbean Cruises Ltd. · Florida · Transportation & Warehousing

$679M in assets, 4,217 participants

Royal Caribbean Cruises Ltd.'s Royal Caribbean Cruises Ltd. Ret. Savings Plan reported $679M in total assets and 4,217 participants in its 2023 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,255 in Transportation & Warehousing (3,362 peers)

Coverage in Florida

Royal Caribbean Cruises Ltd. Ret. Savings Plan covers 4,217 participants in Florida, 6.7x the typical Florida plan (state average ~628 per filing). Assets: $679M.

#3,255
in Transportation & Warehousing (3,362 peers)
+18.4%
assets growth YoY
6.8×
vs typical plan assets (national mean)

Royal Caribbean Cruises Ltd. Ret. Savings Plan's outsized position by total assets

Royal Caribbean Cruises Ltd. Ret. Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$678,588,465 Top 2% higher than 98% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Royal Caribbean Cruises Ltd. Ret. Savings Plan's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Royal Caribbean Cruises Ltd. Ret. Savings Plan lands in the large band (4,217 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Royal Caribbean Cruises Ltd. Ret. Savings Plan reported net income rose from -$87M in the plan year 2022 filing to $105M in the plan year 2023 filing.
  • Royal Caribbean Cruises Ltd. Ret. Savings Plan end-of-year assets rose from $573M in the plan year 2022 filing to $679M in the plan year 2023 filing.
  • Royal Caribbean Cruises Ltd. Ret. Savings Plan reported participants rose from 4,157 in the plan year 2022 filing to 4,217 in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 980081645 · Royal Caribbean Cruises Ltd. PY 2023 · 401(k)

Royal Caribbean Cruises Ltd. Ret. Savings Plan · $679M · 4,217 · 98th

  • 5500 $679M
  • 5500 4,217
  • 5500 98th
  • 5500 401(k)
  • 5500 near Caterpillar Inc. Tax Deferred Retirement Plan
  • 5500 ind #3255

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Transportation & Warehousing retirement plans → · Plans in Florida →

Royal Caribbean Cruises Ltd. Ret. Savings Plan in the asset neighbourhood

Trc 401(k) Retirement and Savings PlanTrc 401(k) Retirement and Sa…$679MRoyal Caribbean Cruises Ltd. Ret. Savings PlanRoyal Caribbean Cruises Ltd.…$679MCaterpillar Inc. Tax Deferred Retirement PlanCaterpillar Inc. Tax Deferre…$679MThe Cultural Institutions Savings PlanThe Cultural Institutions Sa…$678MArconic Corp. Hourly 401(k) PlanArconic Corp. Hourly 401(k) …$678M
End-of-year total assets ($M) among Royal Caribbean Cruises Ltd. Ret. Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Florida filing particulars

Total Assets (Beginning of Year)$573M
Net Assets (End of Year)$678M
Net Income$105M
Employer EIN980081645
Plan Effective Date1991-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Royal Caribbean Cruises Ltd.)

Sponsor-wide plan assets over time

All Royal Caribbean Cruises Ltd. plans reported in each filing year

Latest sponsor-wide plan assets
$787M 37.38684695779446% vs 2022
2024 filing year
$500M$600M$700M$800M$900M 202220232024 $573M $787M ▲ +37.4%
Year Plans Participants Total Assets
2022 1 4,157 $573M
2023 1 4,217 $679M
2024 1 4,079 $787M

Nearby 401(k) Plans in Florida

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Royal Caribbean Cruises Ltd. Ret. Savings Plan vs. nearby 401(k) plans in Florida, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000 -505101520 Total assets ($B) Participants Royal Caribbean Cruises Ltd. Ret. Savings Plan, Total assets ($B): 0.678588465 · Participants: 4217Royal Caribbean Cruises Ltd. Ret. Savings PlanL3harris Retirement Savings Plan, Total assets ($B): 15.384363901 · Participants: 40665L3harris Retirement Savings PlanSavings Plan for Employees and Partners of Pwc, Total assets ($B): 11.333196569 · Participants: 50817Savings Plan for Employees and Partners of PwcAdp Totalsource Retirement Savings Plan, Total assets ($B): 8.025816173 · Participants: 308867Adp Totalsource Retirement Savings PlanTrinet 401(k) Plan, Total assets ($B): 7.029692551 · Participants: 157945Trinet 401(k) PlanPublix Super Markets, Inc. 401(k) Smart Plan, Total assets ($B): 6.572590596 · Participants: 184674Publix Super Markets, Inc. 401(k) Smart Plan
Royal Caribbean Cruises Ltd. Ret. Savings Plan vs. nearby 401(k) plans in Florida, assets vs. participants
Compare Royal Caribbean Cruises Ltd. Ret. Savings Plan side-by-side with 3 peers →

Royal Caribbean Cruises Ltd. Ret. Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Florida, the nearest 401(k) by assets is Caterpillar Inc. Tax Deferred Retirement Plan in TX ($679M); by covered participants it is Prestige Management Employee Plan in KY (4,217 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($679M here).

Similar participant headcount

Nearest other-state filings by covered participants (4,217 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Royal Caribbean Cruises Ltd. Ret. Savings Plan assets move in 2023? ▼
Royal Caribbean Cruises Ltd. Ret. Savings Plan grew sharply - up 18.4% during 2023, from $573M to $679M. Reported net income was $105M.
How have Royal Caribbean Cruises Ltd. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Royal Caribbean Cruises Ltd.'s sponsor-wide assets grew 37.4%, from $573M to $787M.
Where does Royal Caribbean Cruises Ltd. Ret. Savings Plan rank by assets among Form 5500 filers? ▼
Royal Caribbean Cruises Ltd. Ret. Savings Plan ranks in the 98th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Royal Caribbean Cruises Ltd. Ret. Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Caterpillar Inc. Tax Deferred Retirement Plan in TX ($679M, 6,387 participants).
Which 401(k) plans cover a similar participant headcount to Royal Caribbean Cruises Ltd. Ret. Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Prestige Management Employee Plan in KY (4,217 participants, $40M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 980081645.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.