401(k) · DOL Form 5500 · 2023

Royal Caribbean Cruises Ltd. 401(k) Plan

Data updated 2026-08-11

$679M
Total assets
4,217
Participants
98th
Percentile by assets
$160,917
Avg per participant
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Official DOL plan name: Royal Caribbean Cruises Ltd. Ret. Savings Plan · Sponsored by Royal Caribbean Cruises Ltd. · Florida · Transportation & Warehousing

$679M in assets, 4,217 participants

Royal Caribbean Cruises Ltd.'s Royal Caribbean Cruises Ltd. Ret. Savings Plan reported $679M in total assets and 4,217 participants in its 2023 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 98th percentile by assets (of 127,072 plans)
  • #3,255 in Transportation & Warehousing (3,362 peers)

Coverage in Florida

Royal Caribbean Cruises Ltd. Ret. Savings Plan covers 4,217 participants in Florida, 6.7x the typical Florida plan (state average ~628 per filing). Assets: $679M.

$679M
total plan assets (2023 EOY)
4,217
covered participants
98th
percentile by assets (of 127,072 plans)
$160,917
avg assets per participant

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Royal Caribbean Cruises Ltd. Ret. Savings Plan reported net income rose from -$87M in the plan year 2022 filing to $105M in the plan year 2023 filing.
  • Royal Caribbean Cruises Ltd. Ret. Savings Plan end-of-year assets rose from $573M in the plan year 2022 filing to $679M in the plan year 2023 filing.
  • Royal Caribbean Cruises Ltd. Ret. Savings Plan reported participants rose from 4,157 in the plan year 2022 filing to 4,217 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Participants vs Florida filers

In Florida, the average filing covers about 628 participants across 6,617 plans. Royal Caribbean Cruises Ltd. Ret. Savings Plan reports 4,217 participants - 6.7x that state average ($679M EOY assets).

Florida filing particulars

Total Assets (Beginning of Year)$573M
Net Assets (End of Year)$678M
Net Income$105M
Employer EIN980081645
Plan Effective Date1991-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Royal Caribbean Cruises Ltd.)

$500M$600M$700M$800M$900M 202220232024 $573M $787M ▲ +37.4%
Total plan assets by year, all Royal Caribbean Cruises Ltd. plans on file
Year Plans Participants Total Assets
2022 1 4,157 $573M
2023 1 4,217 $679M
2024 1 4,079 $787M

Nearby 401(k) Plans in Florida

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Royal Caribbean Cruises Ltd. Ret. Savings Plan vs. nearby 401(k) plans in Florida, assets vs. participants

Royal Caribbean Cruises Ltd. Ret. Savings Plan vs. nearby 401(k) plans in Florida, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000 -505101520 Total assets ($B) Participants Royal Caribbean Crui…L3harris Retirement …Savings Plan for Emp…Adp Totalsource Reti…Trinet 401(k) PlanPublix Super Markets…
Royal Caribbean Cruises Ltd. Ret. Savings Plan vs. nearby 401(k) plans in Florida, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Royal Caribbean Cruises Ltd. Ret. Savings Plan by total assets, not by location.

Frequently Asked Questions

How did Royal Caribbean Cruises Ltd. Ret. Savings Plan assets move in 2023?
Royal Caribbean Cruises Ltd. Ret. Savings Plan grew sharply - up 18.4% during 2023, from $573M to $679M. Reported net income was $105M.
How have Royal Caribbean Cruises Ltd. plan assets changed over time?
Across 3 plan years on file (2022-2024), Royal Caribbean Cruises Ltd.'s sponsor-wide assets grew 37.4%, from $573M to $787M.
Where does Royal Caribbean Cruises Ltd. Ret. Savings Plan rank by assets among Form 5500 filers?
Royal Caribbean Cruises Ltd. Ret. Savings Plan ranks in the 98th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Royal Caribbean Cruises Ltd. Ret. Savings Plan?
Among 401(k) plans in other states, the closest by assets is Caterpillar Inc. Tax Deferred Retirement Plan in TX ($679M, 6,387 participants).

Next read for Royal Caribbean Cruises Ltd. Ret. Saving…

Filing takeaways

Ways to act on Royal Caribbean Cruises Ltd. Ret. Savings Plan's numbers.