401(k) · DOL Form 5500 · 2023

Navient Corporation 401(k) Plan

Data updated 2026-08-11

$722M
Total assets
4,106
Participants
98th
Percentile by assets
$175,813
Avg per participant
PlainRetire home → About this data

Official DOL plan name: Navient 401(k) Savings Plan · Sponsored by Navient Corporation · Delaware · Finance & Insurance

$722M in assets, 4,106 participants

Navient Corporation's Navient 401(k) Savings Plan reported $722M in total assets and 4,106 participants in its 2023 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 98th percentile by assets (of 127,072 plans)
  • #8,565 in Finance & Insurance (8,869 peers)

Coverage in Delaware

Navient 401(k) Savings Plan covers 4,106 participants in Delaware, 7.7x the typical Delaware plan (state average ~536 per filing). Assets: $722M.

$722M
total plan assets (2023 EOY)
4,106
covered participants
98th
percentile by assets (of 127,072 plans)
$175,813
avg assets per participant

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Navient 401(k) Savings Plan reported net income rose from -$183M in the plan year 2022 filing to $80M in the plan year 2023 filing.
  • Navient 401(k) Savings Plan reported participants fell from 5,920 in the plan year 2022 filing to 4,106 in the plan year 2023 filing.
  • Navient 401(k) Savings Plan end-of-year assets rose from $642M in the plan year 2022 filing to $722M in the plan year 2023 filing.

See the national 2022→2023 release diff →

State

Participants vs Delaware filers

In Delaware, the average filing covers about 536 participants across 397 plans. Navient 401(k) Savings Plan reports 4,106 participants - 7.7x that state average ($722M EOY assets).

Delaware filing particulars

Total Assets (Beginning of Year)$642M
Net Assets (End of Year)$722M
Net Income$80M
Employer EIN464054283
Plan Effective Date2014-04-30
Filing StatusFILING RECEIVED

Sponsor Plan History (Navient Corporation)

$600M$650M$700M$750M 202220232024 $642M $694M ▲ +8.1%
Total plan assets by year, all Navient Corporation plans on file
Year Plans Participants Total Assets
2022 1 5,920 $642M
2023 1 4,106 $722M
2024 1 3,630 $694M

Nearby 401(k) Plans in Delaware

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Navient 401(k) Savings Plan vs. nearby 401(k) plans in Delaware, assets vs. participants

Navient 401(k) Savings Plan vs. nearby 401(k) plans in Delaware, assets vs. participants Scatter plot of 6 data points. 050001000015000 02468 Total assets ($B) Participants Navient 401(k) Savin…Astrazeneca Savings …Retirement Savings P…Dupont Retirement Sa…Wl Gore & Associates…Ashland Employee Sav…
Navient 401(k) Savings Plan vs. nearby 401(k) plans in Delaware, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Navient 401(k) Savings Plan by total assets, not by location.

Frequently Asked Questions

How did Navient 401(k) Savings Plan assets move in 2023?
Navient 401(k) Savings Plan grew at a solid clip - up 12.4% during 2023, from $642M to $722M. Reported net income was $80M.
How have Navient Corporation plan assets changed over time?
Across 3 plan years on file (2022-2024), Navient Corporation's sponsor-wide assets grew 8.1%, from $642M to $694M.
Where does Navient 401(k) Savings Plan rank by assets among Form 5500 filers?
Navient 401(k) Savings Plan ranks in the 98th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Navient 401(k) Savings Plan?
Among 401(k) plans in other states, the closest by assets is Trinity Health 401(k) Retirement Savings Plan in MI ($722M, 5,942 participants).

Filing takeaways

Ways to act on Navient 401(k) Savings Plan's numbers.