State retirement profile · Form 5500

Retirement Plans in Delaware

Employer-sponsored 401(k), pension, and other retirement plans headquartered in Delaware, drawn from DOL Form 5500 filings (plan year 2024).

Data updated 2026-05-15

371
Plans
$51.8B
Total assets
#33
By assets

The state in one line

Delaware hosts 371 employer-sponsored retirement plans holding $51.8B for 210,483 participants, the 33rd-largest state by plan assets.

$51.8B
total plan assets
371
employer plans
$246,081
avg assets per participant
88%
of plans are 401(k)s
Total Plans
371
401(k) Plans
328
Participants
210,483
Total Assets
$51.8B

What the Form 5500 Data Shows for Delaware

Delaware: 371 employer-sponsored plans (328 401(k)), $51.8B aggregate assets, 210,483 participants. Average plan: $140M; largest is Pension and Retirement Plan at $10.4B. DOL Form 5500 methodology + HQ-vs-residence caveats →

A state total like this counts every plan whose sponsor lists a headquarters address in the state on its Form 5500 filing, so the figure reflects where employers are based rather than where their workers live or where the money is ultimately invested. A handful of very large sponsors, a national retailer, a bank, a multi-employer union fund, can dominate a single state's asset total, which is why the average plan size and the largest-plan name matter as much as the headline number. Smaller plans, those with fewer than one hundred participants, file a simplified schedule and are exempt from independent audit, so part of any state total rests on sponsor attestation rather than auditor confirmation. Treat these aggregates as a structural picture of the state's private retirement economy, not as a measure of any single worker's benefit or account.

Largest Plans in Delaware

# Plan Name Type Participants Total Assets
1 Pension and Retirement Plan Defined Benefit (Pension) 2,351 $10.4B
2 Astrazeneca Savings and Security Plan 401(k) 17,175 $8.6B
3 Retirement Savings Plan 401(k) 9,658 $7.0B
4 Dupont Retirement Savings Plan 401(k) 9,391 $3.4B
5 W.L. Gore & Associates, Inc. Restated Associate Stock Ownership Plan Other 8,976 $2.4B
6 Wl Gore & Associates, Inc. 401(k) Plan 401(k) 8,887 $2.0B
7 Christiana Care 403(b) Plan Profit Sharing 14,166 $1.9B
8 Ashland Employee Savings Plan 401(k) 1,405 $1.3B
9 Chemours Company Retirement Savings Plan 401(k) 4,180 $965M
10 Atkinsrealis US Retirement Savings Program 401(k) 4,179 $895M
11 Caes 401(k) Plan 401(k) 3,458 $762M
12 Navient 401(k) Savings Plan 401(k) 3,630 $694M
13 Solenis, LLC Employee Savings Plan 401(k) 1,937 $631M
14 Christiana Care Health Services, Inc. Retirement Plan Defined Benefit (Pension) 2,333 $599M
15 Aaa Club Alliance Inc. 401(k) Retirement Savings Plan 401(k) 5,073 $562M
16 Csc 401(k) Plan 401(k) 2,987 $544M
17 Bayhealth Medical Center, Inc. Retirement and Savings Plan 401(k) 4,411 $539M
18 Incyte Corporation 401(k) Plan 401(k) 1,781 $513M
19 Syngenta Corporation Pension Plan Defined Benefit (Pension) 911 $386M
20 Sallie Mae 401(k) Savings Plan 401(k) 1,730 $304M
21 Christiana Care Health Services, Inc. Defined Contribution Plan 401(k) 10,196 $299M
22 Enovis 401(k) Savings Plan Plus 401(k) 2,182 $292M
23 Richards, Layton & Finger, P.a. Retirement & Savings Plan 401(k) 286 $285M
24 Beebe Medical Center Retirement Plus Plan Profit Sharing 3,054 $268M
25 Wsfs Financial Corporation Section 401(k) Savings & Retirement Plan 401(k) 2,427 $260M

Nearby States by Retirement Plan Footprint

States ranked adjacent to Delaware by total retirement plan assets.

Compare Delaware side-by-side with 3 peer states →

Frequently Asked Questions

How many retirement plans are in Delaware? ▼
Delaware has 371 employer-sponsored retirement plans as reported in 2024 DOL Form 5500 filings, including 328 401(k) plans.
What are the total retirement plan assets in Delaware? ▼
Retirement plans in Delaware hold $51.8B in total assets, covering 210,483 participants. The average plan holds $140M in assets.
What is the largest retirement plan in Delaware? ▼
The largest retirement plan in Delaware is Pension and Retirement Plan with $10.4B in total assets and 2,351 participants.
How does Delaware compare to other states for retirement plans? ▼
You can compare Delaware's retirement plan statistics against all 50 states on the States page. Rankings are based on total assets, plan count, and participant coverage from DOL Form 5500 data.

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Understanding Form 5500

Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset. Shows the top 25 plans by total assets headquartered in Delaware, out of 122,942 ERISA-covered plans nationally. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - state is the plan sponsor's headquarters state as recorded on the Form 5500 filing.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.

Why Form 5500 Data Matters for Retirement Planning

Form 5500 is the annual return that virtually every private-sector retirement plan in the United States files with the Department of Labor. The filing covers funding, participant counts, plan investments, fees, service providers, and corrective contributions. Because the data is collected for regulatory oversight rather than marketing, it is one of the most consistent windows into the retirement economy: the same questions are asked of plans across all industries and all states, year after year. That consistency makes it possible to compare plans, sponsors, and markets on equal footing, a kind of comparability that voluntary survey data and vendor brochures cannot provide.

PlainRetire reorganizes the Form 5500 universe so a participant, employer, or analyst can ask everyday questions of the dataset without reading thousands of pages of agency documentation. Browsing by state surfaces concentration patterns: where pension assets sit, which states host the largest 401(k) sponsors, where retirement coverage trails the national average. Browsing by industry reveals the structural difference between sectors that historically relied on defined-benefit pensions and sectors that adopted defined-contribution plans early. Browsing by plan size highlights both the largest sponsors, typically Fortune 500 employers and multi-employer Taft–Hartley funds, and the long tail of small plans that collectively cover millions of workers.

What This Hub Page Aggregates

Each hub page on PlainRetire is a navigable index into the underlying database. The page shows summary counts, the most recent Form 5500 vintage, and direct links to individual plan detail pages. Detail pages carry the canonical filings, schedules where applicable, and audit trail back to the DOL's EFAST2 disclosure portal. Where the underlying dataset supports it, hub pages also expose key aggregates: total participant counts, aggregate assets, plan-type breakdowns (401(k), pension, profit-sharing, ESOP), and changes over the most recent reporting period.

Plan data is updated as DOL releases new annual Form 5500 datasets. Filings have a roughly seven-month lag from plan year end, so the most recent vintage typically reflects the previous full calendar year. This lag is inherent to the disclosure regime, plans are given time to gather audit reports and service-provider statements, and PlainRetire reflects the timing transparently rather than backfilling estimates.

Reading the Data With Appropriate Caveats

Aggregate numbers are useful for trend-spotting and structural comparison; they are less useful for decisions about a specific plan. The participant count for a state, for instance, includes both very large plans (which dominate the total) and very small plans (which influence median but not mean). When evaluating a specific employer's plan, drill into the plan detail page and consider plan-type, asset-mix, fee structure, and audit history, these details are flattened in any hub-level aggregate. Where regulatory updates change the categorization of a plan, PlainRetire preserves the historical filing alongside the most recent one so longitudinal analyses remain valid.