ESOP · DOL Form 5500 · 2023

Citizens Commerce Bancshares, Inc. ESOP

Data updated 2026-08-25

$25K
Total assets Small plan by assets
57
Participants Small participant base
2nd
Percentile by assets National rank
$438
Avg per participant Low balance/head
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Official DOL plan name: Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan · Sponsored by Citizens Commerce Bancshares, Inc. · Kentucky · Management of Enterprises

$25K in assets, 57 participants

Citizens Commerce Bancshares, Inc.'s Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan reported $25K in total assets and 57 participants in its 2023 DOL Form 5500 filing, ranking in the 2nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #15 in Management of Enterprises (1,137 peers)

Citizens Commerce Bancshares, Inc. multi-year trail

Citizens Commerce Bancshares, Inc.'s plans moved +35.2% in assets from 2022 to 2024; this filing shows Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan at $25K / 57 participants.

#15
in Management of Enterprises (1,137 peers)
+27.8%
assets growth YoY

Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan among the smaller filed plans by assets

Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$24,993 2nd percentile higher than 2% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan among smaller filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan is a small filing (57 participants) on this national headcount ladder.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan end-of-year assets rose from $20K in the plan year 2022 filing to $25K in the plan year 2023 filing.
  • Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan reported net income fell from $8K in the plan year 2022 filing to $5K in the plan year 2023 filing.
  • Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan reported participants fell from 66 in the plan year 2022 filing to 57 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Published 5500 schedule card

Filing strip 611330772 · Citizens Commerce Bancshares, Inc. PY 2023 · ESOP

Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan · $25K · 57 · 2nd

  • 5500 $25K
  • ASSETS 57
  • PCT 2nd
  • EIN ESOP
  • RANK near Thermal Process Systems, Inc. Employee Stock Ownership Plan
  • PHOTO ind #15

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Kentucky →

Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan in the asset neighbourhood

Thermal Process Systems, Inc. Employee Stock Ownership PlanThermal Process Systems, Inc…$25KAtlantis Trading Corporation Employees' Stock Ownership PlanAtlantis Trading Corporation…$25KIsm Services, Inc. Employee Stock Ownership PlanIsm Services, Inc. Employee …$26KGottinca, LLC Employee Stock Ownership PlanGottinca, LLC Employee Stock…$27KCitizens Commerce Bancshares, Inc. Employee Stock Ownership PlanCitizens Commerce Bancshares…$25K
End-of-year total assets ($M) among Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2023.

Citizens Commerce Bancshares, Inc. multi-year asset trail

Sponsor-wide plan assets over time

All Citizens Commerce Bancshares, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$9M 35.242068737476885% vs 2022
2024 filing year
$6M$7M$8M$9M 202220232024 $6.33M $8.56M ▲ +35.2%
Year Plans Participants Total Assets
2022 2 133 $6M
2023 2 114 $8M
2024 2 55 $9M

Citizens Commerce Bancshares, Inc. filing trail (2023)

Total Assets (Beginning of Year)$20K
Net Assets (End of Year)$25K
Net Income$5K
Employer EIN611330772
Plan Effective Date2016-01-01
Filing StatusFILING RECEIVED

Nearby ESOP Plans in Kentucky

Peer ESOP plans, same state, same plan type, ranked by total assets.

Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan vs. nearby ESOP plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -200002000400060008000 -10123 Total assets ($B) Participants Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.000024993 · Participants: 57Citizens Commerce Bancshares, Inc. Employee Stock Ownership PlanHouchens Industries, Inc. Employee Stock Ownership Plan, Total assets ($B): 2.325722921 · Participants: 6764Houchens Industries, Inc. Employee Stock Ownership PlanStock Yards Bank & Trust Company 401(k) Employee, Total assets ($B): 0.14680249 · Participants: 1080Stock Yards Bank & Trust Company 401(k) EmployeeGray, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.126524729 · Participants: 1362Gray, Inc. Employee Stock Ownership PlanH & R Agri-Power Employee Stock Ownership Plan, Total assets ($B): 0.104682343 · Participants: 489H & R Agri-Power Employee Stock Ownership PlanKentuckiana Comfort Center, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.094072192 · Participants: 650Kentuckiana Comfort Center, Inc. Employee Stock Ownership Plan
Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan vs. nearby ESOP plans in Kentucky, assets vs. participants
Compare Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan side-by-side with 3 peers →

Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Kentucky, the nearest ESOP by assets is Thermal Process Systems, Inc. Employee Stock Ownership Plan in IN ($25K); by covered participants it is R-S-H Engineering, Inc. Employee Stock Ownership Plan in LA (57 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (57 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan assets move in 2023? ▼
Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan grew sharply - up 27.8% during 2023, from $20K to $25K. Reported net income was $5K.
How have Citizens Commerce Bancshares, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Citizens Commerce Bancshares, Inc.'s sponsor-wide assets grew 35.2%, from $6M to $9M.
Where does Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan rank by assets among Form 5500 filers? ▼
Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan ranks in the 2nd percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the smaller plans by assets on file).
Which ESOP plans are similar in size to Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Thermal Process Systems, Inc. Employee Stock Ownership Plan in IN ($25K, 15 participants).
Which ESOP plans cover a similar participant headcount to Citizens Commerce Bancshares, Inc. Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is R-S-H Engineering, Inc. Employee Stock Ownership Plan in LA (57 participants, $10M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 611330772.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.