401(k) · DOL Form 5500 · 2023

Tracy J. Waters, D.D.S., P.a. 401(k) Plan

Data updated 2026-08-25

$2M
Total assets Small plan by assets
6
Participants Small participant base
33rd
Percentile by assets National rank
$405,215
Avg per participant High balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Carolina Smiles 401(k) Plan · Sponsored by Tracy J. Waters, D.D.S., P.a. · North Carolina · Healthcare & Social Assistance

$2M in assets, 6 participants

Tracy J. Waters, D.D.S., P.a.'s Carolina Smiles 401(k) Plan reported $2M in total assets and 6 participants in its 2023 DOL Form 5500 filing, ranking in the 33rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,750 in Healthcare & Social Assistance (17,684 peers)

Tracy J. Waters, D.D.S., P.a. multi-year trail

Tracy J. Waters, D.D.S., P.a.'s plans moved +40.6% in assets from 2022 to 2024; this filing shows Carolina Smiles 401(k) Plan at $2M / 6 participants.

#5,750
in Healthcare & Social Assistance (17,684 peers)
+19.4%
assets growth YoY

Carolina Smiles 401(k) Plan among the smaller filed plans by assets

Carolina Smiles 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$2,431,289 33rd percentile higher than 33% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Carolina Smiles 401(k) Plan among micro filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Carolina Smiles 401(k) Plan is a micro filing (6 participants), the leftmost band.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Carolina Smiles 401(k) Plan reported net income rose from -$350K in the plan year 2022 filing to $395K in the plan year 2023 filing.
  • Carolina Smiles 401(k) Plan end-of-year assets rose from $2M in the plan year 2022 filing to $2M in the plan year 2023 filing.
  • Carolina Smiles 401(k) Plan reported participants fell from 7 in the plan year 2022 filing to 6 in the plan year 2023 filing.

See the national 2022→2023 release diff →

DOL schedule card

Filing strip 200221944 · Tracy J. Waters, D.D.S., P.a. PY 2023 · 401(k)

Carolina Smiles 401(k) Plan · $2M · 6 · 33rd

  • TYPE $2M
  • NET 6
  • BOOK 33rd
  • VS-ST 401(k)
  • BOY near Up Management, LLC 401(k) Plan
  • SCH ind #5750

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Healthcare & Social Assistance retirement plans → · Plans in North Carolina →

Carolina Smiles 401(k) Plan in the asset neighbourhood

Carolina Smiles 401(k) Plan$2MUp Management, LLC 401(k) PlanUp Management, LLC 401(k) Pl…$2MColor Image Apparel, Inc. 401(k) Profit Sharing Plan BColor Image Apparel, Inc. 40…$2MIntermountain Food Stores, Inc. 401(k) P/S PlanIntermountain Food Stores, I…$2MGriffin Construction Company Profit Sharing PlanGriffin Construction Company…$2M
End-of-year total assets ($M) among Carolina Smiles 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Tracy J. Waters, D.D.S., P.a. multi-year asset trail

Sponsor-wide plan assets over time

All Tracy J. Waters, D.D.S., P.a. plans reported in each filing year

Latest sponsor-wide plan assets
$3M 40.59307680937876% vs 2022
2024 filing year
$1.5M$2M$2.5M$3M 202220232024 $2.04M $2.86M ▲ +40.2%
Year Plans Participants Total Assets
2022 1 7 $2M
2023 1 6 $2M
2024 1 7 $3M

Tracy J. Waters, D.D.S., P.a. filing trail (2023)

Total Assets (Beginning of Year)$2M
Net Assets (End of Year)$2M
Net Income$395K
Employer EIN200221944
Plan Effective Date2007-05-31
Filing StatusFILING RECEIVED

Nearby 401(k) Plans in North Carolina

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Carolina Smiles 401(k) Plan vs. nearby 401(k) plans in North Carolina, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -200204060 Total assets ($B) Participants Carolina Smiles 401(k) Plan, Total assets ($B): 0.002431289 · Participants: 6Carolina Smiles 401(k) PlanThe Bank of America 401(k) Plan, Total assets ($B): 54.848846192 · Participants: 173899The Bank of America 401(k) PlanHoneywell 401(k) Plan, Total assets ($B): 15.388124058 · Participants: 40004Honeywell 401(k) PlanDuke Energy Retirement Savings Plan, Total assets ($B): 10.354065 · Participants: 28121Duke Energy Retirement Savings PlanTruist Financial Corporation 401(k) Savings Plan, Total assets ($B): 10.120701726 · Participants: 55480Truist Financial Corporation 401(k) Savings PlanNucor Corporation Profit Sharing and Retirement Savings Plan, Total assets ($B): 8.510660989 · Participants: 24174Nucor Corporation Profit Sharing and Retirement Savings Plan
Carolina Smiles 401(k) Plan vs. nearby 401(k) plans in North Carolina, assets vs. participants
Compare Carolina Smiles 401(k) Plan side-by-side with 3 peers →

Carolina Smiles 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside North Carolina, the nearest 401(k) by assets is Up Management, LLC 401(k) Plan in IL ($2M); by covered participants it is Gears Over Gravity, Inc. 401(k) Plan in CA (6 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (6 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Carolina Smiles 401(k) Plan assets move in 2023? ▼
Carolina Smiles 401(k) Plan grew sharply - up 19.4% during 2023, from $2M to $2M. Reported net income was $395K.
How have Tracy J. Waters, D.D.S., P.a. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Tracy J. Waters, D.D.S., P.a.'s sponsor-wide assets grew 40.6%, from $2M to $3M.
Which 401(k) plans are similar in size to Carolina Smiles 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Up Management, LLC 401(k) Plan in IL ($2M, 187 participants).
Which 401(k) plans cover a similar participant headcount to Carolina Smiles 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Gears Over Gravity, Inc. 401(k) Plan in CA (6 participants, $234K in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 200221944.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.