401(k)
2023 plan-year 401(k) DOL Form 5500

WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

WINTRUST FINANCIAL CORPORATON

This 401(k) plan holds $661M in total assets and serves 5,151 participants as of 2023. It is sponsored by WINTRUST FINANCIAL CORPORATON in Illinois. The plan reported positive net income of $87M for the year.

Total Assets (2023)
$661M
Participants
5,151
State
Industry
Finance & Insurance

What the Filing Says About WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN

WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN is a 401(k) retirement plan sponsored by WINTRUST FINANCIAL CORPORATON, headquartered in Illinois. As of the 2023 Form 5500 filing, the plan reports $661M in total end-of-year assets and covers 5,151 participants across the Finance & Insurance industry. The sponsor's EIN on file with the U.S. Department of Labor is 363873352, and the plan has been effective since 1994-01-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $575M at the beginning of 2023 to $661M at year-end — a gain of 15.1%. Net assets (after liabilities) closed the year at $661M, with reported net income of $87M driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$575M
Total Assets (End of Year)$661M
Net Assets (End of Year)$661M
Net Income$87M
Plan Type401(k)
Employer EIN363873352
Plan Effective Date1994-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (WINTRUST FINANCIAL CORPORATON)

Year Plans Participants Total Assets
2022 1 5,188 $575M
2023 1 5,151 $661M
2024 1 5,395 $798M

Nearby 401(k) Plans in Illinois

Peer 401(k) plans — same state, same plan type — ranked by total assets.

Frequently Asked Questions

How much money is in the WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN?
As of the 2023 Form 5500 filing, WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN holds $661M in total assets with 5,151 participants. It is sponsored by WINTRUST FINANCIAL CORPORATON.
What type of plan is WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN?
WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN is a 401(k) plan. It has been effective since 1994-01-01. The plan is filed with the U.S. Department of Labor under EIN 363873352.
Who sponsors the WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN?
WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN is sponsored by WINTRUST FINANCIAL CORPORATON, located in Illinois. The sponsor's EIN is 363873352 and the plan operates in the Finance & Insurance industry.
How did WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN perform in 2023?
WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN grew by 15.1% during 2023, moving from $575M to $661M in total assets. Net income was $87M.
Where can I find official filings for WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN?
Official Form 5500 filings for WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 363873352 or plan name at efast.dol.gov.
How does WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN compare to other plans?
You can compare WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN against other 401(k) plans on the plan type page, or view plans in Illinois on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 363873352.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from official public datasets. See our methodology for details.