401(k) · DOL Form 5500 · 2022

Wintrust Financial Corp. 401(k) Plan

Data updated 2026-08-06

$575M
Total assets
5,188
Participants
98th
Percentile by assets
$110,799
Avg per participant
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Official DOL plan name: Wintrust Financial Corp. Retirement Savings Plan · Sponsored by Wintrust Financial Corp. · Illinois · Finance & Insurance

$575M in assets, 5,188 participants

Wintrust Financial Corp.'s Wintrust Financial Corp. Retirement Savings Plan reported $575M in total assets and 5,188 participants in its 2022 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 98th percentile by assets (of 139,258 plans)
  • #8,946 in Finance & Insurance (9,267 peers)

Coverage in Illinois

Wintrust Financial Corp. Retirement Savings Plan covers 5,188 participants in Illinois, 6.8x the typical Illinois plan (state average ~768 per filing). Assets: $575M.

$575M
total plan assets (2022 EOY)
5,188
covered participants
98th
percentile by assets (of 139,258 plans)
$110,799
avg assets per participant

The plan reported a net loss of $76M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State

Participants vs Illinois filers

In Illinois, the average filing covers about 768 participants across 5,440 plans. Wintrust Financial Corp. Retirement Savings Plan reports 5,188 participants - 6.8x that state average ($575M EOY assets).

Illinois filing particulars

Total Assets (Beginning of Year)$651M
Net Assets (End of Year)$575M
Net Income-$76M
Employer EIN363873352
Plan Effective Date1994-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Wintrust Financial Corp.)

$500M$600M$700M$800M$900M 202220232024 $575M $798M ▲ +38.7%
Total plan assets by year, all Wintrust Financial Corp. plans on file
Year Plans Participants Total Assets
2022 1 5,188 $575M
2023 1 5,151 $661M
2024 1 5,395 $798M

Nearby 401(k) Plans in Illinois

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Wintrust Financial Corp. Retirement Savings Plan vs. nearby 401(k) plans in Illinois, assets vs. participants

Wintrust Financial Corp. Retirement Savings Plan vs. nearby 401(k) plans in Illinois, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000 -505101520 Total assets ($B) Participants Wintrust Financial C…State Farm 401(k) Sa…Accenture United Sta…Abbott Laboratories …United Airlines Pilo…Walgreens Retirement…
Wintrust Financial Corp. Retirement Savings Plan vs. nearby 401(k) plans in Illinois, assets vs. participants

Scale composition for Wintrust Financial Corp. Retirement Savings Plan

Wintrust Financial Corp. Retirement Savings Plan reports $575M in end-of-year assets across 5,188 participants (0.005% of the $11.6T held by all Form 5500 filers in the national rollup , and 0.006% of 89,805,449 covered participants) - about $110,799 per participant (81% of the national average assets-per-participant) . Net income for plan year 2022 was -$76M.

This plan identity (EIN 363873352, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $575M to $798M (+38.8%) while covered participants moved from 5,188 to 5,395 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 5,188 $575M This page
2023 5,151 $661M Open filing
2024 · index core 5,395 $798M Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Wintrust Financial Corp. Retirement Savings Plan by total assets, not by location.

Frequently Asked Questions

How did Wintrust Financial Corp. Retirement Savings Plan assets move in 2022?
Wintrust Financial Corp. Retirement Savings Plan pulled back noticeably - down 11.7% during 2022, from $651M to $575M. Reported net income was -$76M.
How have Wintrust Financial Corp. plan assets changed over time?
Across 3 plan years on file (2022-2024), Wintrust Financial Corp.'s sponsor-wide assets grew 38.8%, from $575M to $798M.
Where does Wintrust Financial Corp. Retirement Savings Plan rank by assets among Form 5500 filers?
Wintrust Financial Corp. Retirement Savings Plan ranks in the 98th percentile by end-of-year assets among 139,258 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Wintrust Financial Corp. Retirement Savings Plan?
Among 401(k) plans in other states, the closest by assets is Block 401(k) Plan in CA ($575M, 7,210 participants).

Next read for Wintrust Financial Corp. Retirement Savi…

Filing takeaways

Ways to act on Wintrust Financial Corp. Retirement Savings Plan's numbers.