401(k) · DOL Form 5500 · 2023

The Kroger Co. 401(k) Plan

Data updated 2026-08-25

$8.4B
Total assets Very large vs avg
129,769
Participants Very large workforce
100th
Percentile by assets National rank
$65,078
Avg per participant Low balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: The Kroger Co. 401(k) Retirement Savings Account Plan · Sponsored by The Kroger Co. · Ohio · Retail Trade

$8.4B in assets, 129,769 participants

The Kroger Co.'s The Kroger Co. 401(k) Retirement Savings Account Plan reported $8.4B in total assets and 129,769 participants in its 2023 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,407 in Retail Trade (8,414 peers)

Coverage in Ohio

The Kroger Co. 401(k) Retirement Savings Account Plan covers 129,769 participants in Ohio, 170x the typical Ohio plan (state average ~765 per filing). Assets: $8.4B.

#8,407
in Retail Trade (8,414 peers)
+15.5%
assets growth YoY
85×
vs typical plan assets (national mean)

The Kroger Co. 401(k) Retirement Savings Account Plan's outsized position by total assets

The Kroger Co. 401(k) Retirement Savings Account Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$8,445,085,000 Highest reported value at or above every one of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

The Kroger Co. 401(k) Retirement Savings Account Plan's mega-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Kroger Co. 401(k) Retirement Savings Account Plan is a mega filing (129,769 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • The Kroger Co. 401(k) Retirement Savings Account Plan reported net income rose from -$1.1B in the plan year 2022 filing to $1.1B in the plan year 2023 filing.
  • The Kroger Co. 401(k) Retirement Savings Account Plan end-of-year assets rose from $7.3B in the plan year 2022 filing to $8.4B in the plan year 2023 filing.
  • The Kroger Co. 401(k) Retirement Savings Account Plan reported participants rose from 116,133 in the plan year 2022 filing to 129,769 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Published 5500 schedule card

Filing strip 310345740 · The Kroger Co. PY 2023 · 401(k)

The Kroger Co. 401(k) Retirement Savings Account Plan · $8.4B · 129,769 · 100th

  • NET $8.4B
  • NET 129,769
  • NET 100th
  • NET 401(k)
  • NET near The Cargill Partnership Plan
  • NET ind #8407

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Retail Trade retirement plans → · Plans in Ohio →

The Kroger Co. 401(k) Retirement Savings Account Plan in the asset neighbourhood

The Permanente Medical Group, Inc. Salary Deferral PlanThe Permanente Medical Group…$8.5BNucor Corporation Profit Sharing and Retirement Savings PlanNucor Corporation Profit Sha…$8.5BThe Kroger Co. 401(k) Retirement Savings Account PlanThe Kroger Co. 401(k) Retire…$8.4BThe Cargill Partnership Plan$8.4BThe Southern Company Employee Savings PlanThe Southern Company Employe…$8.4B
End-of-year total assets ($B) among The Kroger Co. 401(k) Retirement Savings Account Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Ohio filing particulars

Total Assets (Beginning of Year)$7.3B
Net Assets (End of Year)$8.4B
Net Income$1.1B
Employer EIN310345740
Plan Effective Date2007-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Kroger Co.)

Sponsor-wide plan assets over time

All The Kroger Co. plans reported in each filing year

Latest sponsor-wide plan assets
$13.8B 18.516793131333987% vs 2022
2024 filing year
$11B$12B$13B$14B 202220232024 $11.6B $13.8B ▲ +18.6%
Year Plans Participants Total Assets
2022 4 331,392 $11.6B
2023 4 371,552 $12.8B
2024 4 391,782 $13.8B

Nearby 401(k) Plans in Ohio

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Kroger Co. 401(k) Retirement Savings Account Plan vs. nearby 401(k) plans in Ohio, assets vs. participants Scatter plot of 6 data points. 050000100000150000 510152025 Total assets ($B) Participants The Kroger Co. 401(k) Retirement Savings Account Plan, Total assets ($B): 8.445085 · Participants: 129769The Kroger Co. 401(k) Retirement Savings Account PlanGE Retirement Savings Plan, Total assets ($B): 19.485469047 · Participants: 59766GE Retirement Savings PlanThe Sherwin-Williams Company 401(k) Plan, Total assets ($B): 10.12932701 · Participants: 47362The Sherwin-Williams Company 401(k) PlanThe Progressive 401(k) Plan, Total assets ($B): 9.225573063 · Participants: 56176The Progressive 401(k) PlanNationwide Savings Plan, Total assets ($B): 7.618883027 · Participants: 24715Nationwide Savings PlanMarathon Petroleum Thrift Plan, Total assets ($B): 7.514568027 · Participants: 17818Marathon Petroleum Thrift Plan
The Kroger Co. 401(k) Retirement Savings Account Plan vs. nearby 401(k) plans in Ohio, assets vs. participants
Compare The Kroger Co. 401(k) Retirement Savings Account Plan side-by-side with 3 peers →

Scale composition for The Kroger Co. 401(k) Retirement Savings Account Plan

The Kroger Co. 401(k) Retirement Savings Account Plan reports $8.4B in end-of-year assets across 129,769 participants (0.069% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.14% of 93,925,755 covered participants) - about $65,078 per participant (47% of the national average assets-per-participant) . Net income for plan year 2023 was $1.1B.

This plan identity (EIN 310345740, plan #010) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $7.3B to $11.8B (+61.5%) while covered participants moved from 116,133 to 135,373 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 116,133 $7.3B Open filing
2023 129,769 $8.4B This page
2024 · index core 135,373 $11.8B Open filing

The same sponsor also keeps 2 other index-core plans on PlainRetire:

The Kroger Co. 401(k) Retirement Savings Account Plan's out-of-state 401(k) peers by assets and headcount

Outside Ohio, the nearest 401(k) by assets is The Cargill Partnership Plan in MN ($8.4B); by covered participants it is The Boeing Company 401(k) Retirement Plan in WA (128,910 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($8.4B here).

Similar participant headcount

Nearest other-state filings by covered participants (129,769 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did The Kroger Co. 401(k) Retirement Savings Account Plan assets move in 2023? ▼
The Kroger Co. 401(k) Retirement Savings Account Plan grew sharply - up 15.5% during 2023, from $7.3B to $8.4B. Reported net income was $1.1B.
How have The Kroger Co. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Kroger Co.'s sponsor-wide assets grew 18.5%, from $11.6B to $13.8B.
Where does The Kroger Co. 401(k) Retirement Savings Account Plan rank by assets among Form 5500 filers? ▼
The Kroger Co. 401(k) Retirement Savings Account Plan ranks in the 100th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to The Kroger Co. 401(k) Retirement Savings Account Plan? ▼
Among 401(k) plans in other states, the closest by assets is The Cargill Partnership Plan in MN ($8.4B, 29,087 participants).
Which 401(k) plans cover a similar participant headcount to The Kroger Co. 401(k) Retirement Savings Account Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is The Boeing Company 401(k) Retirement Plan in WA (128,910 participants, $72.2B in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 310345740.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.