401(k) · DOL Form 5500 · 2023

Waterford Bank, N.a. 401(k) Plan

Data updated 2026-08-25

$22M
Total assets Small plan by assets
110
Participants Small participant base
75th
Percentile by assets National rank
$202,820
Avg per participant Above avg balance/head
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Official DOL plan name: Waterford Bank Retirement Savings Plan · Sponsored by Waterford Bank, N.a. · Ohio · Finance & Insurance

$22M in assets, 110 participants

Waterford Bank, N.a.'s Waterford Bank Retirement Savings Plan reported $22M in total assets and 110 participants in its 2023 DOL Form 5500 filing, ranking in the 75th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,479 in Finance & Insurance (8,869 peers)

Coverage in Ohio

Waterford Bank Retirement Savings Plan covers 110 participants in Ohio, about 14% of the average Ohio filer (state average ~765 per filing). Assets: $22M.

#5,479
in Finance & Insurance (8,869 peers)
+10.6%
assets growth YoY
0.2×
vs typical plan assets (national mean)

Waterford Bank Retirement Savings Plan's outsized position by total assets

Waterford Bank Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$22,310,194 Top 25% higher than 75% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Waterford Bank Retirement Savings Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Waterford Bank Retirement Savings Plan sits mid-pack in the medium band (110 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Waterford Bank Retirement Savings Plan reported net income rose from -$3M in the plan year 2022 filing to $2M in the plan year 2023 filing.
  • Waterford Bank Retirement Savings Plan end-of-year assets rose from $20M in the plan year 2022 filing to $22M in the plan year 2023 filing.
  • Waterford Bank Retirement Savings Plan reported participants rose from 107 in the plan year 2022 filing to 110 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 113809585 · Waterford Bank, N.a. PY 2023 · 401(k)

Waterford Bank Retirement Savings Plan · $22M · 110 · 75th

  • VS-ST $22M
  • VS-ST 110
  • VS-ST 75th
  • VS-ST 401(k)
  • VS-ST near Nan Mckay and Associates, Inc. 401(k) Profit Sharing Plan
  • VS-ST ind #5479

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Ohio →

Waterford Bank Retirement Savings Plan in the asset neighbourhood

Waterford Bank Retirement Savings PlanWaterford Bank Retirement Sa…$22MNan Mckay and Associates, Inc. 401(k) Profit Sharing PlanNan Mckay and Associates, In…$22MBanyan Software Retirement PlanBanyan Software Retirement P…$22MUnarco Material Handling 401(k) PlanUnarco Material Handling 401…$22MAmplify Credit Union 401(k) PlanAmplify Credit Union 401(k) …$22M
End-of-year total assets ($M) among Waterford Bank Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Ohio filing particulars

Total Assets (Beginning of Year)$20M
Net Assets (End of Year)$22M
Net Income$2M
Employer EIN113809585
Plan Effective Date2007-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Waterford Bank, N.a.)

Sponsor-wide plan assets over time

All Waterford Bank, N.a. plans reported in each filing year

Latest sponsor-wide plan assets
$21M 6.126566412622877% vs 2022
2024 filing year
$19M$20M$21M$22M$23M 202220232024 $20.2M $21.4M ▲ +6.1%
Year Plans Participants Total Assets
2022 1 107 $20M
2023 1 110 $22M
2024 1 110 $21M

Nearby 401(k) Plans in Ohio

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Waterford Bank Retirement Savings Plan vs. nearby 401(k) plans in Ohio, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -50510152025 Total assets ($B) Participants Waterford Bank Retirement Savings Plan, Total assets ($B): 0.022310194 · Participants: 110Waterford Bank Retirement Savings PlanGE Retirement Savings Plan, Total assets ($B): 19.485469047 · Participants: 59766GE Retirement Savings PlanThe Sherwin-Williams Company 401(k) Plan, Total assets ($B): 10.12932701 · Participants: 47362The Sherwin-Williams Company 401(k) PlanThe Progressive 401(k) Plan, Total assets ($B): 9.225573063 · Participants: 56176The Progressive 401(k) PlanThe Kroger Co. 401(k) Retirement Savings Account Plan, Total assets ($B): 8.445085 · Participants: 129769The Kroger Co. 401(k) Retirement Savings Account PlanNationwide Savings Plan, Total assets ($B): 7.618883027 · Participants: 24715Nationwide Savings Plan
Waterford Bank Retirement Savings Plan vs. nearby 401(k) plans in Ohio, assets vs. participants
Compare Waterford Bank Retirement Savings Plan side-by-side with 3 peers →

Waterford Bank Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Ohio, the nearest 401(k) by assets is Nan Mckay and Associates, Inc. 401(k) Profit Sharing Plan in CA ($22M); by covered participants it is Presbyterian Christian School, Inc. 401(k) Plan in MS (110 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($22M here).

Similar participant headcount

Nearest other-state filings by covered participants (110 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Waterford Bank Retirement Savings Plan assets move in 2023? ▼
Waterford Bank Retirement Savings Plan grew at a solid clip - up 10.6% during 2023, from $20M to $22M. Reported net income was $2M.
How have Waterford Bank, N.a. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Waterford Bank, N.a.'s sponsor-wide assets grew 6.1%, from $20M to $21M.
Where does Waterford Bank Retirement Savings Plan rank by assets among Form 5500 filers? ▼
Waterford Bank Retirement Savings Plan ranks in the 75th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Waterford Bank Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Nan Mckay and Associates, Inc. 401(k) Profit Sharing Plan in CA ($22M, 685 participants).
Which 401(k) plans cover a similar participant headcount to Waterford Bank Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Presbyterian Christian School, Inc. 401(k) Plan in MS (110 participants, $3M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 113809585.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.