ESOP · DOL Form 5500 · 2023

Gifford Bancorp, Inc. ESOP

Data updated 2026-08-11

$11M
Total assets
36
Participants
60th
Percentile by assets
$294,114
Avg per participant
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Official DOL plan name: Gifford Bancorp, Inc. Employee Stock Ownership Plan · Sponsored by Gifford Bancorp, Inc. · Illinois · Finance & Insurance

$11M in assets, 36 participants

Gifford Bancorp, Inc.'s Gifford Bancorp, Inc. Employee Stock Ownership Plan reported $11M in total assets and 36 participants in its 2023 DOL Form 5500 filing, ranking in the 60th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 60th percentile by assets (of 127,072 plans)
  • #3,959 in Finance & Insurance (8,869 peers)

Gifford Bancorp, Inc. multi-year trail

Gifford Bancorp, Inc.'s plans moved +46.7% in assets from 2022 to 2024; this filing shows Gifford Bancorp, Inc. Employee Stock Ownership Plan at $11M / 36 participants.

$11M
total plan assets (2023 EOY)
36
covered participants
60th
percentile by assets (of 127,072 plans)
$294,114
avg assets per participant

The plan reported a net loss of $447K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Where Gifford Bancorp, Inc. Employee Stock Ownership Plan sits by total assets

Gifford Bancorp, Inc. Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$10,588,102 Top 40% higher than 60% of 127,068 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Gifford Bancorp, Inc. Employee Stock Ownership Plan reported net income rose from -$3M in the plan year 2022 filing to -$447K in the plan year 2023 filing.
  • Gifford Bancorp, Inc. Employee Stock Ownership Plan reported participants fell from 42 in the plan year 2022 filing to 36 in the plan year 2023 filing.
  • Gifford Bancorp, Inc. Employee Stock Ownership Plan end-of-year assets rose from $10M in the plan year 2022 filing to $11M in the plan year 2023 filing.

See the national 2022→2023 release diff →

State

Gifford Bancorp, Inc. across 3 plan years on file

Across the 3 plan years Gifford Bancorp, Inc. has on file (2022-2024), sponsor-wide plan assets have moved from $10M to $15M, a gain of 46.7%, while reported participants moved from 42 to 33 (-21.4%). Peak year by sponsor assets: 2024 ($15M); trough: 2022 ($10M).

Gifford Bancorp, Inc. multi-year asset trail

$8M$10M$12M$14M$16M 202220232024 $10.4M $15.3M ▲ +46.7%
Total plan assets by year, all Gifford Bancorp, Inc. plans on file
Year Plans Participants Total Assets
2022 1 42 $10M
2023 1 36 $11M
2024 1 33 $15M

Gifford Bancorp, Inc. filing trail (2023)

Total Assets (Beginning of Year)$10M
Net Assets (End of Year)$4M
Net Income-$447K
Employer EIN371139170
Plan Effective Date1991-01-01
Filing StatusFILING RECEIVED

Nearby ESOP Plans in Illinois

Peer ESOP plans, same state, same plan type, ranked by total assets.

Gifford Bancorp, Inc. Employee Stock Ownership Plan vs. nearby ESOP plans in Illinois, assets vs. participants

Gifford Bancorp, Inc. Employee Stock Ownership Plan vs. nearby ESOP plans in Illinois, assets vs. participants Scatter plot of 6 data points. -5000050001000015000 -1012345 Total assets ($B) Participants Gifford Bancorp, Inc…Amsted Industries In…Kehe Distributors, I…Scot Forge Company E…Bdo USA Employee Sto…Bdo USA Employee Sto…
Gifford Bancorp, Inc. Employee Stock Ownership Plan vs. nearby ESOP plans in Illinois, assets vs. participants

Similar-Sized ESOP Plans Nationally

ESOP plans in other states closest to Gifford Bancorp, Inc. Employee Stock Ownership Plan by total assets, not by location.

Frequently Asked Questions

How did Gifford Bancorp, Inc. Employee Stock Ownership Plan assets move in 2023?
Gifford Bancorp, Inc. Employee Stock Ownership Plan edged up modestly - up 1.8% during 2023, from $10M to $11M. Reported net income was -$447K.
How have Gifford Bancorp, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Gifford Bancorp, Inc.'s sponsor-wide assets grew 46.7%, from $10M to $15M.
Which ESOP plans are similar in size to Gifford Bancorp, Inc. Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by assets is Design Workshop, Inc. Employee Stock Ownership Plan in CO ($11M, 138 participants).

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Multi-year trail

Ways to act on Gifford Bancorp, Inc. Employee Stock Ownership Plan's numbers.