401(k) · DOL Form 5500 · 2023

Ram Construction Services of Michigan, Inc. 401(k) Plan

Data updated 2026-08-25

$18M
Total assets Small plan by assets
150
Participants Small participant base
71st
Percentile by assets National rank
$120,377
Avg per participant Near avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Ram Construction Services 401(k) Plan · Sponsored by Ram Construction Services of Michigan, Inc. · Michigan · Construction

$18M in assets, 150 participants

Ram Construction Services of Michigan, Inc.'s Ram Construction Services 401(k) Plan reported $18M in total assets and 150 participants in its 2023 DOL Form 5500 filing, ranking in the 71st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,276 in Construction (9,030 peers)

Coverage in Michigan

Ram Construction Services 401(k) Plan covers 150 participants in Michigan, about 24% of the average Michigan filer (state average ~638 per filing). Assets: $18M.

#6,276
in Construction (9,030 peers)
+24.7%
assets growth YoY

Ram Construction Services 401(k) Plan's outsized position by total assets

Ram Construction Services 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$18,056,611 Top 29% higher than 71% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Ram Construction Services 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Ram Construction Services 401(k) Plan sits mid-pack in the medium band (150 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Ram Construction Services 401(k) Plan reported net income rose from -$3M in the plan year 2022 filing to $4M in the plan year 2023 filing.
  • Ram Construction Services 401(k) Plan end-of-year assets rose from $14M in the plan year 2022 filing to $18M in the plan year 2023 filing.
  • Ram Construction Services 401(k) Plan reported participants rose from 140 in the plan year 2022 filing to 150 in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 381164400 · Ram Construction Services of Michigan, Inc. PY 2023 · 401(k)

Ram Construction Services 401(k) Plan · $18M · 150 · 71st

  • VS-ST $18M
  • VS-ST 150
  • VS-ST 71st
  • VS-ST 401(k)
  • VS-ST near Fintech 401(k) Savings Plan
  • VS-ST ind #6276

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Construction retirement plans → · Plans in Michigan →

Ram Construction Services 401(k) Plan in the asset neighbourhood

Ram Construction Services 401(k) PlanRam Construction Services 40…$18MFintech 401(k) Savings Plan$18MCarolina Sunrock LLC 401(k) Retirement PlanCarolina Sunrock LLC 401(k) …$18MUdc 401(k) Retirement Plan$18MThe Ecrm Co. 401(k) Retirement PlanThe Ecrm Co. 401(k) Retireme…$18M
End-of-year total assets ($M) among Ram Construction Services 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Michigan filing particulars

Total Assets (Beginning of Year)$14M
Net Assets (End of Year)$18M
Net Income$4M
Employer EIN381164400
Plan Effective Date1993-08-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Ram Construction Services of Michigan, Inc.)

Sponsor-wide plan assets over time

All Ram Construction Services of Michigan, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$21M 43.859559209260766% vs 2022
2024 filing year
$12M$14M$16M$18M$20M$22M 202220232024 $14.5M $20.8M ▲ +43.9%
Year Plans Participants Total Assets
2022 1 140 $14M
2023 1 150 $18M
2024 1 160 $21M

Nearby 401(k) Plans in Michigan

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Ram Construction Services 401(k) Plan vs. nearby 401(k) plans in Michigan, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -50510152025 Total assets ($B) Participants Ram Construction Services 401(k) Plan, Total assets ($B): 0.018056611 · Participants: 150Ram Construction Services 401(k) PlanGeneral Motors Retirement Savings Plan for Salaried Employees in the United States, Total assets ($B): 20.378449285 · Participants: 47299General Motors Retirement Savings Plan for Salaried Employees in the United StatesFord Motor Co. Savings and Stock Investment Plan for Salaried Employees, Total assets ($B): 15.588575271 · Participants: 30516Ford Motor Co. Savings and Stock Investment Plan for Salaried EmployeesThe Dow Chemical Company Employees' Savings Plan, Total assets ($B): 10.084842211 · Participants: 18088The Dow Chemical Company Employees' Savings PlanThe General Motors Personal Savings Plan for Hourly-Rate Employees in the United States, Total assets ($B): 8.580684909 · Participants: 40393The General Motors Personal Savings Plan for Hourly-Rate Employees in the United StatesFord Motor Co. Tax-Efficient Savings Plan for Hourly Employees, Total assets ($B): 7.617084451 · Participants: 59195Ford Motor Co. Tax-Efficient Savings Plan for Hourly Employees
Ram Construction Services 401(k) Plan vs. nearby 401(k) plans in Michigan, assets vs. participants

Ram Construction Services 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Michigan, the nearest 401(k) by assets is Fintech 401(k) Savings Plan in FL ($18M); by covered participants it is San Pedro Fish Markets 401(k) Profit Sharing Plan & Trust in CA (150 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($18M here).

Similar participant headcount

Nearest other-state filings by covered participants (150 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Ram Construction Services 401(k) Plan assets move in 2023?
Ram Construction Services 401(k) Plan grew sharply - up 24.7% during 2023, from $14M to $18M. Reported net income was $4M.
How have Ram Construction Services of Michigan, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Ram Construction Services of Michigan, Inc.'s sponsor-wide assets grew 43.9%, from $14M to $21M.
Which 401(k) plans are similar in size to Ram Construction Services 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Fintech 401(k) Savings Plan in FL ($18M, 152 participants).
Which 401(k) plans cover a similar participant headcount to Ram Construction Services 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is San Pedro Fish Markets 401(k) Profit Sharing Plan & Trust in CA (150 participants, $867K in assets).