401(k) · DOL Form 5500 · 2023

Citizens Bank of Las Cruces 401(k) Plan

Data updated 2026-08-25

$38M
Total assets Below avg plan size
108
Participants Small participant base
82nd
Percentile by assets National rank
$349,554
Avg per participant High balance/head
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Official DOL plan name: Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan · Sponsored by Citizens Bank of Las Cruces · New Mexico · Finance & Insurance

$38M in assets, 108 participants

Citizens Bank of Las Cruces's Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan reported $38M in total assets and 108 participants in its 2023 DOL Form 5500 filing, ranking in the 82nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,461 in Finance & Insurance (8,869 peers)

Coverage in New Mexico

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan covers 108 participants in New Mexico, about 30% of the average New Mexico filer (state average ~365 per filing). Assets: $38M.

#6,461
in Finance & Insurance (8,869 peers)
+14.9%
assets growth YoY
0.4×
vs typical plan assets (national mean)

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan's outsized position by total assets

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$37,751,822 Top 18% higher than 82% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan sits mid-pack in the medium band (108 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan reported net income rose from -$1M in the plan year 2022 filing to $5M in the plan year 2023 filing.
  • Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan end-of-year assets rose from $33M in the plan year 2022 filing to $38M in the plan year 2023 filing.
  • Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan reported participants rose from 98 in the plan year 2022 filing to 108 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Form 5500 schedule snapshot

Filing strip 850207454 · Citizens Bank of Las Cruces PY 2023 · 401(k)

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan · $38M · 108 · 82nd

  • RANK $38M
  • PHOTO 108
  • IND 82nd
  • EOY 401(k)
  • 5500 near Usibelli Coal Mine, Inc. Thrift Savings and 401(k) Plan I
  • ASSETS ind #6461

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New Mexico →

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan in the asset neighbourhood

Henderson Brothers, Inc. Profit Sharing PlanHenderson Brothers, Inc. Pro…$38MDanzer Group 401(k) Retirement PlanDanzer Group 401(k) Retireme…$38MCitizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing PlanCitizens Bank of Las Cruces …$38MUsibelli Coal Mine, Inc. Thrift Savings and 401(k) Plan IUsibelli Coal Mine, Inc. Thr…$38MThe O'connell Companies, Inc. 401(k) PlanThe O'connell Companies, Inc…$38M
End-of-year total assets ($M) among Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

New Mexico filing particulars

Total Assets (Beginning of Year)$33M
Net Assets (End of Year)$38M
Net Income$5M
Employer EIN850207454
Plan Effective Date1977-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens Bank of Las Cruces)

Sponsor-wide plan assets over time

All Citizens Bank of Las Cruces plans reported in each filing year

Latest sponsor-wide plan assets
$45M 36.269815044866846% vs 2022
2024 filing year
$30M$35M$40M$45M$50M 202220232024 $32.9M $44.8M ▲ +36.3%
Year Plans Participants Total Assets
2022 1 98 $33M
2023 1 108 $38M
2024 1 111 $45M

Nearby 401(k) Plans in New Mexico

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan vs. nearby 401(k) plans in New Mexico, assets vs. participants Scatter plot of 6 data points. -500005000100001500020000 -202468 Total assets ($B) Participants Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan, Total assets ($B): 0.037751822 · Participants: 108Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing PlanNtess Savings and Income Plan, Total assets ($B): 6.138288212 · Participants: 14721Ntess Savings and Income PlanTriad 401(k) Retirement Plan, Total assets ($B): 2.017061751 · Participants: 10005Triad 401(k) Retirement PlanTriad 401(k) Savings Plan, Total assets ($B): 0.83962508 · Participants: 2249Triad 401(k) Savings PlanPnm Resources, Inc. Retirement Savings Plan, Total assets ($B): 0.76542965 · Participants: 1531Pnm Resources, Inc. Retirement Savings PlanApplied Research Associates, Inc. 401(k) Profit Sharing Plan & Trust, Total assets ($B): 0.573005592 · Participants: 1962Applied Research Associates, Inc. 401(k) Profit Sharing Plan & Trust
Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan vs. nearby 401(k) plans in New Mexico, assets vs. participants
Compare Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan side-by-side with 3 peers →

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan's out-of-state 401(k) peers by assets and headcount

Outside New Mexico, the nearest 401(k) by assets is Usibelli Coal Mine, Inc. Thrift Savings and 401(k) Plan I in AK ($38M); by covered participants it is Winstar Farm 401(k) Plan in KY (108 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (108 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan assets move in 2023? ▼
Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan grew at a solid clip - up 14.9% during 2023, from $33M to $38M. Reported net income was $5M.
How have Citizens Bank of Las Cruces plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Citizens Bank of Las Cruces's sponsor-wide assets grew 36.3%, from $33M to $45M.
Where does Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan rank by assets among Form 5500 filers? ▼
Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan ranks in the 82nd percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by assets is Usibelli Coal Mine, Inc. Thrift Savings and 401(k) Plan I in AK ($38M, 80 participants).
Which 401(k) plans cover a similar participant headcount to Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Winstar Farm 401(k) Plan in KY (108 participants, $4M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 850207454.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.