401(k) · DOL Form 5500 · 2023

Effectual Inc. 401(k) Plan

Data updated 2026-08-25

$11M
Total assets Small plan by assets
188
Participants Below avg headcount
61st
Percentile by assets National rank
$60,585
Avg per participant Low balance/head
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Official DOL plan name: Effectual 401(k) Plan · Sponsored by Effectual Inc. · New Jersey · Professional & Technical Services

$11M in assets, 188 participants

Effectual Inc.'s Effectual 401(k) Plan reported $11M in total assets and 188 participants in its 2023 DOL Form 5500 filing, ranking in the 61st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #12,253 in Professional & Technical Services (20,321 peers)

Coverage in New Jersey

Effectual 401(k) Plan covers 188 participants in New Jersey, about 22% of the average New Jersey filer (state average ~844 per filing). Assets: $11M.

#12,253
in Professional & Technical Services (20,321 peers)
+68.6%
assets growth YoY

Effectual 401(k) Plan's mid-pack asset rank among Professional & Technical Services and all filers

Effectual 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$11,389,929 Top 39% higher than 61% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Effectual 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Effectual 401(k) Plan sits mid-pack in the medium band (188 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Effectual 401(k) Plan reported net income rose from $2M in the plan year 2022 filing to $5M in the plan year 2023 filing.
  • Effectual 401(k) Plan end-of-year assets rose from $7M in the plan year 2022 filing to $11M in the plan year 2023 filing.
  • Effectual 401(k) Plan reported participants rose from 163 in the plan year 2022 filing to 188 in the plan year 2023 filing.

See the national 2022→2023 release diff →

DOL schedule card

Filing strip 823082582 · Effectual Inc. PY 2023 · 401(k)

Effectual 401(k) Plan · $11M · 188 · 61st

  • 5500 $11M
  • 5500 188
  • 5500 61st
  • 5500 401(k)
  • 5500 near Village Square 401(k) Plan
  • 5500 ind #12253

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in New Jersey →

Effectual 401(k) Plan in the asset neighbourhood

Effectual 401(k) Plan$11MVillage Square 401(k) Plan$11MUniversity of Hawaii Federal Credit Union 401(k) Plan and TrustUniversity of Hawaii Federal…$11MCallaway Security Banks, Inc. 401(k) and Employee Stock Ownership PlanCallaway Security Banks, Inc…$11MFamily & Nursing Care, Inc. 401(k) PlanFamily & Nursing Care, Inc. …$11M
End-of-year total assets ($M) among Effectual 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

New Jersey filing particulars

Total Assets (Beginning of Year)$7M
Net Assets (End of Year)$11M
Net Income$5M
Employer EIN823082582
Plan Effective Date2018-10-02
Filing StatusFILING RECEIVED

Sponsor Plan History (Effectual Inc.)

Sponsor-wide plan assets over time

All Effectual Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$15M 120.68204705585642% vs 2022
2024 filing year
$5M$10M$15M$20M 202220232024 $6.76M $14.9M ▲ +120.6%
Year Plans Participants Total Assets
2022 1 163 $7M
2023 1 188 $11M
2024 1 209 $15M

Nearby 401(k) Plans in New Jersey

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Effectual 401(k) Plan vs. nearby 401(k) plans in New Jersey, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -1001020304050 Total assets ($B) Participants Effectual 401(k) Plan, Total assets ($B): 0.011389929 · Participants: 188Effectual 401(k) PlanJPMorgan Chase 401(k) Savings Plan, Total assets ($B): 44.552237022 · Participants: 176610JPMorgan Chase 401(k) Savings PlanVerizon Savings Plan for Management Employees, Total assets ($B): 27.825640157 · Participants: 78072Verizon Savings Plan for Management EmployeesJohnson and Johnson Savings Plan, Total assets ($B): 22.177853595 · Participants: 41291Johnson and Johnson Savings PlanErnst & Young Retirement Savings Plan, Total assets ($B): 15.543526764 · Participants: 59346Ernst & Young Retirement Savings PlanMerck US Savings Plan, Total assets ($B): 13.424416176 · Participants: 26850Merck US Savings Plan
Effectual 401(k) Plan vs. nearby 401(k) plans in New Jersey, assets vs. participants
Compare Effectual 401(k) Plan side-by-side with 3 peers →

Effectual 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside New Jersey, the nearest 401(k) by assets is Village Square 401(k) Plan in PA ($11M); by covered participants it is Advantmed 401(k) and Profit Sharing Plan in CA (188 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (188 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Effectual 401(k) Plan assets move in 2023? ▼
Effectual 401(k) Plan surged - up 68.6% during 2023, from $7M to $11M. Reported net income was $5M.
How have Effectual Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Effectual Inc.'s sponsor-wide assets grew 120.7%, from $7M to $15M.
Which 401(k) plans are similar in size to Effectual 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Village Square 401(k) Plan in PA ($11M, 223 participants).
Which 401(k) plans cover a similar participant headcount to Effectual 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Advantmed 401(k) and Profit Sharing Plan in CA (188 participants, $844K in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 823082582.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.