ESOP · DOL Form 5500 · 2023

Cambridge Bancorp ESOP

Data updated 2026-08-11

$18M
Total assets
365
Participants
70th
Percentile by assets
$48,688
Avg per participant
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Official DOL plan name: Cambridge Bancorp Employee Stock Ownership Plan · Sponsored by Cambridge Bancorp · Massachusetts · Finance & Insurance

$18M in assets, 365 participants

Cambridge Bancorp's Cambridge Bancorp Employee Stock Ownership Plan reported $18M in total assets and 365 participants in its 2023 DOL Form 5500 filing, ranking in the 70th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 70th percentile by assets (of 127,072 plans)
  • #5,002 in Finance & Insurance (8,869 peers)

Cambridge Bancorp multi-year trail

Cambridge Bancorp's plans moved -13.8% in assets from 2022 to 2024; this filing shows Cambridge Bancorp Employee Stock Ownership Plan at $18M / 365 participants.

$18M
total plan assets (2023 EOY)
365
covered participants
70th
percentile by assets (of 127,072 plans)
$48,688
avg assets per participant

The plan reported a net loss of $5M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Where Cambridge Bancorp Employee Stock Ownership Plan sits by total assets

Cambridge Bancorp Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$17,770,939 Top 30% higher than 70% of 127,068 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Cambridge Bancorp Employee Stock Ownership Plan end-of-year assets fell from $23M in the plan year 2022 filing to $18M in the plan year 2023 filing.
  • Cambridge Bancorp Employee Stock Ownership Plan reported participants rose from 319 in the plan year 2022 filing to 365 in the plan year 2023 filing.
  • Cambridge Bancorp Employee Stock Ownership Plan reported net income fell from -$5M in the plan year 2022 filing to -$5M in the plan year 2023 filing.

See the national 2022→2023 release diff →

State
Massachusetts
Industry
Finance & Insurance

Cambridge Bancorp across 3 plan years on file

Across the 3 plan years Cambridge Bancorp has on file (2022-2024), sponsor-wide plan assets have moved from $23M to $20M, a decline of 13.8%, while reported participants moved from 319 to 361 (+13.2%). Peak year by sponsor assets: 2022 ($23M); trough: 2023 ($18M).

Cambridge Bancorp multi-year asset trail

$16M$18M$20M$22M$24M 202220232024 $22.7M $19.6M ▼ -13.8%
Total plan assets by year, all Cambridge Bancorp plans on file
Year Plans Participants Total Assets
2022 1 319 $23M
2023 1 365 $18M
2024 1 361 $20M

Cambridge Bancorp filing trail (2023)

Total Assets (Beginning of Year)$23M
Net Assets (End of Year)$18M
Net Income-$5M
Employer EIN042777442
Plan Effective Date1986-01-01
Filing StatusFILING RECEIVED

Nearby ESOP Plans in Massachusetts

Peer ESOP plans, same state, same plan type, ranked by total assets.

Cambridge Bancorp Employee Stock Ownership Plan vs. nearby ESOP plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. 0500100015002000 -2000200400600800 Total assets ($M) Participants Cambridge Bancorp Em…, Total assets ($M): 17.770939 · Participants: 365Cambridge Bancorp Em…Consigli Building Gr…, Total assets ($M): 611.879597 · Participants: 1511Consigli Building Gr…The Gillette Company…, Total assets ($M): 349.164775 · Participants: 174The Gillette Company…Shawmut Group Employ…, Total assets ($M): 274.195602 · Participants: 716Shawmut Group Employ…First Amended and Re…, Total assets ($M): 244.511447 · Participants: 641First Amended and Re…Eastern Bank Employe…, Total assets ($M): 213.345202 · Participants: 1778Eastern Bank Employe…
Cambridge Bancorp Employee Stock Ownership Plan vs. nearby ESOP plans in Massachusetts, assets vs. participants
Compare Cambridge Bancorp Employee Stock Ownersh… side-by-side with 3 peers →

Similar-Sized ESOP Plans Nationally

ESOP plans in other states closest to Cambridge Bancorp Employee Stock Ownership Plan by total assets, not by location.

Frequently Asked Questions

How did Cambridge Bancorp Employee Stock Ownership Plan assets move in 2023? ▼
Cambridge Bancorp Employee Stock Ownership Plan declined sharply - down 21.8% during 2023, from $23M to $18M. Reported net income was -$5M.
How have Cambridge Bancorp plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Cambridge Bancorp's sponsor-wide assets declined 13.8%, from $23M to $20M.
Which ESOP plans are similar in size to Cambridge Bancorp Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Sterling Staffing, Inc. Employee Stock Ownership Plan in IL ($18M, 213 participants).

Next read for Cambridge Bancorp Employee Stock Ownersh…

Multi-year trail

Ways to act on Cambridge Bancorp Employee Stock Ownership Plan's numbers.

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 042777442.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.