401(k) · DOL Form 5500 · 2023

Klarna, Inc. 401(k) Plan

Data updated 2026-08-25

$27M
Total assets Below avg plan size
541
Participants Below avg headcount
78th
Percentile by assets National rank
$50,228
Avg per participant Low balance/head
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Official DOL plan name: Klarna 401(k) Plan · Sponsored by Klarna, Inc. · Ohio · Professional & Technical Services

$27M in assets, 541 participants

Klarna, Inc.'s Klarna 401(k) Plan reported $27M in total assets and 541 participants in its 2023 DOL Form 5500 filing, ranking in the 78th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #15,880 in Professional & Technical Services (20,321 peers)

Where Klarna 401(k) Plan sits by assets

Klarna 401(k) Plan sits in the top quartile of all filed plans by assets, $27M for 541 participants (~$50,228/participant), up 31.5% in 2023.

#15,880
in Professional & Technical Services (20,321 peers)
+31.5%
assets growth YoY
0.3×
vs typical plan assets (national mean)

Klarna 401(k) Plan's outsized position by total assets

Klarna 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$27,173,302 Top 22% higher than 78% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Klarna 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Klarna 401(k) Plan sits mid-pack in the medium band (541 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Klarna 401(k) Plan reported net income rose from $4M in the plan year 2022 filing to $7M in the plan year 2023 filing.
  • Klarna 401(k) Plan end-of-year assets rose from $21M in the plan year 2022 filing to $27M in the plan year 2023 filing.
  • Klarna 401(k) Plan reported participants fell from 615 in the plan year 2022 filing to 541 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Published 5500 schedule card

Filing strip 990365994 · Klarna, Inc. PY 2023 · 401(k)

Klarna 401(k) Plan · $27M · 541 · 78th

  • EOY $27M
  • EOY 541
  • EOY 78th
  • EOY 401(k)
  • EOY near Mtu Aero Engine North America, Inc. 401(k) Plan and Trust
  • EOY ind #15880

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in Ohio →

Klarna 401(k) Plan in the asset neighbourhood

Alexander Family Dealerships 401(k) Profit Sharing PlanAlexander Family Dealerships…$27MKlarna 401(k) Plan$27MMtu Aero Engine North America, Inc. 401(k) Plan and TrustMtu Aero Engine North Americ…$27MCamp Family Ventures 401(k) PlanCamp Family Ventures 401(k) …$27MCampos Holding Company LLC Retirement Savings PlanCampos Holding Company LLC R…$27M
End-of-year total assets ($M) among Klarna 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$21M
Net Assets (End of Year)$27M
Net Income$7M
Employer EIN990365994
Plan Effective Date2015-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Klarna, Inc.)

Sponsor-wide plan assets over time

All Klarna, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$32M 55.451205731261325% vs 2022
2024 filing year
$15M$20M$25M$30M$35M 202220232024 $20.7M $32.1M ▲ +55.5%
Year Plans Participants Total Assets
2022 1 615 $21M
2023 1 541 $27M
2024 1 369 $32M

Nearby 401(k) Plans in Ohio

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Klarna 401(k) Plan vs. nearby 401(k) plans in Ohio, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -50510152025 Total assets ($B) Participants Klarna 401(k) Plan, Total assets ($B): 0.027173302 · Participants: 541Klarna 401(k) PlanGE Retirement Savings Plan, Total assets ($B): 19.485469047 · Participants: 59766GE Retirement Savings PlanThe Sherwin-Williams Company 401(k) Plan, Total assets ($B): 10.12932701 · Participants: 47362The Sherwin-Williams Company 401(k) PlanThe Progressive 401(k) Plan, Total assets ($B): 9.225573063 · Participants: 56176The Progressive 401(k) PlanThe Kroger Co. 401(k) Retirement Savings Account Plan, Total assets ($B): 8.445085 · Participants: 129769The Kroger Co. 401(k) Retirement Savings Account PlanNationwide Savings Plan, Total assets ($B): 7.618883027 · Participants: 24715Nationwide Savings Plan
Klarna 401(k) Plan vs. nearby 401(k) plans in Ohio, assets vs. participants
Compare Klarna 401(k) Plan side-by-side with 3 peers →

Klarna 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Ohio, the nearest 401(k) by assets is Mtu Aero Engine North America, Inc. 401(k) Plan and Trust in CT ($27M); by covered participants it is Ttx Company Thrift Plan in NC (541 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (541 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Klarna 401(k) Plan assets move in 2023? ▼
Klarna 401(k) Plan surged - up 31.5% during 2023, from $21M to $27M. Reported net income was $7M.
How have Klarna, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Klarna, Inc.'s sponsor-wide assets grew 55.5%, from $21M to $32M.
Where does Klarna 401(k) Plan rank by assets among Form 5500 filers? ▼
Klarna 401(k) Plan ranks in the 78th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Klarna 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Mtu Aero Engine North America, Inc. 401(k) Plan and Trust in CT ($27M, 165 participants).
Which 401(k) plans cover a similar participant headcount to Klarna 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Ttx Company Thrift Plan in NC (541 participants, $137M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 990365994.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.