401(k) · DOL Form 5500 · 2023

Umb Financial Corporation 401(k) Plan

Data updated 2026-08-25

$615M
Total assets Above avg plan size
3,646
Participants Above avg headcount
98th
Percentile by assets National rank
$168,810
Avg per participant Above avg balance/head
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Official DOL plan name: Umb Profit Sharing and 401(k) Savings Plan · Sponsored by Umb Financial Corporation · Missouri · Finance & Insurance

$615M in assets, 3,646 participants

Umb Financial Corporation's Umb Profit Sharing and 401(k) Savings Plan reported $615M in total assets and 3,646 participants in its 2023 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,533 in Finance & Insurance (8,869 peers)

Coverage in Missouri

Umb Profit Sharing and 401(k) Savings Plan covers 3,646 participants in Missouri, 4.9x the typical Missouri plan (state average ~737 per filing). Assets: $615M.

#8,533
in Finance & Insurance (8,869 peers)
+21.4%
assets growth YoY
6.2×
vs typical plan assets (national mean)

Umb Profit Sharing and 401(k) Savings Plan's outsized position by total assets

Umb Profit Sharing and 401(k) Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$615,480,447 Top 2% higher than 98% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Umb Profit Sharing and 401(k) Savings Plan's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Umb Profit Sharing and 401(k) Savings Plan lands in the large band (3,646 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Umb Profit Sharing and 401(k) Savings Plan reported net income rose from -$112M in the plan year 2022 filing to $108M in the plan year 2023 filing.
  • Umb Profit Sharing and 401(k) Savings Plan end-of-year assets rose from $507M in the plan year 2022 filing to $615M in the plan year 2023 filing.
  • Umb Profit Sharing and 401(k) Savings Plan reported participants rose from 3,411 in the plan year 2022 filing to 3,646 in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 430903811 · Umb Financial Corporation PY 2023 · 401(k)

Umb Profit Sharing and 401(k) Savings Plan · $615M · 3,646 · 98th

  • SCH $615M
  • EBSA 3,646
  • PART 98th
  • TYPE 401(k)
  • NET near Saint-Gobain Corporation 401(k) Plan for Hourly Employees
  • BOOK ind #8533

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Missouri →

Umb Profit Sharing and 401(k) Savings Plan in the asset neighbourhood

Costar Realty Information, Inc. 401(k) Retirement PlanCostar Realty Information, I…$616MEdgewell Personal Care 401(k) PlanEdgewell Personal Care 401(k…$616MSaint-Gobain Corporation 401(k) Plan for Hourly EmployeesSaint-Gobain Corporation 401…$616MUmb Profit Sharing and 401(k) Savings PlanUmb Profit Sharing and 401(k…$615MTeleflex 401(k) Savings Plan$615M
End-of-year total assets ($M) among Umb Profit Sharing and 401(k) Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Missouri filing particulars

Total Assets (Beginning of Year)$507M
Net Assets (End of Year)$615M
Net Income$108M
Employer EIN430903811
Plan Effective Date1961-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Umb Financial Corporation)

Sponsor-wide plan assets over time

All Umb Financial Corporation plans reported in each filing year

Latest sponsor-wide plan assets
$789M 38.54164397805505% vs 2022
2024 filing year
$500M$600M$700M$800M$900M 202220232024 $569M $789M ▲ +38.5%
Year Plans Participants Total Assets
2022 2 6,362 $569M
2023 2 6,283 $675M
2024 2 7,271 $789M

Nearby 401(k) Plans in Missouri

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Umb Profit Sharing and 401(k) Savings Plan vs. nearby 401(k) plans in Missouri, assets vs. participants Scatter plot of 6 data points. 020000400006000080000 051015 Total assets ($B) Participants Umb Profit Sharing and 401(k) Savings Plan, Total assets ($B): 0.615480447 · Participants: 3646Umb Profit Sharing and 401(k) Savings PlanEdward D. Jones & Co. Profit Sharing and 401(k) Plan, Total assets ($B): 10.594991308 · Participants: 49944Edward D. Jones & Co. Profit Sharing and 401(k) PlanBayer Corporation Savings and Retirement Plan, Total assets ($B): 10.333863661 · Participants: 19273Bayer Corporation Savings and Retirement PlanEnterprise Holdings Retirement Savings Plan, Total assets ($B): 5.607728879 · Participants: 66210Enterprise Holdings Retirement Savings PlanCentene Management Corporation Retirement Plan, Total assets ($B): 4.047068199 · Participants: 53822Centene Management Corporation Retirement PlanEmerson Electric Company Employee Savings Investment Plan, Total assets ($B): 3.563332746 · Participants: 10316Emerson Electric Company Employee Savings Investment Plan
Umb Profit Sharing and 401(k) Savings Plan vs. nearby 401(k) plans in Missouri, assets vs. participants
Compare Umb Profit Sharing and 401(k) Savings Plan side-by-side with 3 peers →

Umb Profit Sharing and 401(k) Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Missouri, the nearest 401(k) by assets is Saint-Gobain Corporation 401(k) Plan for Hourly Employees in PA ($616M); by covered participants it is Retirement Plan of Research Triangle Institute in NC (3,646 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($615M here).

Similar participant headcount

Nearest other-state filings by covered participants (3,646 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Umb Profit Sharing and 401(k) Savings Plan assets move in 2023? ▼
Umb Profit Sharing and 401(k) Savings Plan grew sharply - up 21.4% during 2023, from $507M to $615M. Reported net income was $108M.
How have Umb Financial Corporation plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Umb Financial Corporation's sponsor-wide assets grew 38.5%, from $569M to $789M.
Where does Umb Profit Sharing and 401(k) Savings Plan rank by assets among Form 5500 filers? ▼
Umb Profit Sharing and 401(k) Savings Plan ranks in the 98th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Umb Profit Sharing and 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Saint-Gobain Corporation 401(k) Plan for Hourly Employees in PA ($616M, 10,054 participants).
Which 401(k) plans cover a similar participant headcount to Umb Profit Sharing and 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Retirement Plan of Research Triangle Institute in NC (3,646 participants, $993M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 430903811.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.