401(k) · DOL Form 5500 · 2023

Umb Financial Corporation 401(k) Plan

Data updated 2026-08-11

$615M
Total assets: 3,646
Participants: 98th
Percentile by assets: $168,810
Avg per participant

Official DOL plan name: Umb Profit Sharing and 401(k) Savings Plan · Sponsored by Umb Financial Corporation · Missouri · Finance & Insurance

$615M in assets, 3,646 participants

Umb Financial Corporation's Umb Profit Sharing and 401(k) Savings Plan reported $615M in total assets and 3,646 participants in its 2023 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

98th percentile by assets (of 127,072 plans)
#8,533 in Finance & Insurance (8,869 peers)

Coverage in Missouri

Umb Profit Sharing and 401(k) Savings Plan covers 3,646 participants in Missouri, 4.9x the typical Missouri plan (state average ~737 per filing). Assets: $615M.

$615M
total plan assets (2023 EOY): 3,646
covered participants: 98th
percentile by assets (of 127,072 plans): $168,810
avg assets per participant

Umb Profit Sharing and 401(k) Savings Plan reported net income rose from -$112M in the plan year 2022 filing to $108M in the plan year 2023 filing.
Umb Profit Sharing and 401(k) Savings Plan end-of-year assets rose from $507M in the plan year 2022 filing to $615M in the plan year 2023 filing.
Umb Profit Sharing and 401(k) Savings Plan reported participants rose from 3,411 in the plan year 2022 filing to 3,646 in the plan year 2023 filing.

See the national 2022→2023 release diff →

State

Missouri

Industry

Finance & Insurance

Participants vs Missouri filers

In Missouri, the average filing covers about 737 participants across 2,297 plans. Umb Profit Sharing and 401(k) Savings Plan reports 3,646 participants - 4.9x that state average ($615M EOY assets).

Missouri filing particulars

Total Assets (Beginning of Year)	$507M
Net Assets (End of Year)	$615M
Net Income	$108M
Employer EIN	430903811
Plan Effective Date	1961-01-01
Filing Status	FILING RECEIVED

Sponsor Plan History (Umb Financial Corporation)

Total plan assets by year, all Umb Financial Corporation plans on file

Year	Plans	Participants	Total Assets
2022	2	6,362	$569M
2023	2	6,283	$675M
2024	2	7,271	$789M

Nearby 401(k) Plans in Missouri

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Umb Profit Sharing and 401(k) Savings Plan vs. nearby 401(k) plans in Missouri, assets vs. participants

Edward D. Jones & Co. Profit Sharing and 401(k) Plan $10.6B · 49,944
Bayer Corporation Savings and Retirement Plan $10.3B · 19,273
Enterprise Holdings Retirement Savings Plan $5.6B · 66,210
Centene Management Corporation Retirement Plan $4.0B · 53,822
Emerson Electric Company Employee Savings Investment Plan $3.6B · 10,316

Compare Umb Profit Sharing and 401(k) Savings Pl… side-by-side with 3 peers →

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Umb Profit Sharing and 401(k) Savings Plan by total assets, not by location.

Saint-Gobain Corporation 401(k) Plan for Hourly Employees (PA) $616M · 10,054
Teleflex 401(k) Savings Plan (PA) $615M · 3,758
Edgewell Personal Care 401(k) Plan (CT) $616M · 2,074
Costar Realty Information, Inc. 401(k) Retirement Plan (DC) $616M · 5,010

Frequently Asked Questions

How did Umb Profit Sharing and 401(k) Savings Plan assets move in 2023? ▼

Umb Profit Sharing and 401(k) Savings Plan grew sharply - up 21.4% during 2023, from $507M to $615M. Reported net income was $108M.

How have Umb Financial Corporation plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), Umb Financial Corporation's sponsor-wide assets grew 38.5%, from $569M to $789M.

Where does Umb Profit Sharing and 401(k) Savings Plan rank by assets among Form 5500 filers? ▼

Umb Profit Sharing and 401(k) Savings Plan ranks in the 98th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).

Which 401(k) plans are similar in size to Umb Profit Sharing and 401(k) Savings Plan? ▼

Among 401(k) plans in other states, the closest by assets is Saint-Gobain Corporation 401(k) Plan for Hourly Employees in PA ($616M, 10,054 participants).

Next read for Umb Profit Sharing and 401(k) Savings Pl…

Filing takeaways

Ways to act on Umb Profit Sharing and 401(k) Savings Plan's numbers.

By total assets, Umb Profit Sharing and 401(k) Savings Plan ranks in the top 5% of all filed plans by assets. See the largest plans
Compare it side-by-side against 3 similar 401(k) plans in Missouri. Compare plans
Umb Financial Corporation's sponsor-wide assets have grown 38.5% since 2022 across 3 plan years on file. More Finance & Insurance plans

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 430903811.