ESOP · DOL Form 5500 · 2023
Umb Financial Corporation ESOP
Data updated 2026-08-11
- $60M
- Total assets
- 2,637
- Participants
- 87th
- Percentile by assets
- $22,587
- Avg per participant
Official DOL plan name: ESOP of Umb · Sponsored by Umb Financial Corporation · Missouri · Finance & Insurance
$60M in assets, 2,637 participants
Umb Financial Corporation's ESOP of Umb reported $60M in total assets and 2,637 participants in its 2023 DOL Form 5500 filing, ranking in the 87th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 87th percentile by assets (of 127,072 plans)
- #7,127 in Finance & Insurance (8,869 peers)
Coverage in Missouri
ESOP of Umb covers 2,637 participants in Missouri, 3.6x the typical Missouri plan (state average ~737 per filing). Assets: $60M.
- $60M
- total plan assets (2023 EOY)
- 2,637
- covered participants
- 87th
- percentile by assets (of 127,072 plans)
- $22,587
- avg assets per participant
The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Where ESOP of Umb sits by total assets
ESOP of Umb vs every filed plan by assets
End-of-year total assets · plan year 2023 · DOL Form 5500
$59,562,805 Top 13% higher than 87% of 127,068 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023
What changed between DOL Form 5500 filings
plan year 2022 → plan year 2023
- ESOP of Umb reported net income rose from -$20M in the plan year 2022 filing to -$3M in the plan year 2023 filing.
- ESOP of Umb reported participants fell from 2,951 in the plan year 2022 filing to 2,637 in the plan year 2023 filing.
- ESOP of Umb end-of-year assets fell from $62M in the plan year 2022 filing to $60M in the plan year 2023 filing.
Participants vs Missouri filers
In Missouri, the average filing covers about 737 participants across 2,297 plans. ESOP of Umb reports 2,637 participants - 3.6x that state average ($60M EOY assets).
Missouri filing particulars
| Total Assets (Beginning of Year) | $62M |
|---|---|
| Net Assets (End of Year) | $60M |
| Net Income | -$3M |
| Employer EIN | 430903811 |
| Plan Effective Date | 1978-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Umb Financial Corporation)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 6,362 | $569M |
| 2023 | 2 | 6,283 | $675M |
| 2024 | 2 | 7,271 | $789M |
Nearby ESOP Plans in Missouri
Peer ESOP plans, same state, same plan type, ranked by total assets.
- Burns & Mcdonnell, Inc. Employee Stock Ownership Plan $4.7B · 8,553
- Mccarthy Employee Stock Ownership Plan $1.5B · 3,651
- Arco DB Companies, Inc. Employee Stock Ownership Plan $443M · 560
- Je Dunn Employee Stock Ownership Plan and Trust $429M · 2,457
- Emery Sapp Employee Stock Ownership Plan $313M · 1,947
Similar-Sized ESOP Plans Nationally
ESOP plans in other states closest to ESOP of Umb by total assets, not by location.
Frequently Asked Questions
How did ESOP of Umb assets move in 2023? ▼
How have Umb Financial Corporation plan assets changed over time? ▼
Where does ESOP of Umb rank by assets among Form 5500 filers? ▼
Which ESOP plans are similar in size to ESOP of Umb? ▼
Next read for ESOP of Umb
Filing takeaways
Ways to act on ESOP of Umb's numbers.
- By total assets, ESOP of Umb ranks in the top quartile of all filed plans by assets. See the largest plans
- Compare it side-by-side against 3 similar ESOP plans in Missouri. Compare plans
- Umb Financial Corporation's sponsor-wide assets have grown 38.5% since 2022 across 3 plan years on file. More Finance & Insurance plans