ESOP · DOL Form 5500 · 2023

First State Bank of St. Charles ESOP

Data updated 2026-08-25

$10M
Total assets Small plan by assets
198
Participants Below avg headcount
59th
Percentile by assets National rank
$52,060
Avg per participant Low balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: First State Bank of St. Charles Employee Stock Ownership Plan · Sponsored by First State Bank of St. Charles · Missouri · Finance & Insurance

$10M in assets, 198 participants

First State Bank of St. Charles's First State Bank of St. Charles Employee Stock Ownership Plan reported $10M in total assets and 198 participants in its 2023 DOL Form 5500 filing, ranking in the 59th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,905 in Finance & Insurance (8,869 peers)

Coverage in Missouri

First State Bank of St. Charles Employee Stock Ownership Plan covers 198 participants in Missouri, about 27% of the average Missouri filer (state average ~737 per filing). Assets: $10M.

#3,905
in Finance & Insurance (8,869 peers)
+2.1%
assets growth YoY

First State Bank of St. Charles Employee Stock Ownership Plan's mid-pack asset rank among Finance & Insurance and all filers

First State Bank of St. Charles Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$10,307,835 Top 41% higher than 59% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

First State Bank of St. Charles Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. First State Bank of St. Charles Employee Stock Ownership Plan sits mid-pack in the medium band (198 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • First State Bank of St. Charles Employee Stock Ownership Plan reported net income rose from -$1M in the plan year 2022 filing to $214K in the plan year 2023 filing.
  • First State Bank of St. Charles Employee Stock Ownership Plan reported participants fell from 224 in the plan year 2022 filing to 198 in the plan year 2023 filing.
  • First State Bank of St. Charles Employee Stock Ownership Plan end-of-year assets rose from $10M in the plan year 2022 filing to $10M in the plan year 2023 filing.

See the national 2022→2023 release diff →

DOL schedule card

Filing strip 430492450 · First State Bank of St. Charles PY 2023 · ESOP

First State Bank of St. Charles Employee Stock Ownership Plan · $10M · 198 · 59th

  • IND $10M
  • IND 198
  • IND 59th
  • IND ESOP
  • IND near Alcoa Electrical Contractor, Inc. Employee Stock Ownership Plan
  • IND ind #3905

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Missouri →

First State Bank of St. Charles Employee Stock Ownership Plan in the asset neighbourhood

Pls Employee Stock Ownership PlanPls Employee Stock Ownership…$10MFirst State Bank of St. Charles Employee Stock Ownership PlanFirst State Bank of St. Char…$10MAlcoa Electrical Contractor, Inc. Employee Stock Ownership PlanAlcoa Electrical Contractor,…$10MAlcoa Electrical Contractor, Inc. Employee Stock Ownership PlanAlcoa Electrical Contractor,…$10MOobe Holdings, Inc. Employee Stock Ownership PlanOobe Holdings, Inc. Employee…$10M
End-of-year total assets ($M) among First State Bank of St. Charles Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2023.

Missouri filing particulars

Total Assets (Beginning of Year)$10M
Net Assets (End of Year)$10M
Net Income$214K
Employer EIN430492450
Plan Effective Date1983-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (First State Bank of St. Charles)

Sponsor-wide plan assets over time

All First State Bank of St. Charles plans reported in each filing year

Latest sponsor-wide plan assets
$36M 16.403215482375995% vs 2022
2024 filing year
$30M$32M$34M$36M$38M 202220232024 $30.8M $35.8M ▲ +16.4%
Year Plans Participants Total Assets
2022 2 459 $31M
2023 2 402 $34M
2024 2 358 $36M

Nearby ESOP Plans in Missouri

Peer ESOP plans, same state, same plan type, ranked by total assets.

First State Bank of St. Charles Employee Stock Ownership Plan vs. nearby ESOP plans in Missouri, assets vs. participants Scatter plot of 6 data points. -20000200040006000800010000 -20246 Total assets ($B) Participants First State Bank of St. Charles Employee Stock Ownership Plan, Total assets ($B): 0.010307835 · Participants: 198First State Bank of St. Charles Employee Stock Ownership PlanBurns & Mcdonnell, Inc. Employee Stock Ownership Plan, Total assets ($B): 4.708605759 · Participants: 8553Burns & Mcdonnell, Inc. Employee Stock Ownership PlanMccarthy Employee Stock Ownership Plan, Total assets ($B): 1.489427066 · Participants: 3651Mccarthy Employee Stock Ownership PlanArco DB Companies, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.442677383 · Participants: 560Arco DB Companies, Inc. Employee Stock Ownership PlanJe Dunn Employee Stock Ownership Plan and Trust, Total assets ($B): 0.429385855 · Participants: 2457Je Dunn Employee Stock Ownership Plan and TrustEmery Sapp Employee Stock Ownership Plan, Total assets ($B): 0.312725972 · Participants: 1947Emery Sapp Employee Stock Ownership Plan
First State Bank of St. Charles Employee Stock Ownership Plan vs. nearby ESOP plans in Missouri, assets vs. participants
Compare First State Bank of St. Charles Employee Stock Ownership Plan side-by-side with 3 peers →

First State Bank of St. Charles Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Missouri, the nearest ESOP by assets is Alcoa Electrical Contractor, Inc. Employee Stock Ownership Plan in CA ($10M); by covered participants it is Escalante Concrete Employee Stock Ownership Plan in AZ (198 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (198 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did First State Bank of St. Charles Employee Stock Ownership Plan assets move in 2023? ▼
First State Bank of St. Charles Employee Stock Ownership Plan edged up modestly - up 2.1% during 2023, from $10M to $10M. Reported net income was $214K.
How have First State Bank of St. Charles plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), First State Bank of St. Charles's sponsor-wide assets grew 16.4%, from $31M to $36M.
Which ESOP plans are similar in size to First State Bank of St. Charles Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Alcoa Electrical Contractor, Inc. Employee Stock Ownership Plan in CA ($10M, 143 participants).
Which ESOP plans cover a similar participant headcount to First State Bank of St. Charles Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is Escalante Concrete Employee Stock Ownership Plan in AZ (198 participants, $9M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 430492450.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.