Defined Benefit (Pension) · DOL Form 5500 · 2023

Cadence Bank Pension Plan

Data updated 2026-08-25

$338M
Total assets Above avg plan size
4,758
Participants Above avg headcount
96th
Percentile by assets National rank
$70,997
Avg per participant Below avg balance/head
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Official DOL plan name: Cadence Retirement Plan and Trust Agreement · Sponsored by Cadence Bank · Mississippi · Finance & Insurance

$338M in assets, 4,758 participants

Cadence Bank's Cadence Retirement Plan and Trust Agreement reported $338M in total assets and 4,758 participants in its 2023 DOL Form 5500 filing, ranking in the 96th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,349 in Finance & Insurance (8,869 peers)

Coverage in Mississippi

Cadence Retirement Plan and Trust Agreement covers 4,758 participants in Mississippi, 13x the typical Mississippi plan (state average ~366 per filing). Assets: $338M.

#8,349
in Finance & Insurance (8,869 peers)
-1.1%
assets change YoY
3.4×
vs typical plan assets (national mean)

The plan reported a net loss of $4M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Cadence Retirement Plan and Trust Agreement's outsized position by total assets

Cadence Retirement Plan and Trust Agreement vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$337,803,252 Top 4% higher than 96% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Cadence Retirement Plan and Trust Agreement's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Cadence Retirement Plan and Trust Agreement lands in the large band (4,758 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Cadence Retirement Plan and Trust Agreement reported net income rose from -$72M in the plan year 2022 filing to -$4M in the plan year 2023 filing.
  • Cadence Retirement Plan and Trust Agreement reported participants rose from 3,874 in the plan year 2022 filing to 4,758 in the plan year 2023 filing.
  • Cadence Retirement Plan and Trust Agreement end-of-year assets fell from $342M in the plan year 2022 filing to $338M in the plan year 2023 filing.

See the national 2022→2023 release diff →

Published 5500 schedule card

Filing strip 640117230 · Cadence Bank PY 2023 · Defined Benefit (Pension)

Cadence Retirement Plan and Trust Agreement · $338M · 4,758 · 96th

  • NET $338M
  • BOOK 4,758
  • VS-ST 96th
  • BOY Defined Benefit (Pension)
  • SCH near Defined Benefit Plan of the Mid-Jersey Trucking Industry and Teamsters Local 701 Pension and Annuity Fund
  • EBSA ind #8349

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Mississippi →

Cadence Retirement Plan and Trust Agreement in the asset neighbourhood

Pension Plan for Employees of the Service Employee Int'l UnionPension Plan for Employees o…$339MCadence Retirement Plan and Trust AgreementCadence Retirement Plan and …$338MDefined Benefit Plan of the Mid-Jersey Trucking Industry and Teamsters Local 701 Pension and Annuity FundDefined Benefit Plan of the …$338MBremer Retirement Plan$337MAirconditioning and Refrigeration Industry Retirement Trust FundAirconditioning and Refriger…$337M
End-of-year total assets ($M) among Cadence Retirement Plan and Trust Agreement and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2023.

Mississippi filing particulars

Total Assets (Beginning of Year)$342M
Net Assets (End of Year)$338M
Net Income-$4M
Employer EIN640117230
Plan Effective Date1965-09-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Cadence Bank)

Sponsor-wide plan assets over time

All Cadence Bank plans reported in each filing year

Latest sponsor-wide plan assets
$1.2B 9.39790297406027% vs 2022
2024 filing year
$1.05B$1.1B$1.15B$1.2B 202220232024 $1.06B $1.16B ▲ +9.4%
Year Plans Participants Total Assets
2022 2 10,427 $1.1B
2023 2 11,336 $1.1B
2024 2 11,359 $1.2B

Nearby Defined Benefit (Pension) Plans in Mississippi

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Cadence Retirement Plan and Trust Agreement vs. nearby Defined Benefit (Pension) plans in Mississippi, assets vs. participants Scatter plot of 6 data points. 010002000300040005000 0200400600800 Total assets ($M) Participants Cadence Retirement Plan and Trust Agreement, Total assets ($M): 337.803252 · Participants: 4758Cadence Retirement Plan and Trust AgreementHancock Whitney Corporation Pension Plan, Total assets ($M): 745.772396 · Participants: 1723Hancock Whitney Corporation Pension PlanNorth Mississippi Health Services, Inc. Retirement Plan & Trust Agreement, Total assets ($M): 491.683623 · Participants: 1837North Mississippi Health Services, Inc. Retirement Plan & Trust AgreementSfb Casualty Ins Co Retirement Plan, Total assets ($M): 430.75458 · Participants: 1492Sfb Casualty Ins Co Retirement PlanSouthern Farm Bureau Life Insurance Company Retirement Plan, Total assets ($M): 229.947844 · Participants: 607Southern Farm Bureau Life Insurance Company Retirement PlanPension Plan for Employees of Central Service Association, Total assets ($M): 174.993345 · Participants: 450Pension Plan for Employees of Central Service Association
Cadence Retirement Plan and Trust Agreement vs. nearby Defined Benefit (Pension) plans in Mississippi, assets vs. participants
Compare Cadence Retirement Plan and Trust Agreement side-by-side with 3 peers →

Cadence Retirement Plan and Trust Agreement's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Mississippi, the nearest Defined Benefit (Pension) by assets is Defined Benefit Plan of the Mid-Jersey Trucking Industry and Teamsters Local 701 Pension and Annuity Fund in NJ ($338M); by covered participants it is Retirement Plan of Norfolk Southern Corporation and Participating Subsidiary Companies in GA (4,761 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (4,758 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Cadence Retirement Plan and Trust Agreement assets move in 2023? ▼
Cadence Retirement Plan and Trust Agreement edged down modestly - down 1.1% during 2023, from $342M to $338M. Reported net income was -$4M.
How have Cadence Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Cadence Bank's sponsor-wide assets grew 9.4%, from $1.1B to $1.2B.
Where does Cadence Retirement Plan and Trust Agreement rank by assets among Form 5500 filers? ▼
Cadence Retirement Plan and Trust Agreement ranks in the 96th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Cadence Retirement Plan and Trust Agreement? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is Defined Benefit Plan of the Mid-Jersey Trucking Industry and Teamsters Local 701 Pension and Annuity Fund in NJ ($338M, 167 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Cadence Retirement Plan and Trust Agreement? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Retirement Plan of Norfolk Southern Corporation and Participating Subsidiary Companies in GA (4,761 participants, $2.5B in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 640117230.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.