401(k) · DOL Form 5500 · 2023

Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs 401(k) Plan

Data updated 2026-08-25

$49M
Total assets Below avg plan size
716
Participants Below avg headcount
85th
Percentile by assets National rank
$68,538
Avg per participant Below avg balance/head
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Official DOL plan name: Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) · Sponsored by Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs · New Jersey · Professional & Technical Services

$49M in assets, 716 participants

Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs's Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) reported $49M in total assets and 716 participants in its 2023 DOL Form 5500 filing, ranking in the 85th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #17,557 in Professional & Technical Services (20,321 peers)

Where Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) sits by assets

Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) sits in the top quartile of all filed plans by assets, $49M for 716 participants (~$68,538/participant), up 19.9% in 2023.

#17,557
in Professional & Technical Services (20,321 peers)
+19.9%
assets growth YoY
0.5×
vs typical plan assets (national mean)

Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings)'s outsized position by total assets

Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$49,073,417 Top 15% higher than 85% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) sits mid-pack in the medium band (716 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) reported net income rose from -$3M in the plan year 2022 filing to $8M in the plan year 2023 filing.
  • Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) end-of-year assets rose from $41M in the plan year 2022 filing to $49M in the plan year 2023 filing.
  • Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) reported participants rose from 648 in the plan year 2022 filing to 716 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Published 5500 schedule card

Filing strip 833780685 · Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs PY 2023 · 401(k)

Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) · $49M · 716 · 85th

  • BOOK $49M
  • BOOK 716
  • BOOK 85th
  • BOOK 401(k)
  • BOOK near Rdg Planning & Design, Inc. 401(k) Retirement Plan
  • BOOK ind #17557

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in New Jersey →

Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) in the asset neighbourhood

Virginia Emergency Medicine Associates, Ltd. Retirement PlanVirginia Emergency Medicine …$49MFord Component Sales, LLC Employee Savings PlanFord Component Sales, LLC Em…$49MFactor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings)Factor Systems, LLC. Dba Bil…$49MRdg Planning & Design, Inc. 401(k) Retirement PlanRdg Planning & Design, Inc. …$49MMetrohm USA, Inc. and Its Affiliated Companies 401(k) PlanMetrohm USA, Inc. and Its Af…$49M
End-of-year total assets ($M) among Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$41M
Net Assets (End of Year)$49M
Net Income$8M
Employer EIN833780685
Plan Effective Date2003-09-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs)

Sponsor-wide plan assets over time

All Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs plans reported in each filing year

Latest sponsor-wide plan assets
$57M 39.446092567389954% vs 2022
2024 filing year
$35M$40M$45M$50M$55M$60M 202220232024 $40.9M $57.1M ▲ +39.4%
Year Plans Participants Total Assets
2022 1 648 $41M
2023 1 716 $49M
2024 1 618 $57M

Nearby 401(k) Plans in New Jersey

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) vs. nearby 401(k) plans in New Jersey, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -1001020304050 Total assets ($B) Participants Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings), Total assets ($B): 0.049073417 · Participants: 716Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings)JPMorgan Chase 401(k) Savings Plan, Total assets ($B): 44.552237022 · Participants: 176610JPMorgan Chase 401(k) Savings PlanVerizon Savings Plan for Management Employees, Total assets ($B): 27.825640157 · Participants: 78072Verizon Savings Plan for Management EmployeesJohnson and Johnson Savings Plan, Total assets ($B): 22.177853595 · Participants: 41291Johnson and Johnson Savings PlanErnst & Young Retirement Savings Plan, Total assets ($B): 15.543526764 · Participants: 59346Ernst & Young Retirement Savings PlanMerck US Savings Plan, Total assets ($B): 13.424416176 · Participants: 26850Merck US Savings Plan
Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) vs. nearby 401(k) plans in New Jersey, assets vs. participants

Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings)'s out-of-state 401(k) peers by assets and headcount

Outside New Jersey, the nearest 401(k) by assets is Rdg Planning & Design, Inc. 401(k) Retirement Plan in IA ($49M); by covered participants it is Indigo Ag, Inc. 401(k) Plan in MA (716 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (716 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) assets move in 2023?
Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) grew sharply - up 19.9% during 2023, from $41M to $49M. Reported net income was $8M.
How have Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs plan assets changed over time?
Across 3 plan years on file (2022-2024), Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs's sponsor-wide assets grew 39.4%, from $41M to $57M.
Where does Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) rank by assets among Form 5500 filers?
Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings) ranks in the 85th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings)?
Among 401(k) plans in other states, the closest by assets is Rdg Planning & Design, Inc. 401(k) Retirement Plan in IA ($49M, 199 participants).
Which 401(k) plans cover a similar participant headcount to Factor Systems, LLC. Dba Billtrust (a Wholly Owned Subsidiary of Btrs Holdings)?
Among 401(k) plans in other states, the closest by covered participants is Indigo Ag, Inc. 401(k) Plan in MA (716 participants, $45M in assets).