401(k) · DOL Form 5500 · 2023

Ripple Labs, Inc. 401(k) Plan

Data updated 2026-08-25

$48M
Total assets Below avg plan size
558
Participants Below avg headcount
85th
Percentile by assets National rank
$86,231
Avg per participant Below avg balance/head
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Official DOL plan name: Ripple Labs 401(k) Plan · Sponsored by Ripple Labs, Inc. · California · Information & Media

$48M in assets, 558 participants

Ripple Labs, Inc.'s Ripple Labs 401(k) Plan reported $48M in total assets and 558 participants in its 2023 DOL Form 5500 filing, ranking in the 85th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #2,230 in Information & Media (2,818 peers)

Where Ripple Labs 401(k) Plan sits by assets

Ripple Labs 401(k) Plan sits in the top quartile of all filed plans by assets, $48M for 558 participants (~$86,231/participant), up 61.4% in 2023.

#2,230
in Information & Media (2,818 peers)
+61.4%
assets growth YoY
0.5×
vs typical plan assets (national mean)

Ripple Labs 401(k) Plan's outsized position by total assets

Ripple Labs 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$48,116,940 Top 15% higher than 85% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Ripple Labs 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Ripple Labs 401(k) Plan sits mid-pack in the medium band (558 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Ripple Labs 401(k) Plan reported net income rose from $5M in the plan year 2022 filing to $18M in the plan year 2023 filing.
  • Ripple Labs 401(k) Plan end-of-year assets rose from $30M in the plan year 2022 filing to $48M in the plan year 2023 filing.
  • Ripple Labs 401(k) Plan reported participants rose from 363 in the plan year 2022 filing to 558 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 461128587 · Ripple Labs, Inc. PY 2023 · 401(k)

Ripple Labs 401(k) Plan · $48M · 558 · 85th

  • PHOTO $48M
  • PHOTO 558
  • PHOTO 85th
  • PHOTO 401(k)
  • PHOTO near Pacific Companies 401(k) Plan
  • PHOTO ind #2230

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Information & Media retirement plans → · Plans in California →

Ripple Labs 401(k) Plan in the asset neighbourhood

Ripple Labs 401(k) Plan$48MPacific Companies 401(k) Plan$48MArrow Exterminators, Inc. 401(k) PlanArrow Exterminators, Inc. 40…$48MMotor City Electric Co. Retirement PlanMotor City Electric Co. Reti…$48MI.D. Care, LLC 401(k) Plan$48M
End-of-year total assets ($M) among Ripple Labs 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$30M
Net Assets (End of Year)$48M
Net Income$18M
Employer EIN461128587
Plan Effective Date2014-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Ripple Labs, Inc.)

Sponsor-wide plan assets over time

All Ripple Labs, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$65M 118.08680985388477% vs 2022
2024 filing year
$20M$40M$60M$80M 202220232024 $29.8M $65M ▲ +118.0%
Year Plans Participants Total Assets
2022 1 363 $30M
2023 1 558 $48M
2024 1 539 $65M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Ripple Labs 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000250000 -200204060 Total assets ($B) Participants Ripple Labs 401(k) Plan, Total assets ($B): 0.04811694 · Participants: 558Ripple Labs 401(k) PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 51.831350351 · Participants: 193919Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 39.047152408 · Participants: 122867Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 26.320437734 · Participants: 63105Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 22.17918189 · Participants: 59863Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 19.779511539 · Participants: 106111Apple 401(k) Plan
Ripple Labs 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare Ripple Labs 401(k) Plan side-by-side with 3 peers →

Ripple Labs 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Pacific Companies 401(k) Plan in AZ ($48M); by covered participants it is Triton Health Systems, L.L.C. 401(k) Retirement Plan in AL (558 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($48M here).

Similar participant headcount

Nearest other-state filings by covered participants (558 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Ripple Labs 401(k) Plan assets move in 2023? ▼
Ripple Labs 401(k) Plan surged - up 61.4% during 2023, from $30M to $48M. Reported net income was $18M.
How have Ripple Labs, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Ripple Labs, Inc.'s sponsor-wide assets grew 118.1%, from $30M to $65M.
Where does Ripple Labs 401(k) Plan rank by assets among Form 5500 filers? ▼
Ripple Labs 401(k) Plan ranks in the 85th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Ripple Labs 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Pacific Companies 401(k) Plan in AZ ($48M, 70 participants).
Which 401(k) plans cover a similar participant headcount to Ripple Labs 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Triton Health Systems, L.L.C. 401(k) Retirement Plan in AL (558 participants, $38M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 461128587.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.