401(k) · DOL Form 5500 · 2023

Arbor Bank 401(k) Plan

Data updated 2026-08-25

$9M
Total assets Small plan by assets: 126
Participants Small participant base: 56th
Percentile by assets National rank: $69,489
Avg per participant Below avg balance/head

PlainRetire home → About this data RSS: change history

Official DOL plan name: Oakland Financial Services, Inc. 401(k) Plan · Sponsored by Arbor Bank · Nebraska · Finance & Insurance

$9M in assets, 126 participants

Arbor Bank's Oakland Financial Services, Inc. 401(k) Plan reported $9M in total assets and 126 participants in its 2023 DOL Form 5500 filing, ranking in the 56th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

#3,591 in Finance & Insurance (8,869 peers)

Coverage in Nebraska

Oakland Financial Services, Inc. 401(k) Plan covers 126 participants in Nebraska, about 23% of the average Nebraska filer (state average ~552 per filing). Assets: $9M.

#3,591
in Finance & Insurance (8,869 peers): +20.2%
assets growth YoY

Oakland Financial Services, Inc. 401(k) Plan's mid-pack asset rank among Finance & Insurance and all filers

Oakland Financial Services, Inc. 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$8,755,623 Top 44% higher than 56% of 127,068 filed plans

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Oakland Financial Services, Inc. 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Oakland Financial Services, Inc. 401(k) Plan sits mid-pack in the medium band (126 participants).

Micro (1-10) 35,718 filings (27%) Small (11-100) 27,089 filings (21%) Medium (101-1,000) 55,445 filings (43%) Large (1,001-10,000) 10,273 filings (8%) Mega (10,000+) 1,374 filings (1%)

Published 5500 schedule card

Filing strip 470739886 · Arbor Bank PY 2023 · 401(k)

Oakland Financial Services, Inc. 401(k) Plan · $9M · 126 · 56th

SCH $9M
EBSA 126
PART 56th
TYPE 401(k)
NET near O'reilly Hospitality Management, LLC 401(k) Plan
BOOK ind #3591

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Nebraska →

End-of-year total assets ($M) among Oakland Financial Services, Inc. 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Nebraska filing particulars

Total Assets (Beginning of Year)	$7M
Net Assets (End of Year)	$9M
Net Income	$1M
Employer EIN	470739886
Plan Effective Date	1993-07-01
Filing Status	FILING RECEIVED

Sponsor Plan History (Arbor Bank)

Latest sponsor-wide plan assets: $22K 99.74883569107533% vs 2023; 2024 filing year

Year	Plans	Participants	Total Assets
2023	1	126	$9M
2024	1	127	$22K

Nearby 401(k) Plans in Nebraska

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Oakland Financial Services, Inc. 401(k) Plan vs. nearby 401(k) plans in Nebraska, assets vs. participants

Hdr, Inc. Best Plan and ESOP $6.3B · 10,652
Peter Kiewit Sons, Inc. Retirement Savings Plan $2.4B · 16,947
Union Pacific Corporation Thrift Plan $2.3B · 5,470
Union Pacific Agreement Employee 401(k) Retirement Thrift Plan $2.3B · 27,770
First National of Nebraska, Inc. First Savings Plan $926M · 5,038

Compare Oakland Financial Services, Inc. 401(k) Plan side-by-side with 3 peers →

Oakland Financial Services, Inc. 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Nebraska, the nearest 401(k) by assets is O'reilly Hospitality Management, LLC 401(k) Plan in MO ($9M); by covered participants it is Land Clearing Specialist Inc 401(k) Profit Sharing Plan & Trust in PA (126 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($9M here).

O'reilly Hospitality Management, LLC 401(k) Plan (MO) $9M · 1,246
Simon Eye Management LLC 401(k) Profit Sharing Plan & Trust (DE) $9M · 166
St. Mary's of Medford School 403(b) Plan (OR) $9M · 99
Bueno Foods 401(k) Plan (NM) $9M · 293

Similar participant headcount

Nearest other-state filings by covered participants (126 participants); asset peers above are excluded.

Land Clearing Specialist Inc 401(k) Profit Sharing Plan & Trust (PA) 126 · 0 off
Diacom 401(k) Savings Plan (NH) 126 · 0 off
Home Buys LLC 401(k) Profit Sharing Plan & Trust (OH) 126 · 0 off
Almaden 401(k) Plan (CA) 126 · 0 off

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Oakland Financial Services, Inc. 401(k) Plan assets move in 2023? ▼

Oakland Financial Services, Inc. 401(k) Plan grew sharply - up 20.2% during 2023, from $7M to $9M. Reported net income was $1M.

How have Arbor Bank plan assets changed over time? ▼

Across 2 plan years on file (2023-2024), Arbor Bank's sponsor-wide assets declined 99.7%, from $9M to $22K.

Which 401(k) plans are similar in size to Oakland Financial Services, Inc. 401(k) Plan? ▼

Among 401(k) plans in other states, the closest by assets is O'reilly Hospitality Management, LLC 401(k) Plan in MO ($9M, 1,246 participants).

Which 401(k) plans cover a similar participant headcount to Oakland Financial Services, Inc. 401(k) Plan? ▼

Among 401(k) plans in other states, the closest by covered participants is Land Clearing Specialist Inc 401(k) Profit Sharing Plan & Trust in PA (126 participants, $4M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 470739886.