401(k)
2024 plan-year 401(k) DOL Form 5500

Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Bd of Trustees Heavy & General Laborers' of Nj Annuity Fund · New Jersey · Construction

What the 2023 filing shows

Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan holds $1.6B for 8,865 participants — about $174,957 per participant, up 10.7% over the 2024 plan year.

$1.6B
total plan assets (2024 EOY)
8,865
covered participants
$174,957
avg assets per participant
+10.7%
assets growth YoY
Total Assets (2023)
$1.6B
Participants
8,865
State
Industry
Construction

What the Filing Says About Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan

Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan is a 401(k) retirement plan sponsored by Bd of Trustees Heavy & General Laborers' of Nj Annuity Fund, headquartered in New Jersey. As of the 2024 Form 5500 filing, the plan reports $1.6B in total end-of-year assets and covers 8,865 participants across the Construction industry. The sponsor's EIN on file with the U.S. Department of Labor is 222331070, and the plan has been effective since 1980-10-21. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $1.4B at the beginning of 2024 to $1.6B at year-end — a gain of 10.7%. Net assets (after liabilities) closed the year at $1.5B, with reported net income of $102M driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$1.4B
Total Assets (End of Year)$1.6B
Net Assets (End of Year)$1.5B
Net Income$102M
Plan Type401(k)
Employer EIN222331070
Plan Effective Date1980-10-21
Filing StatusFILING RECEIVED

Sponsor Plan History (Bd of Trustees Heavy & General Laborers' of Nj Annuity Fund)

Year Plans Participants Total Assets
2022 1 8,556 $1.3B
2023 1 8,602 $1.4B
2024 1 8,865 $1.6B

Nearby 401(k) Plans in New Jersey

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Frequently Asked Questions

How much money is in the Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan?
As of the 2024 Form 5500 filing, Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan holds $1.6B in total assets with 8,865 participants. It is sponsored by Bd of Trustees Heavy & General Laborers' of Nj Annuity Fund.
What type of plan is Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan?
Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan is a 401(k) plan. It has been effective since 1980-10-21. The plan is filed with the U.S. Department of Labor under EIN 222331070.
Who sponsors the Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan?
Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan is sponsored by Bd of Trustees Heavy & General Laborers' of Nj Annuity Fund, located in New Jersey. The sponsor's EIN is 222331070 and the plan operates in the Construction industry.
How did Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan perform in 2024?
Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan grew by 10.7% during 2024, moving from $1.4B to $1.6B in total assets. Net income was $102M.
Where can I find official filings for Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan?
Official Form 5500 filings for Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 222331070 or plan name at efast.dol.gov.
How does Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan compare to other plans?
You can compare Heavy & General Laborers' Local Unions 472 & 172 of Nj Annuity Plan against other 401(k) plans on the plan type page, or view plans in New Jersey on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 222331070.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.