401(k) · DOL Form 5500 · 2024

Royal Caribbean Cruises Ltd. 401(k) Plan

Data updated 2026-08-11

$787M
Total assets
4,079
Participants
98th
Percentile by assets
$192,992
Avg per participant
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Official DOL plan name: Royal Caribbean Cruises Ltd. Ret. Savings Plan · Sponsored by Royal Caribbean Cruises Ltd. · Florida · Transportation & Warehousing

$787M in assets, 4,079 participants

Royal Caribbean Cruises Ltd.'s Royal Caribbean Cruises Ltd. Ret. Savings Plan reported $787M in total assets and 4,079 participants in its 2024 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 98th percentile by assets (of 123,622 plans)
  • #3,196 in Transportation & Warehousing (3,299 peers)

Coverage in Florida

Royal Caribbean Cruises Ltd. Ret. Savings Plan covers 4,079 participants in Florida, 6.5x the typical Florida plan (state average ~628 per filing). Assets: $787M.

$787M
total plan assets (2024 EOY)
4,079
covered participants
98th
percentile by assets (of 123,622 plans)
$192,992
avg assets per participant

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Royal Caribbean Cruises Ltd. Ret. Savings Plan end-of-year assets rose from $679M in the plan year 2023 filing to $787M in the plan year 2024 filing.
  • Royal Caribbean Cruises Ltd. Ret. Savings Plan reported participants fell from 4,217 in the plan year 2023 filing to 4,079 in the plan year 2024 filing.
  • Royal Caribbean Cruises Ltd. Ret. Savings Plan reported net income rose from $105M in the plan year 2023 filing to $109M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Participants vs Florida filers

In Florida, the average filing covers about 628 participants across 6,617 plans. Royal Caribbean Cruises Ltd. Ret. Savings Plan reports 4,079 participants - 6.5x that state average ($787M EOY assets).

Florida filing particulars

Total Assets (Beginning of Year)$679M
Net Assets (End of Year)$787M
Net Income$109M
Employer EIN980081645
Plan Effective Date1991-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Royal Caribbean Cruises Ltd.)

$500M$600M$700M$800M$900M 202220232024 $573M $787M ▲ +37.4%
Total plan assets by year, all Royal Caribbean Cruises Ltd. plans on file
Year Plans Participants Total Assets
2022 1 4,157 $573M
2023 1 4,217 $679M
2024 1 4,079 $787M

Nearby 401(k) Plans in Florida

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Royal Caribbean Cruises Ltd. Ret. Savings Plan vs. nearby 401(k) plans in Florida, assets vs. participants

Royal Caribbean Cruises Ltd. Ret. Savings Plan vs. nearby 401(k) plans in Florida, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000 05101520 Total assets ($B) Participants Royal Caribbean Crui…L3harris Retirement …Savings Plan for Emp…Adp Totalsource Reti…Publix Super Markets…Nextera Energy, Inc.…
Royal Caribbean Cruises Ltd. Ret. Savings Plan vs. nearby 401(k) plans in Florida, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Royal Caribbean Cruises Ltd. Ret. Savings Plan by total assets, not by location.

Frequently Asked Questions

How did Royal Caribbean Cruises Ltd. Ret. Savings Plan assets move in 2024?
Royal Caribbean Cruises Ltd. Ret. Savings Plan grew sharply - up 16.0% during 2024, from $679M to $787M. Reported net income was $109M.
How have Royal Caribbean Cruises Ltd. plan assets changed over time?
Across 3 plan years on file (2022-2024), Royal Caribbean Cruises Ltd.'s sponsor-wide assets grew 37.4%, from $573M to $787M.
Where does Royal Caribbean Cruises Ltd. Ret. Savings Plan rank by assets among Form 5500 filers?
Royal Caribbean Cruises Ltd. Ret. Savings Plan ranks in the 98th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Royal Caribbean Cruises Ltd. Ret. Savings Plan?
Among 401(k) plans in other states, the closest by assets is Wayfair LLC 401(k) Plan & Trust in MA ($786M, 11,599 participants).

Next read for Royal Caribbean Cruises Ltd. Ret. Saving…

Filing takeaways

Ways to act on Royal Caribbean Cruises Ltd. Ret. Savings Plan's numbers.