401(k) · DOL Form 5500 · 2024

Principal Life Insurance Company 401(k) Plan

Data updated 2026-08-25

$651M
Total assets Above avg plan size
121,032
Participants Very large workforce
98th
Percentile by assets National rank
$5,378
Avg per participant Low balance/head
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Official DOL plan name: Principal Ease 401(k) Plan · Sponsored by Principal Life Insurance Company · Iowa · Finance & Insurance

$651M in assets, 121,032 participants

Principal Life Insurance Company's Principal Ease 401(k) Plan reported $651M in total assets and 121,032 participants in its 2024 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,205 in Finance & Insurance (8,549 peers)

Coverage in Iowa

Principal Ease 401(k) Plan covers 121,032 participants in Iowa, 199x the typical Iowa plan (state average ~609 per filing). Assets: $651M.

#8,205
in Finance & Insurance (8,549 peers)
+69.4%
assets growth YoY
6.5×
vs typical plan assets (national mean)

Principal Ease 401(k) Plan's outsized position by total assets

Principal Ease 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$650,877,712 Top 2% higher than 98% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Principal Ease 401(k) Plan's mega-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Principal Ease 401(k) Plan is a mega filing (121,032 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Principal Ease 401(k) Plan end-of-year assets rose from $384M in the plan year 2023 filing to $651M in the plan year 2024 filing.
  • Principal Ease 401(k) Plan reported participants rose from 72,266 in the plan year 2023 filing to 121,032 in the plan year 2024 filing.
  • Principal Ease 401(k) Plan reported net income rose from $119M in the plan year 2023 filing to $144M in the plan year 2024 filing.

See the national 2023→2024 release diff →

EBSA filing schedule strip

Filing strip 420127290 · Principal Life Insurance Company PY 2024 · 401(k)

Principal Ease 401(k) Plan · $651M · 121,032 · 98th

  • PART $651M
  • TYPE 121,032
  • NET 98th
  • BOOK 401(k)
  • VS-ST near Ingredion Incorporated Retirement Savings Plan for Salaried Employees
  • BOY ind #8205

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Iowa →

Principal Ease 401(k) Plan in the asset neighbourhood

Firstbank Holding Company Savings and ESOPFirstbank Holding Company Sa…$651MIngredion Incorporated Retirement Savings Plan for Salaried EmployeesIngredion Incorporated Retir…$651MPrincipal Ease 401(k) Plan$651MShook, Hardy & Bacon 401(k) Profit Sharing PlanShook, Hardy & Bacon 401(k) …$651MOnemain 401(k) Plan$651M
End-of-year total assets ($M) among Principal Ease 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Iowa filing particulars

Total Assets (Beginning of Year)$384M
Net Assets (End of Year)$651M
Net Income$144M
Employer EIN420127290
Plan Effective Date2021-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Principal Life Insurance Company)

Sponsor-wide plan assets over time

All Principal Life Insurance Company plans reported in each filing year

Latest sponsor-wide plan assets
$1.7B 130.26408291065167% vs 2022
2024 filing year
$0.5B$1B$1.5B$2B 202220232024 $0.74B $1.71B ▲ +131.1%
Year Plans Participants Total Assets
2022 2 41,384 $742M
2023 4 80,191 $1.3B
2024 3 129,388 $1.7B

Nearby 401(k) Plans in Iowa

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Principal Ease 401(k) Plan vs. nearby 401(k) plans in Iowa, assets vs. participants Scatter plot of 6 data points. 050000100000150000 012345 Total assets ($B) Participants Principal Ease 401(k) Plan, Total assets ($B): 0.650877712 · Participants: 121032Principal Ease 401(k) PlanThe Principal Select Savings Plan, Total assets ($B): 4.579548793 · Participants: 12841The Principal Select Savings PlanThe Rsm US LLP Retirement Plan, Total assets ($B): 3.375271119 · Participants: 14728The Rsm US LLP Retirement PlanIowa Health System Section 401(k) Retirement Savings Plan, Total assets ($B): 3.306182291 · Participants: 25072Iowa Health System Section 401(k) Retirement Savings PlanThe Hy-Vee and Affiliates 401(k) Plan, Total assets ($B): 3.1084169 · Participants: 55411The Hy-Vee and Affiliates 401(k) PlanTransamerica 401(k) Retirement Savings Plan, Total assets ($B): 2.720479704 · Participants: 8059Transamerica 401(k) Retirement Savings Plan
Principal Ease 401(k) Plan vs. nearby 401(k) plans in Iowa, assets vs. participants

Scale composition for Principal Ease 401(k) Plan

Principal Ease 401(k) Plan reports $651M in end-of-year assets across 121,032 participants (0.005% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.13% of 93,925,755 covered participants) - about $5,378 per participant (4% of the national average assets-per-participant) . Net income for plan year 2024 was $144M.

This plan identity (EIN 420127290, plan #334) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $154M to $651M (+323.6%) while covered participants moved from 36,054 to 121,032 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 36,054 $154M Open filing
2023 72,266 $384M Open filing
2024 · index core 121,032 $651M This page

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Principal Ease 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Iowa, the nearest 401(k) by assets is Ingredion Incorporated Retirement Savings Plan for Salaried Employees in IL ($651M); by covered participants it is Culinary and Bartenders 401(k) Plan in NV (120,458 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($651M here).

Similar participant headcount

Nearest other-state filings by covered participants (121,032 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Principal Ease 401(k) Plan assets move in 2024?
Principal Ease 401(k) Plan surged - up 69.4% during 2024, from $384M to $651M. Reported net income was $144M.
How have Principal Life Insurance Company plan assets changed over time?
Across 3 plan years on file (2022-2024), Principal Life Insurance Company's sponsor-wide assets grew 130.3%, from $742M to $1.7B.
Where does Principal Ease 401(k) Plan rank by assets among Form 5500 filers?
Principal Ease 401(k) Plan ranks in the 98th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Principal Ease 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Ingredion Incorporated Retirement Savings Plan for Salaried Employees in IL ($651M, 1,993 participants).
Which 401(k) plans cover a similar participant headcount to Principal Ease 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Culinary and Bartenders 401(k) Plan in NV (120,458 participants, $246M in assets).