401(k) · DOL Form 5500 · 2024

The Guardian Life Insurance Company of America 401(k) Plan

Data updated 2026-08-25

$1.1B
Total assets Very large vs avg
4,923
Participants Above avg headcount
99th
Percentile by assets National rank
$223,395
Avg per participant Above avg balance/head
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Official DOL plan name: Guardian Retirement Investment Plan · Sponsored by The Guardian Life Insurance Company of America · New York · Finance & Insurance

$1.1B in assets, 4,923 participants

The Guardian Life Insurance Company of America's Guardian Retirement Investment Plan reported $1.1B in total assets and 4,923 participants in its 2024 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,316 in Finance & Insurance (8,549 peers)

Coverage in New York

Guardian Retirement Investment Plan covers 4,923 participants in New York, 6.2x the typical New York plan (state average ~798 per filing). Assets: $1.1B.

#8,316
in Finance & Insurance (8,549 peers)
+20.7%
assets growth YoY
11×
vs typical plan assets (national mean)

Guardian Retirement Investment Plan's outsized position by total assets

Guardian Retirement Investment Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$1,099,774,131 Top 1% higher than 99% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Guardian Retirement Investment Plan's large-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Guardian Retirement Investment Plan lands in the large band (4,923 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Guardian Retirement Investment Plan end-of-year assets rose from $911M in the plan year 2023 filing to $1.1B in the plan year 2024 filing.
  • Guardian Retirement Investment Plan reported participants fell from 5,762 in the plan year 2023 filing to 4,923 in the plan year 2024 filing.
  • Guardian Retirement Investment Plan reported net income rose from $179M in the plan year 2023 filing to $187M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 135123390 · The Guardian Life Insurance Company of America PY 2024 · 401(k)

Guardian Retirement Investment Plan · $1.1B · 4,923 · 99th

  • EOY $1.1B
  • 5500 4,923
  • ASSETS 99th
  • PCT 401(k)
  • EIN near Commerce Bancshares, Inc. Participating Investment Plan
  • RANK ind #8316

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Guardian Retirement Investment Plan in the asset neighbourhood

Guardian Retirement Investment PlanGuardian Retirement Investme…$1.1BCommerce Bancshares, Inc. Participating Investment PlanCommerce Bancshares, Inc. Pa…$1.1BHuron Consulting Group Retirement Savings PlanHuron Consulting Group Retir…$1.1BAdvanced Drainage Systems, Inc. Retirement and Stock Ownership PlanAdvanced Drainage Systems, I…$1.1BAutozone, Inc. 401(k) Plan$1.1B
End-of-year total assets ($B) among Guardian Retirement Investment Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

New York filing particulars

Total Assets (Beginning of Year)$911M
Net Assets (End of Year)$1.1B
Net Income$187M
Employer EIN135123390
Plan Effective Date2018-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Guardian Life Insurance Company of America)

Sponsor-wide plan assets over time

All The Guardian Life Insurance Company of America plans reported in each filing year

Latest sponsor-wide plan assets
$4.0B 10.075430106065845% vs 2022
2024 filing year
$3.6B$3.8B$4B$4.2B 202220232024 $3.66B $4.03B ▲ +10.1%
Year Plans Participants Total Assets
2022 5 13,971 $3.7B
2023 5 13,791 $3.9B
2024 5 12,888 $4.0B

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Guardian Retirement Investment Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -20020406080 Total assets ($B) Participants Guardian Retirement Investment Plan, Total assets ($B): 1.099774131 · Participants: 4923Guardian Retirement Investment PlanIBM 401(k) Plan, Total assets ($B): 60.39355615 · Participants: 52674IBM 401(k) PlanMorgan Stanley 401(k) Plan, Total assets ($B): 22.180692974 · Participants: 53860Morgan Stanley 401(k) PlanPfizer Savings Plan, Total assets ($B): 21.9871528 · Participants: 33309Pfizer Savings PlanThe Pepsico Savings Plan, Total assets ($B): 14.9369507 · Participants: 137398The Pepsico Savings PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 12.807939404 · Participants: 23227The Goldman Sachs 401(k) Plan
Guardian Retirement Investment Plan vs. nearby 401(k) plans in New York, assets vs. participants
Compare Guardian Retirement Investment Plan side-by-side with 3 peers →

Guardian Retirement Investment Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Commerce Bancshares, Inc. Participating Investment Plan in MO ($1.1B); by covered participants it is Schwarz Partners LP 401(k) Profit Sharing Plan in IN (4,922 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (4,923 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Guardian Retirement Investment Plan assets move in 2024? ▼
Guardian Retirement Investment Plan grew sharply - up 20.7% during 2024, from $911M to $1.1B. Reported net income was $187M.
How have The Guardian Life Insurance Company of America plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Guardian Life Insurance Company of America's sponsor-wide assets grew 10.1%, from $3.7B to $4.0B.
Where does Guardian Retirement Investment Plan rank by assets among Form 5500 filers? ▼
Guardian Retirement Investment Plan ranks in the 99th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Guardian Retirement Investment Plan? ▼
Among 401(k) plans in other states, the closest by assets is Commerce Bancshares, Inc. Participating Investment Plan in MO ($1.1B, 4,663 participants).
Which 401(k) plans cover a similar participant headcount to Guardian Retirement Investment Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Schwarz Partners LP 401(k) Profit Sharing Plan in IN (4,922 participants, $282M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 135123390.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.