401(k) · DOL Form 5500 · 2024

The Guardian Life Insurance Company of America 401(k) Plan

Data updated 2026-08-11

$1.1B
Total assets
4,923
Participants
99th
Percentile by assets
$223,395
Avg per participant
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Official DOL plan name: Guardian Retirement Investment Plan · Sponsored by The Guardian Life Insurance Company of America · New York · Finance & Insurance

$1.1B in assets, 4,923 participants

The Guardian Life Insurance Company of America's Guardian Retirement Investment Plan reported $1.1B in total assets and 4,923 participants in its 2024 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 99th percentile by assets (of 123,622 plans)
  • #8,316 in Finance & Insurance (8,549 peers)

Coverage in New York

Guardian Retirement Investment Plan covers 4,923 participants in New York, 6.2x the typical New York plan (state average ~798 per filing). Assets: $1.1B.

$1.1B
total plan assets (2024 EOY)
4,923
covered participants
99th
percentile by assets (of 123,622 plans)
$223,395
avg assets per participant

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Guardian Retirement Investment Plan end-of-year assets rose from $911M in the plan year 2023 filing to $1.1B in the plan year 2024 filing.
  • Guardian Retirement Investment Plan reported participants fell from 5,762 in the plan year 2023 filing to 4,923 in the plan year 2024 filing.
  • Guardian Retirement Investment Plan reported net income rose from $179M in the plan year 2023 filing to $187M in the plan year 2024 filing.

See the national 2023→2024 release diff →

State

Participants vs New York filers

In New York, the average filing covers about 798 participants across 9,061 plans. Guardian Retirement Investment Plan reports 4,923 participants - 6.2x that state average ($1.1B EOY assets).

New York filing particulars

Total Assets (Beginning of Year)$911M
Net Assets (End of Year)$1.1B
Net Income$187M
Employer EIN135123390
Plan Effective Date2018-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Guardian Life Insurance Company of America)

$3.6B$3.8B$4B$4.2B 202220232024 $3.66B $4.03B ▲ +10.1%
Total plan assets by year, all The Guardian Life Insurance Company of America plans on file
Year Plans Participants Total Assets
2022 5 13,971 $3.7B
2023 5 13,791 $3.9B
2024 5 12,888 $4.0B

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Guardian Retirement Investment Plan vs. nearby 401(k) plans in New York, assets vs. participants

Guardian Retirement Investment Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -20020406080 Total assets ($B) Participants Guardian Retirement …IBM 401(k) PlanMorgan Stanley 401(k…Pfizer Savings PlanThe Pepsico Savings …The Goldman Sachs 40…
Guardian Retirement Investment Plan vs. nearby 401(k) plans in New York, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Guardian Retirement Investment Plan by total assets, not by location.

Frequently Asked Questions

How did Guardian Retirement Investment Plan assets move in 2024?
Guardian Retirement Investment Plan grew sharply - up 20.7% during 2024, from $911M to $1.1B. Reported net income was $187M.
How have The Guardian Life Insurance Company of America plan assets changed over time?
Across 3 plan years on file (2022-2024), The Guardian Life Insurance Company of America's sponsor-wide assets grew 10.1%, from $3.7B to $4.0B.
Where does Guardian Retirement Investment Plan rank by assets among Form 5500 filers?
Guardian Retirement Investment Plan ranks in the 99th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Guardian Retirement Investment Plan?
Among 401(k) plans in other states, the closest by assets is Commerce Bancshares, Inc. Participating Investment Plan in MO ($1.1B, 4,663 participants).

Next read for Guardian Retirement Investment Plan

Filing takeaways

Ways to act on Guardian Retirement Investment Plan's numbers.