401(k) · DOL Form 5500 · 2024

Commerce Bancshares, Inc. 401(k) Plan

Data updated 2026-08-11

$1.1B
Total assets: 4,663
Participants: 99th
Percentile by assets: $235,675
Avg per participant

Official DOL plan name: Commerce Bancshares, Inc. Participating Investment Plan · Sponsored by Commerce Bancshares, Inc. · Missouri · Finance & Insurance

$1.1B in assets, 4,663 participants

Commerce Bancshares, Inc.'s Commerce Bancshares, Inc. Participating Investment Plan reported $1.1B in total assets and 4,663 participants in its 2024 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

99th percentile by assets (of 123,622 plans)
#8,315 in Finance & Insurance (8,549 peers)

Coverage in Missouri

Commerce Bancshares, Inc. Participating Investment Plan covers 4,663 participants in Missouri, 6.3x the typical Missouri plan (state average ~737 per filing). Assets: $1.1B.

$1.1B
total plan assets (2024 EOY): 4,663
covered participants: 99th
percentile by assets (of 123,622 plans): $235,675
avg assets per participant

Commerce Bancshares, Inc. Participating Investment Plan reported net income rose from $98M in the plan year 2023 filing to $117M in the plan year 2024 filing.
Commerce Bancshares, Inc. Participating Investment Plan end-of-year assets rose from $982M in the plan year 2023 filing to $1.1B in the plan year 2024 filing.
Commerce Bancshares, Inc. Participating Investment Plan reported participants rose from 4,540 in the plan year 2023 filing to 4,663 in the plan year 2024 filing.

See the national 2023→2024 release diff →

State

Missouri

Industry

Finance & Insurance

Participants vs Missouri filers

In Missouri, the average filing covers about 737 participants across 2,297 plans. Commerce Bancshares, Inc. Participating Investment Plan reports 4,663 participants - 6.3x that state average ($1.1B EOY assets).

Missouri filing particulars

Total Assets (Beginning of Year)	$982M
Net Assets (End of Year)	$1.1B
Net Income	$117M
Employer EIN	430889454
Plan Effective Date	1970-12-01
Filing Status	FILING RECEIVED

Sponsor Plan History (Commerce Bancshares, Inc.)

Total plan assets by year, all Commerce Bancshares, Inc. plans on file

Year	Plans	Participants	Total Assets
2022	2	5,350	$973M
2023	2	5,353	$1.1B
2024	2	5,408	$1.2B

Nearby 401(k) Plans in Missouri

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Commerce Bancshares, Inc. Participating Investment Plan vs. nearby 401(k) plans in Missouri, assets vs. participants

Edward D. Jones & Co. Profit Sharing and 401(k) Plan $12.4B · 47,254
Bayer Corporation Savings and Retirement Plan $10.8B · 19,357
Emerson Savings Plan $7.4B · 8,315
Enterprise Holdings Retirement Savings Plan $6.5B · 72,024
Centene Management Corporation Retirement Plan $4.7B · 53,760

Compare Commerce Bancshares, Inc. Participating … side-by-side with 3 peers →

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Commerce Bancshares, Inc. Participating Investment Plan by total assets, not by location.

Huron Consulting Group Retirement Savings Plan (IL) $1.1B · 4,316
Guardian Retirement Investment Plan (NY) $1.1B · 4,923
Berry Global Employees 401(k) Retirement Plan (IN) $1.1B · 17,150
Advanced Drainage Systems, Inc. Retirement and Stock Ownership Plan (OH) $1.1B · 4,998

Frequently Asked Questions

How did Commerce Bancshares, Inc. Participating Investment Plan assets move in 2024? ▼

Commerce Bancshares, Inc. Participating Investment Plan grew at a solid clip - up 12.0% during 2024, from $982M to $1.1B. Reported net income was $117M.

How have Commerce Bancshares, Inc. plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), Commerce Bancshares, Inc.'s sponsor-wide assets grew 21.9%, from $973M to $1.2B.

Where does Commerce Bancshares, Inc. Participating Investment Plan rank by assets among Form 5500 filers? ▼

Commerce Bancshares, Inc. Participating Investment Plan ranks in the 99th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (among the largest 1% of all filed plans).

Which 401(k) plans are similar in size to Commerce Bancshares, Inc. Participating Investment Plan? ▼

Among 401(k) plans in other states, the closest by assets is Huron Consulting Group Retirement Savings Plan in IL ($1.1B, 4,316 participants).

Next read for Commerce Bancshares, Inc. Participating …

Filing takeaways

Ways to act on Commerce Bancshares, Inc. Participating Investment Plan's numbers.

By total assets, Commerce Bancshares, Inc. Participating Investment Plan ranks among the largest 1% of all filed plans. See the largest plans
Compare it side-by-side against 3 similar 401(k) plans in Missouri. Compare plans
Commerce Bancshares, Inc.'s sponsor-wide assets have grown 21.9% since 2022 across 3 plan years on file. More Finance & Insurance plans

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 430889454.