401(k) · DOL Form 5500 · 2024

Commerce Bancshares, Inc. 401(k) Plan

Data updated 2026-08-25

$1.1B
Total assets Very large vs avg
4,663
Participants Above avg headcount
99th
Percentile by assets National rank
$235,675
Avg per participant Above avg balance/head
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Official DOL plan name: Commerce Bancshares, Inc. Participating Investment Plan · Sponsored by Commerce Bancshares, Inc. · Missouri · Finance & Insurance

$1.1B in assets, 4,663 participants

Commerce Bancshares, Inc.'s Commerce Bancshares, Inc. Participating Investment Plan reported $1.1B in total assets and 4,663 participants in its 2024 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,315 in Finance & Insurance (8,549 peers)

Coverage in Missouri

Commerce Bancshares, Inc. Participating Investment Plan covers 4,663 participants in Missouri, 6.3x the typical Missouri plan (state average ~737 per filing). Assets: $1.1B.

#8,315
in Finance & Insurance (8,549 peers)
+12.0%
assets growth YoY
11×
vs typical plan assets (national mean)

Commerce Bancshares, Inc. Participating Investment Plan's outsized position by total assets

Commerce Bancshares, Inc. Participating Investment Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$1,098,953,920 Top 1% higher than 99% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Commerce Bancshares, Inc. Participating Investment Plan's large-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Commerce Bancshares, Inc. Participating Investment Plan lands in the large band (4,663 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Commerce Bancshares, Inc. Participating Investment Plan reported net income rose from $98M in the plan year 2023 filing to $117M in the plan year 2024 filing.
  • Commerce Bancshares, Inc. Participating Investment Plan end-of-year assets rose from $982M in the plan year 2023 filing to $1.1B in the plan year 2024 filing.
  • Commerce Bancshares, Inc. Participating Investment Plan reported participants rose from 4,540 in the plan year 2023 filing to 4,663 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 430889454 · Commerce Bancshares, Inc. PY 2024 · 401(k)

Commerce Bancshares, Inc. Participating Investment Plan · $1.1B · 4,663 · 99th

  • RANK $1.1B
  • RANK 4,663
  • RANK 99th
  • RANK 401(k)
  • RANK near Huron Consulting Group Retirement Savings Plan
  • RANK ind #8315

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Missouri →

Commerce Bancshares, Inc. Participating Investment Plan in the asset neighbourhood

Commerce Bancshares, Inc. Participating Investment PlanCommerce Bancshares, Inc. Pa…$1.1BHuron Consulting Group Retirement Savings PlanHuron Consulting Group Retir…$1.1BGuardian Retirement Investment PlanGuardian Retirement Investme…$1.1BBerry Global Employees 401(k) Retirement PlanBerry Global Employees 401(k…$1.1BAdvanced Drainage Systems, Inc. Retirement and Stock Ownership PlanAdvanced Drainage Systems, I…$1.1B
End-of-year total assets ($B) among Commerce Bancshares, Inc. Participating Investment Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Missouri filing particulars

Total Assets (Beginning of Year)$982M
Net Assets (End of Year)$1.1B
Net Income$117M
Employer EIN430889454
Plan Effective Date1970-12-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Commerce Bancshares, Inc.)

Sponsor-wide plan assets over time

All Commerce Bancshares, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$1.2B 21.927537842086036% vs 2022
2024 filing year
$0.9B$1B$1.1B$1.2B$1.3B 202220232024 $0.97B $1.19B ▲ +22.7%
Year Plans Participants Total Assets
2022 2 5,350 $973M
2023 2 5,353 $1.1B
2024 2 5,408 $1.2B

Nearby 401(k) Plans in Missouri

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Commerce Bancshares, Inc. Participating Investment Plan vs. nearby 401(k) plans in Missouri, assets vs. participants Scatter plot of 6 data points. 020000400006000080000 051015 Total assets ($B) Participants Commerce Bancshares, Inc. Participating Investment Plan, Total assets ($B): 1.09895392 · Participants: 4663Commerce Bancshares, Inc. Participating Investment PlanEdward D. Jones & Co. Profit Sharing and 401(k) Plan, Total assets ($B): 12.368282167 · Participants: 47254Edward D. Jones & Co. Profit Sharing and 401(k) PlanBayer Corporation Savings and Retirement Plan, Total assets ($B): 10.811159993 · Participants: 19357Bayer Corporation Savings and Retirement PlanEmerson Savings Plan, Total assets ($B): 7.357409447 · Participants: 8315Emerson Savings PlanEnterprise Holdings Retirement Savings Plan, Total assets ($B): 6.521110634 · Participants: 72024Enterprise Holdings Retirement Savings PlanCentene Management Corporation Retirement Plan, Total assets ($B): 4.716699086 · Participants: 53760Centene Management Corporation Retirement Plan
Commerce Bancshares, Inc. Participating Investment Plan vs. nearby 401(k) plans in Missouri, assets vs. participants
Compare Commerce Bancshares, Inc. Participating Investment Plan side-by-side with 3 peers →

Commerce Bancshares, Inc. Participating Investment Plan's out-of-state 401(k) peers by assets and headcount

Outside Missouri, the nearest 401(k) by assets is Huron Consulting Group Retirement Savings Plan in IL ($1.1B); by covered participants it is Keolis America, Inc. 401(k) Savings Plan in MA (4,664 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (4,663 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Commerce Bancshares, Inc. Participating Investment Plan assets move in 2024? ▼
Commerce Bancshares, Inc. Participating Investment Plan grew at a solid clip - up 12.0% during 2024, from $982M to $1.1B. Reported net income was $117M.
How have Commerce Bancshares, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Commerce Bancshares, Inc.'s sponsor-wide assets grew 21.9%, from $973M to $1.2B.
Where does Commerce Bancshares, Inc. Participating Investment Plan rank by assets among Form 5500 filers? ▼
Commerce Bancshares, Inc. Participating Investment Plan ranks in the 99th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Commerce Bancshares, Inc. Participating Investment Plan? ▼
Among 401(k) plans in other states, the closest by assets is Huron Consulting Group Retirement Savings Plan in IL ($1.1B, 4,316 participants).
Which 401(k) plans cover a similar participant headcount to Commerce Bancshares, Inc. Participating Investment Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Keolis America, Inc. 401(k) Savings Plan in MA (4,664 participants, $281M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 430889454.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.