ESOP · DOL Form 5500 · 2024

First State Bank of St. Charles ESOP

Data updated 2026-08-25

$11M
Total assets Small plan by assets
176
Participants Small participant base
57th
Percentile by assets National rank
$60,379
Avg per participant Low balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: First State Bank of St. Charles Employee Stock Ownership Plan · Sponsored by First State Bank of St. Charles · Missouri · Finance & Insurance

$11M in assets, 176 participants

First State Bank of St. Charles's First State Bank of St. Charles Employee Stock Ownership Plan reported $11M in total assets and 176 participants in its 2024 DOL Form 5500 filing, ranking in the 57th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,502 in Finance & Insurance (8,549 peers)

Coverage in Missouri

First State Bank of St. Charles Employee Stock Ownership Plan covers 176 participants in Missouri, about 24% of the average Missouri filer (state average ~737 per filing). Assets: $11M.

#3,502
in Finance & Insurance (8,549 peers)
+3.1%
assets growth YoY

First State Bank of St. Charles Employee Stock Ownership Plan's mid-pack asset rank among Finance & Insurance and all filers

First State Bank of St. Charles Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$10,626,783 Top 43% higher than 57% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

First State Bank of St. Charles Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. First State Bank of St. Charles Employee Stock Ownership Plan sits mid-pack in the medium band (176 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • First State Bank of St. Charles Employee Stock Ownership Plan reported net income rose from $214K in the plan year 2023 filing to $319K in the plan year 2024 filing.
  • First State Bank of St. Charles Employee Stock Ownership Plan reported participants fell from 198 in the plan year 2023 filing to 176 in the plan year 2024 filing.
  • First State Bank of St. Charles Employee Stock Ownership Plan end-of-year assets rose from $10M in the plan year 2023 filing to $11M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Form 5500 schedule snapshot

Filing strip 430492450 · First State Bank of St. Charles PY 2024 · ESOP

First State Bank of St. Charles Employee Stock Ownership Plan · $11M · 176 · 57th

  • SCH $11M
  • SCH 176
  • SCH 57th
  • SCH ESOP
  • SCH near Stone Pro, Inc. Employee Stock Ownership Plan
  • SCH ind #3502

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Missouri →

First State Bank of St. Charles Employee Stock Ownership Plan in the asset neighbourhood

First State Bank of St. Charles Employee Stock Ownership PlanFirst State Bank of St. Char…$11MStone Pro, Inc. Employee Stock Ownership PlanStone Pro, Inc. Employee Sto…$11MCoast to Coast Computer Products, Inc. Employee Stock Ownership PlanCoast to Coast Computer Prod…$11MBna Bank Employee Stock Ownership PlanBna Bank Employee Stock Owne…$11MJumbo Foods, Inc. Employee Stock Ownership PlanJumbo Foods, Inc. Employee S…$11M
End-of-year total assets ($M) among First State Bank of St. Charles Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2024.

Missouri filing particulars

Total Assets (Beginning of Year)$10M
Net Assets (End of Year)$11M
Net Income$319K
Employer EIN430492450
Plan Effective Date1983-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (First State Bank of St. Charles)

Sponsor-wide plan assets over time

All First State Bank of St. Charles plans reported in each filing year

Latest sponsor-wide plan assets
$36M 16.403215482375995% vs 2022
2024 filing year
$30M$32M$34M$36M$38M 202220232024 $30.8M $35.8M ▲ +16.4%
Year Plans Participants Total Assets
2022 2 459 $31M
2023 2 402 $34M
2024 2 358 $36M

Nearby ESOP Plans in Missouri

Peer ESOP plans, same state, same plan type, ranked by total assets.

First State Bank of St. Charles Employee Stock Ownership Plan vs. nearby ESOP plans in Missouri, assets vs. participants Scatter plot of 6 data points. -5000050001000015000 -20246 Total assets ($B) Participants First State Bank of St. Charles Employee Stock Ownership Plan, Total assets ($B): 0.010626783 · Participants: 176First State Bank of St. Charles Employee Stock Ownership PlanBurns & Mcdonnell, Inc. Employee Stock Ownership Plan, Total assets ($B): 5.463861407 · Participants: 9902Burns & Mcdonnell, Inc. Employee Stock Ownership PlanMccarthy Employee Stock Ownership Plan, Total assets ($B): 1.845491185 · Participants: 2983Mccarthy Employee Stock Ownership PlanJe Dunn Employee Stock Ownership Plan and Trust, Total assets ($B): 0.620590539 · Participants: 2825Je Dunn Employee Stock Ownership Plan and TrustArco DB Companies, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.514271888 · Participants: 608Arco DB Companies, Inc. Employee Stock Ownership PlanEmery Sapp Employee Stock Ownership Plan, Total assets ($B): 0.399783698 · Participants: 2184Emery Sapp Employee Stock Ownership Plan
First State Bank of St. Charles Employee Stock Ownership Plan vs. nearby ESOP plans in Missouri, assets vs. participants
Compare First State Bank of St. Charles Employee Stock Ownership Plan side-by-side with 3 peers →

First State Bank of St. Charles Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Missouri, the nearest ESOP by assets is Stone Pro, Inc. Employee Stock Ownership Plan in WI ($11M); by covered participants it is Kelley Manufacturing Co. Employee Stock Ownership Plan in GA (176 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (176 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did First State Bank of St. Charles Employee Stock Ownership Plan assets move in 2024? ▼
First State Bank of St. Charles Employee Stock Ownership Plan edged up modestly - up 3.1% during 2024, from $10M to $11M. Reported net income was $319K.
How have First State Bank of St. Charles plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), First State Bank of St. Charles's sponsor-wide assets grew 16.4%, from $31M to $36M.
Which ESOP plans are similar in size to First State Bank of St. Charles Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Stone Pro, Inc. Employee Stock Ownership Plan in WI ($11M, 11 participants).
Which ESOP plans cover a similar participant headcount to First State Bank of St. Charles Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is Kelley Manufacturing Co. Employee Stock Ownership Plan in GA (176 participants, $26M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 430492450.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.