401(k) · DOL Form 5500 · 2024

Ripple Labs, Inc. 401(k) Plan

Data updated 2026-08-25

$65M
Total assets Below avg plan size
539
Participants Below avg headcount
87th
Percentile by assets National rank
$120,601
Avg per participant Near avg balance/head
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Official DOL plan name: Ripple Labs 401(k) Plan · Sponsored by Ripple Labs, Inc. · California · Information & Media

$65M in assets, 539 participants

Ripple Labs, Inc.'s Ripple Labs 401(k) Plan reported $65M in total assets and 539 participants in its 2024 DOL Form 5500 filing, ranking in the 87th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #2,313 in Information & Media (2,822 peers)

Where Ripple Labs 401(k) Plan sits by assets

Ripple Labs 401(k) Plan sits in the top quartile of all filed plans by assets, $65M for 539 participants (~$120,601/participant), up 35.1% in 2024.

#2,313
in Information & Media (2,822 peers)
+35.1%
assets growth YoY
0.7×
vs typical plan assets (national mean)

Ripple Labs 401(k) Plan's outsized position by total assets

Ripple Labs 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$65,003,997 Top 13% higher than 87% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Ripple Labs 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Ripple Labs 401(k) Plan sits mid-pack in the medium band (539 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Ripple Labs 401(k) Plan end-of-year assets rose from $48M in the plan year 2023 filing to $65M in the plan year 2024 filing.
  • Ripple Labs 401(k) Plan reported net income fell from $18M in the plan year 2023 filing to $17M in the plan year 2024 filing.
  • Ripple Labs 401(k) Plan reported participants fell from 558 in the plan year 2023 filing to 539 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 461128587 · Ripple Labs, Inc. PY 2024 · 401(k)

Ripple Labs 401(k) Plan · $65M · 539 · 87th

  • PCT $65M
  • PCT 539
  • PCT 87th
  • PCT 401(k)
  • PCT near Doggett Company, LLC 401(k) Plan
  • PCT ind #2313

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Information & Media retirement plans → · Plans in California →

Ripple Labs 401(k) Plan in the asset neighbourhood

Doggett Company, LLC 401(k) PlanDoggett Company, LLC 401(k) …$65MEnsafe 401(k) Profit Sharing PlanEnsafe 401(k) Profit Sharing…$65MRipple Labs 401(k) Plan$65MCpi Card Group, Inc. 401(k) PlanCpi Card Group, Inc. 401(k) …$65MMvp Law Profit Sharing 401(k) PlanMvp Law Profit Sharing 401(k…$65M
End-of-year total assets ($M) among Ripple Labs 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$48M
Net Assets (End of Year)$65M
Net Income$17M
Employer EIN461128587
Plan Effective Date2014-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Ripple Labs, Inc.)

Sponsor-wide plan assets over time

All Ripple Labs, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$65M 118.08680985388477% vs 2022
2024 filing year
$20M$40M$60M$80M 202220232024 $29.8M $65M ▲ +118.0%
Year Plans Participants Total Assets
2022 1 363 $30M
2023 1 558 $48M
2024 1 539 $65M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Ripple Labs 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Ripple Labs 401(k) Plan, Total assets ($B): 0.065003997 · Participants: 539Ripple Labs 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 48.738057415 · Participants: 116712Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 31.02646504 · Participants: 58962Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 24.850880304 · Participants: 55298Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 24.714519387 · Participants: 101450Apple 401(k) PlanCisco Systems,Inc. 401(k) Plan, Total assets ($B): 22.728425546 · Participants: 40452Cisco Systems,Inc. 401(k) Plan
Ripple Labs 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants

Ripple Labs 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Doggett Company, LLC 401(k) Plan in TX ($65M); by covered participants it is Acima Credit 401(k) Retirement Plan in UT (539 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($65M here).

Similar participant headcount

Nearest other-state filings by covered participants (539 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Ripple Labs 401(k) Plan assets move in 2024?
Ripple Labs 401(k) Plan surged - up 35.1% during 2024, from $48M to $65M. Reported net income was $17M.
How have Ripple Labs, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Ripple Labs, Inc.'s sponsor-wide assets grew 118.1%, from $30M to $65M.
Where does Ripple Labs 401(k) Plan rank by assets among Form 5500 filers?
Ripple Labs 401(k) Plan ranks in the 87th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Ripple Labs 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Doggett Company, LLC 401(k) Plan in TX ($65M, 1,754 participants).
Which 401(k) plans cover a similar participant headcount to Ripple Labs 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Acima Credit 401(k) Retirement Plan in UT (539 participants, N/A in assets).