401(k) · DOL Form 5500 · 2024

Effectual Inc. 401(k) Plan

Data updated 2026-08-25

$15M
Total assets Small plan by assets: 209
Participants Below avg headcount: 64th
Percentile by assets National rank: $71,340
Avg per participant Below avg balance/head

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Official DOL plan name: Effectual 401(k) Plan · Sponsored by Effectual Inc. · New Jersey · Professional & Technical Services

$15M in assets, 209 participants

Effectual Inc.'s Effectual 401(k) Plan reported $15M in total assets and 209 participants in its 2024 DOL Form 5500 filing, ranking in the 64th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

#12,798 in Professional & Technical Services (20,173 peers)

Coverage in New Jersey

Effectual 401(k) Plan covers 209 participants in New Jersey, about 25% of the average New Jersey filer (state average ~844 per filing). Assets: $15M.

#12,798
in Professional & Technical Services (20,173 peers): +30.9%
assets growth YoY

Effectual 401(k) Plan's mid-pack asset rank among Professional & Technical Services and all filers

Effectual 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$14,910,153 Top 36% higher than 64% of 123,620 filed plans

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Effectual 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Effectual 401(k) Plan sits mid-pack in the medium band (209 participants).

Micro (1-10) 33,766 filings (27%) Small (11-100) 26,107 filings (21%) Medium (101-1,000) 54,251 filings (43%) Large (1,001-10,000) 10,349 filings (8%) Mega (10,000+) 1,399 filings (1%)

Effectual 401(k) Plan end-of-year assets rose from $11M in the plan year 2023 filing to $15M in the plan year 2024 filing.
Effectual 401(k) Plan reported net income fell from $5M in the plan year 2023 filing to $4M in the plan year 2024 filing.
Effectual 401(k) Plan reported participants rose from 188 in the plan year 2023 filing to 209 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 823082582 · Effectual Inc. PY 2024 · 401(k)

Effectual 401(k) Plan · $15M · 209 · 64th

SCH $15M
EBSA 209
PART 64th
TYPE 401(k)
NET near Dhg Inc. 401(k) Plan
BOOK ind #12798

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in New Jersey →

End-of-year total assets ($M) among Effectual 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

New Jersey filing particulars

Total Assets (Beginning of Year)	$11M
Net Assets (End of Year)	$15M
Net Income	$4M
Employer EIN	823082582
Plan Effective Date	2018-10-02
Filing Status	FILING RECEIVED

Sponsor Plan History (Effectual Inc.)

Latest sponsor-wide plan assets: $15M 120.68204705585642% vs 2022; 2024 filing year

Year	Plans	Participants	Total Assets
2022	1	163	$7M
2023	1	188	$11M
2024	1	209	$15M

Nearby 401(k) Plans in New Jersey

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Effectual 401(k) Plan vs. nearby 401(k) plans in New Jersey, assets vs. participants

JPMorgan Chase 401(k) Savings Plan $52.9B · 185,532
Verizon Savings Plan for Management Employees $29.4B · 69,218
Johnson and Johnson Savings Plan $23.6B · 42,583
Ernst & Young Retirement Savings Plan $18.3B · 56,714
Merck US Savings Plan $15.0B · 27,956

Compare Effectual 401(k) Plan side-by-side with 3 peers →

Effectual 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside New Jersey, the nearest 401(k) by assets is Dhg Inc. 401(k) Plan in OH ($15M); by covered participants it is Del Amo Motorsports 401(k) Profit Sharing Plan in CA (209 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($15M here).

Dhg Inc. 401(k) Plan (OH) $15M · 133
Kent Displays Inc 401(k) Profit Sharing Plan & Trust (OH) $15M · 64
Bill's Distributing, Ltd. 401(k) Profit Sharing Plan (WI) $15M · 198
Mid-Ohio Foodbank Supplemental Retirement Plan (OH) $15M · 165

Similar participant headcount

Nearest other-state filings by covered participants (209 participants); asset peers above are excluded.

Del Amo Motorsports 401(k) Profit Sharing Plan (CA) 209 · 0 off
Quarternorth Energy 401(k) Plan (TX) 209 · 0 off
Pillar Construction, Inc. 401(k) Plan (VA) 209 · 0 off
Evolve Ip, LLC 401(k) Plan (PA) 209 · 0 off

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Effectual 401(k) Plan assets move in 2024? ▼

Effectual 401(k) Plan surged - up 30.9% during 2024, from $11M to $15M. Reported net income was $4M.

How have Effectual Inc. plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), Effectual Inc.'s sponsor-wide assets grew 120.7%, from $7M to $15M.

Which 401(k) plans are similar in size to Effectual 401(k) Plan? ▼

Among 401(k) plans in other states, the closest by assets is Dhg Inc. 401(k) Plan in OH ($15M, 133 participants).

Which 401(k) plans cover a similar participant headcount to Effectual 401(k) Plan? ▼

Among 401(k) plans in other states, the closest by covered participants is Del Amo Motorsports 401(k) Profit Sharing Plan in CA (209 participants, $291K in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 823082582.