Defined Benefit (Pension) · DOL Form 5500 · 2024

Smart Financial Credit Union Pension Plan

Data updated 2026-08-25

$52M
Total assets Below avg plan size
172
Participants Small participant base
85th
Percentile by assets National rank
$302,231
Avg per participant High balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Smart Financial Credit Union Employees Pension Plan · Sponsored by Smart Financial Credit Union · Texas · Finance & Insurance

$52M in assets, 172 participants

Smart Financial Credit Union's Smart Financial Credit Union Employees Pension Plan reported $52M in total assets and 172 participants in its 2024 DOL Form 5500 filing, ranking in the 85th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,512 in Finance & Insurance (8,549 peers)

Coverage in Texas

Smart Financial Credit Union Employees Pension Plan covers 172 participants in Texas, about 25% of the average Texas filer (state average ~688 per filing). Assets: $52M.

#6,512
in Finance & Insurance (8,549 peers)
+8.6%
assets growth YoY
0.5×
vs typical plan assets (national mean)

Smart Financial Credit Union Employees Pension Plan's outsized position by total assets

Smart Financial Credit Union Employees Pension Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$51,983,771 Top 15% higher than 85% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Smart Financial Credit Union Employees Pension Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Smart Financial Credit Union Employees Pension Plan sits mid-pack in the medium band (172 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Smart Financial Credit Union Employees Pension Plan reported net income rose from $3M in the plan year 2023 filing to $4M in the plan year 2024 filing.
  • Smart Financial Credit Union Employees Pension Plan end-of-year assets rose from $48M in the plan year 2023 filing to $52M in the plan year 2024 filing.
  • Smart Financial Credit Union Employees Pension Plan reported participants rose from 159 in the plan year 2023 filing to 172 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 740695355 · Smart Financial Credit Union PY 2024 · Defined Benefit (Pension)

Smart Financial Credit Union Employees Pension Plan · $52M · 172 · 85th

  • SCH $52M
  • SCH 172
  • SCH 85th
  • SCH Defined Benefit (Pension)
  • SCH near IBEW Local Union No. 237 Pension Plan
  • SCH ind #6512

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Texas →

Smart Financial Credit Union Employees Pension Plan in the asset neighbourhood

IBEW Local Union No. 237 Pension PlanIBEW Local Union No. 237 Pen…$52MSmart Financial Credit Union Employees Pension PlanSmart Financial Credit Union…$52ML3harris Pension Plan for Employees in the Electronic Systems/Integrated Electronic Warfare Systems Bargaining UnitL3harris Pension Plan for Em…$52MDaily News Retirement Plan$52MMdu Resources Group, Inc. Pension Plan for Collective Bargaining Unit EmployeesMdu Resources Group, Inc. Pe…$52M
End-of-year total assets ($M) among Smart Financial Credit Union Employees Pension Plan and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2024.

Texas filing particulars

Total Assets (Beginning of Year)$48M
Net Assets (End of Year)$52M
Net Income$4M
Employer EIN740695355
Plan Effective Date2004-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Smart Financial Credit Union)

Sponsor-wide plan assets over time

All Smart Financial Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$73M 16.764038376449804% vs 2022
2024 filing year
$60M$65M$70M$75M 202220232024 $62.9M $73.4M ▲ +16.8%
Year Plans Participants Total Assets
2022 2 335 $63M
2023 2 347 $66M
2024 2 363 $73M

Nearby Defined Benefit (Pension) Plans in Texas

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Smart Financial Credit Union Employees Pension Plan vs. nearby Defined Benefit (Pension) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -100102030 Total assets ($B) Participants Smart Financial Credit Union Employees Pension Plan, Total assets ($B): 0.051983771 · Participants: 172Smart Financial Credit Union Employees Pension PlanAT&T Pension Benefit Plan, Total assets ($B): 28.265893 · Participants: 100400AT&T Pension Benefit PlanExxonmobil Pension Plan, Total assets ($B): 12.095 · Participants: 22000Exxonmobil Pension PlanChevron Retirement Plan, Total assets ($B): 9.731784707 · Participants: 21297Chevron Retirement PlanShell Pension Plan, Total assets ($B): 9.694184685 · Participants: 12688Shell Pension PlanCaterpillar Inc. Retirement Income Plan, Total assets ($B): 9.1940497 · Participants: 11498Caterpillar Inc. Retirement Income Plan
Smart Financial Credit Union Employees Pension Plan vs. nearby Defined Benefit (Pension) plans in Texas, assets vs. participants
Compare Smart Financial Credit Union Employees Pension Plan side-by-side with 3 peers →

Smart Financial Credit Union Employees Pension Plan's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Texas, the nearest Defined Benefit (Pension) by assets is IBEW Local Union No. 237 Pension Plan in NY ($52M); by covered participants it is Retirement Security Plan of Womble Bond Dickinson (US), LLP - Plan a in NC (172 participants). Same-state nearby plans are listed separately above.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Smart Financial Credit Union Employees Pension Plan assets move in 2024? ▼
Smart Financial Credit Union Employees Pension Plan grew at a solid clip - up 8.6% during 2024, from $48M to $52M. Reported net income was $4M.
How have Smart Financial Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Smart Financial Credit Union's sponsor-wide assets grew 16.8%, from $63M to $73M.
Where does Smart Financial Credit Union Employees Pension Plan rank by assets among Form 5500 filers? ▼
Smart Financial Credit Union Employees Pension Plan ranks in the 85th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Smart Financial Credit Union Employees Pension Plan? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is IBEW Local Union No. 237 Pension Plan in NY ($52M, 198 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Smart Financial Credit Union Employees Pension Plan? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Retirement Security Plan of Womble Bond Dickinson (US), LLP - Plan a in NC (172 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 740695355.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.