401(k) · DOL Form 5500 · 2024

Navient Corporation 401(k) Plan

Data updated 2026-08-11

$694M
Total assets
3,630
Participants
98th
Percentile by assets
$191,191
Avg per participant
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Official DOL plan name: Navient 401(k) Savings Plan · Sponsored by Navient Corporation · Delaware · Finance & Insurance

$694M in assets, 3,630 participants

Navient Corporation's Navient 401(k) Savings Plan reported $694M in total assets and 3,630 participants in its 2024 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 98th percentile by assets (of 123,622 plans)
  • #8,218 in Finance & Insurance (8,549 peers)

Coverage in Delaware

Navient 401(k) Savings Plan covers 3,630 participants in Delaware, 6.8x the typical Delaware plan (state average ~536 per filing). Assets: $694M.

$694M
total plan assets (2024 EOY)
3,630
covered participants
98th
percentile by assets (of 123,622 plans)
$191,191
avg assets per participant

The plan reported a net loss of $28M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Navient 401(k) Savings Plan reported net income fell from $80M in the plan year 2023 filing to -$28M in the plan year 2024 filing.
  • Navient 401(k) Savings Plan reported participants fell from 4,106 in the plan year 2023 filing to 3,630 in the plan year 2024 filing.
  • Navient 401(k) Savings Plan end-of-year assets fell from $722M in the plan year 2023 filing to $694M in the plan year 2024 filing.

See the national 2023→2024 release diff →

State

Participants vs Delaware filers

In Delaware, the average filing covers about 536 participants across 397 plans. Navient 401(k) Savings Plan reports 3,630 participants - 6.8x that state average ($694M EOY assets).

Delaware filing particulars

Total Assets (Beginning of Year)$722M
Net Assets (End of Year)$694M
Net Income-$28M
Employer EIN464054283
Plan Effective Date2014-04-30
Filing StatusFILING RECEIVED

Sponsor Plan History (Navient Corporation)

$600M$650M$700M$750M 202220232024 $642M $694M ▲ +8.1%
Total plan assets by year, all Navient Corporation plans on file
Year Plans Participants Total Assets
2022 1 5,920 $642M
2023 1 4,106 $722M
2024 1 3,630 $694M

Nearby 401(k) Plans in Delaware

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Navient 401(k) Savings Plan vs. nearby 401(k) plans in Delaware, assets vs. participants

Navient 401(k) Savings Plan vs. nearby 401(k) plans in Delaware, assets vs. participants Scatter plot of 6 data points. 05000100001500020000 0246810 Total assets ($B) Participants Navient 401(k) Savin…Astrazeneca Savings …Retirement Savings P…Dupont Retirement Sa…Wl Gore & Associates…Ashland Employee Sav…
Navient 401(k) Savings Plan vs. nearby 401(k) plans in Delaware, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Navient 401(k) Savings Plan by total assets, not by location.

Frequently Asked Questions

How did Navient 401(k) Savings Plan assets move in 2024?
Navient 401(k) Savings Plan edged down modestly - down 3.9% during 2024, from $722M to $694M. Reported net income was -$28M.
How have Navient Corporation plan assets changed over time?
Across 3 plan years on file (2022-2024), Navient Corporation's sponsor-wide assets grew 8.1%, from $642M to $694M.
Where does Navient 401(k) Savings Plan rank by assets among Form 5500 filers?
Navient 401(k) Savings Plan ranks in the 98th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Navient 401(k) Savings Plan?
Among 401(k) plans in other states, the closest by assets is Penn Entertainment, Inc. 401(k) Plan in PA ($694M, 19,805 participants).

Filing takeaways

Ways to act on Navient 401(k) Savings Plan's numbers.