Defined Benefit (Pension) · DOL Form 5500 · 2024
Commerce Bancshares, Inc. Pension Plan
Data updated 2026-08-25
- $87M
- Total assets Below avg plan size
- 745
- Participants Near avg headcount
- 89th
- Percentile by assets National rank
- $116,814
- Avg per participant Below avg balance/head
Official DOL plan name: Commerce Bancshares, Inc Restated Retirement Plan · Sponsored by Commerce Bancshares, Inc. · Missouri · Finance & Insurance
$87M in assets, 745 participants
Commerce Bancshares, Inc.'s Commerce Bancshares, Inc Restated Retirement Plan reported $87M in total assets and 745 participants in its 2024 DOL Form 5500 filing, ranking in the 89th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #7,140 in Finance & Insurance (8,549 peers)
Where Commerce Bancshares, Inc Restated Retirement Plan sits by assets
Commerce Bancshares, Inc Restated Retirement Plan sits in the top quartile of all filed plans by assets, $87M for 745 participants (~$116,814/participant), down 4.6% in 2024.
- #7,140
- in Finance & Insurance (8,549 peers)
- -4.6%
- assets change YoY
- 0.9×
- vs typical plan assets (national mean)
The plan reported a net loss of $4M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Commerce Bancshares, Inc Restated Retirement Plan's outsized position by total assets
Commerce Bancshares, Inc Restated Retirement Plan vs every filed plan by assets
End-of-year total assets · plan year 2024 · DOL Form 5500
$87,026,474 Top 11% higher than 89% of 123,620 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024
Commerce Bancshares, Inc Restated Retirement Plan among mid-size filed plans by headcount
Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Commerce Bancshares, Inc Restated Retirement Plan sits mid-pack in the medium band (745 participants).
What changed between DOL Form 5500 filings
plan year 2023 → plan year 2024
- Commerce Bancshares, Inc Restated Retirement Plan reported net income fell from $2M in the plan year 2023 filing to -$4M in the plan year 2024 filing.
- Commerce Bancshares, Inc Restated Retirement Plan reported participants fell from 813 in the plan year 2023 filing to 745 in the plan year 2024 filing.
- Commerce Bancshares, Inc Restated Retirement Plan end-of-year assets fell from $91M in the plan year 2023 filing to $87M in the plan year 2024 filing.
Form 5500 schedule snapshot
Filing strip 430889454 · Commerce Bancshares, Inc. PY 2024 · Defined Benefit (Pension)
Commerce Bancshares, Inc Restated Retirement Plan · $87M · 745 · 89th
- BOY $87M
- SCH 745
- EBSA 89th
- PART Defined Benefit (Pension)
- TYPE near International Union, United Mine Workers of America Pension Plan
- NET ind #7140
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Missouri →
Commerce Bancshares, Inc Restated Retirement Plan in the asset neighbourhood
Scale-class filing particulars (2024)
| Total Assets (Beginning of Year) | $91M |
|---|---|
| Net Assets (End of Year) | $87M |
| Net Income | -$4M |
| Employer EIN | 430889454 |
| Plan Effective Date | 1956-01-26 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Commerce Bancshares, Inc.)
Sponsor-wide plan assets over time
All Commerce Bancshares, Inc. plans reported in each filing year
- Latest sponsor-wide plan assets
- $1.2B 21.927537842086036% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 5,350 | $973M |
| 2023 | 2 | 5,353 | $1.1B |
| 2024 | 2 | 5,408 | $1.2B |
Nearby Defined Benefit (Pension) Plans in Missouri
Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.
- Boilermaker-Blacksmith National Pension Trust $7.5B · 28,958
- Ameren Retirement Plan $4.8B · 9,760
- Co-Op Retirement Plan $3.5B · 15,151
- Carpenters Pension Trust Fund of St. Louis $3.4B · 11,832
- Emerson Electric Company Retirement Plan $3.3B · 2,467
Commerce Bancshares, Inc Restated Retirement Plan's out-of-state Defined Benefit (Pension) peers by assets and headcount
Outside Missouri, the nearest Defined Benefit (Pension) by assets is International Union, United Mine Workers of America Pension Plan in VA ($87M); by covered participants it is Retirement Plan of the Unite Here International in NY (745 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($87M here).
Similar participant headcount
Nearest other-state filings by covered participants (745 participants); asset peers above are excluded.
- Retirement Plan of the Unite Here International (NY) 745 · 0 off
- West Mi Plumbers Fitters & Service Trades Local Union No 174 Pension Plan (MI) 745 · 0 off
- Northeast Georgia Health System, Inc. and Affiliated Companies Pension Plan (GA) 744 · 1 off
- Teamsters Local Union No. 716 Pension Plan (IN) 744 · 1 off
DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.