Defined Benefit (Pension) · DOL Form 5500 · 2024
Heritage Family Federal Credit Union Pension Plan
Data updated 2026-08-25
- $22M
- Total assets Small plan by assets
- 104
- Participants Small participant base
- 72nd
- Percentile by assets National rank
- $209,134
- Avg per participant Above avg balance/head
Official DOL plan name: Heritage Family Federal Credit Union Defined Benefit Plan and Trust · Sponsored by Heritage Family Federal Credit Union · Vermont · Finance & Insurance
$22M in assets, 104 participants
Heritage Family Federal Credit Union's Heritage Family Federal Credit Union Defined Benefit Plan and Trust reported $22M in total assets and 104 participants in its 2024 DOL Form 5500 filing, ranking in the 72nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #4,902 in Finance & Insurance (8,549 peers)
Coverage in Vermont
Heritage Family Federal Credit Union Defined Benefit Plan and Trust covers 104 participants in Vermont, about 43% of the average Vermont filer (state average ~245 per filing). Assets: $22M.
- #4,902
- in Finance & Insurance (8,549 peers)
- -1.6%
- assets change YoY
The plan reported a net loss of $343K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Heritage Family Federal Credit Union Defined Benefit Plan and Trust's outsized position by total assets
Heritage Family Federal Credit Union Defined Benefit Plan and Trust vs every filed plan by assets
End-of-year total assets · plan year 2024 · DOL Form 5500
$21,749,952 Top 28% higher than 72% of 123,620 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024
Heritage Family Federal Credit Union Defined Benefit Plan and Trust among mid-size filed plans by headcount
Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Heritage Family Federal Credit Union Defined Benefit Plan and Trust sits mid-pack in the medium band (104 participants).
What changed between DOL Form 5500 filings
plan year 2023 → plan year 2024
- Heritage Family Federal Credit Union Defined Benefit Plan and Trust reported net income fell from $2M in the plan year 2023 filing to -$343K in the plan year 2024 filing.
- Heritage Family Federal Credit Union Defined Benefit Plan and Trust reported participants fell from 113 in the plan year 2023 filing to 104 in the plan year 2024 filing.
- Heritage Family Federal Credit Union Defined Benefit Plan and Trust end-of-year assets fell from $22M in the plan year 2023 filing to $22M in the plan year 2024 filing.
Form 5500 schedule snapshot
Filing strip 030214269 · Heritage Family Federal Credit Union PY 2024 · Defined Benefit (Pension)
Heritage Family Federal Credit Union Defined Benefit Plan and Trust · $22M · 104 · 72nd
- BOY $22M
- SCH 104
- EBSA 72nd
- PART Defined Benefit (Pension)
- TYPE near Babson Bros. Co. Pension Plan
- NET ind #4902
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Vermont →
Heritage Family Federal Credit Union Defined Benefit Plan and Trust in the asset neighbourhood
Vermont filing particulars
| Total Assets (Beginning of Year) | $22M |
|---|---|
| Net Assets (End of Year) | $22M |
| Net Income | -$343K |
| Employer EIN | 030214269 |
| Plan Effective Date | 1997-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Heritage Family Federal Credit Union)
Sponsor-wide plan assets over time
All Heritage Family Federal Credit Union plans reported in each filing year
- Latest sponsor-wide plan assets
- $37M 13.087845589037425% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 292 | $33M |
| 2023 | 2 | 273 | $37M |
| 2024 | 2 | 271 | $37M |
Nearby Defined Benefit (Pension) Plans in Vermont
Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.
- National Life Group Pension Plan for Employees $309M · 726
- Employees' Retirement Plan of Green Mountain Power Corporation $149M · 214
- Non-Contributory Retirement Program for Certain Employees of Blue Cross and Blue Shield of Vermont $64M · 324
- Vermont Mutual Insurance Company Employees' Pension Plan $58M · 70
- Vermont Electric Power Company Pension Plan $29M · 51
Heritage Family Federal Credit Union Defined Benefit Plan and Trust's out-of-state Defined Benefit (Pension) peers by assets and headcount
Outside Vermont, the nearest Defined Benefit (Pension) by assets is Babson Bros. Co. Pension Plan in IL ($22M); by covered participants it is First United Corporation Pension Plan in MD (104 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($22M here).
Similar participant headcount
Nearest other-state filings by covered participants (104 participants); asset peers above are excluded.
- First United Corporation Pension Plan (MD) 104 · 0 off
- The Lane Construction Corporation Defined Benefit Pension Plan (NC) 104 · 0 off
- Mannington Pension Plan and Trust (NJ) 104 · 0 off
- West Valley Pension Plan (NY) 104 · 0 off
DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.