Defined Benefit (Pension) · DOL Form 5500 · 2024

Heritage Family Federal Credit Union Pension Plan

Data updated 2026-08-11

$22M
Total assets: 104
Participants: 72nd
Percentile by assets: $209,134
Avg per participant

Official DOL plan name: Heritage Family Federal Credit Union Defined Benefit Plan and Trust · Sponsored by Heritage Family Federal Credit Union · Vermont · Finance & Insurance

$22M in assets, 104 participants

Heritage Family Federal Credit Union's Heritage Family Federal Credit Union Defined Benefit Plan and Trust reported $22M in total assets and 104 participants in its 2024 DOL Form 5500 filing, ranking in the 72nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

72nd percentile by assets (of 123,622 plans)
#4,902 in Finance & Insurance (8,549 peers)

Coverage in Vermont

Heritage Family Federal Credit Union Defined Benefit Plan and Trust covers 104 participants in Vermont, about 43% of the average Vermont filer (state average ~245 per filing). Assets: $22M.

$22M
total plan assets (2024 EOY): 104
covered participants: 72nd
percentile by assets (of 123,622 plans): $209,134
avg assets per participant

The plan reported a net loss of $343K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Heritage Family Federal Credit Union Defined Benefit Plan and Trust reported net income fell from $2M in the plan year 2023 filing to -$343K in the plan year 2024 filing.
Heritage Family Federal Credit Union Defined Benefit Plan and Trust reported participants fell from 113 in the plan year 2023 filing to 104 in the plan year 2024 filing.
Heritage Family Federal Credit Union Defined Benefit Plan and Trust end-of-year assets fell from $22M in the plan year 2023 filing to $22M in the plan year 2024 filing.

See the national 2023→2024 release diff →

State

Vermont

Industry

Finance & Insurance

Participants vs Vermont filers

In Vermont, the average filing covers about 245 participants across 327 plans. Heritage Family Federal Credit Union Defined Benefit Plan and Trust reports 104 participants - about 43% of that state average ($22M EOY assets).

Vermont filing particulars

Total Assets (Beginning of Year)	$22M
Net Assets (End of Year)	$22M
Net Income	-$343K
Employer EIN	030214269
Plan Effective Date	1997-01-01
Filing Status	FILING RECEIVED

Sponsor Plan History (Heritage Family Federal Credit Union)

Total plan assets by year, all Heritage Family Federal Credit Union plans on file

Year	Plans	Participants	Total Assets
2022	2	292	$33M
2023	2	273	$37M
2024	2	271	$37M

Nearby Defined Benefit (Pension) Plans in Vermont

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Heritage Family Federal Credit Union Defined Benefit Plan and Trust vs. nearby Defined Benefit (Pension) plans in Vermont, assets vs. participants

National Life Group Pension Plan for Employees $309M · 726
Employees' Retirement Plan of Green Mountain Power Corporation $149M · 214
Non-Contributory Retirement Program for Certain Employees of Blue Cross and Blue Shield of Vermont $64M · 324
Vermont Mutual Insurance Company Employees' Pension Plan $58M · 70
Vermont Electric Power Company Pension Plan $29M · 51

Compare Heritage Family Federal Credit Union Def… side-by-side with 3 peers →

Similar-Sized Defined Benefit (Pension) Plans Nationally

Defined Benefit (Pension) plans in other states closest to Heritage Family Federal Credit Union Defined Benefit Plan and Trust by total assets, not by location.

Babson Bros. Co. Pension Plan (IL) $22M · 34
Mfn Financial Corporation Pension Plan (CA) $22M · 3
Pension Plan for Hourly Employees of Neville Chemical Company (PA) $22M · 28
National Western Life Insurance Company Pension Plan (TX) $22M · 54

Frequently Asked Questions

How did Heritage Family Federal Credit Union Defined Benefit Plan and Trust assets move in 2024? ▼

Heritage Family Federal Credit Union Defined Benefit Plan and Trust edged down modestly - down 1.6% during 2024, from $22M to $22M. Reported net income was -$343K.

How have Heritage Family Federal Credit Union plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), Heritage Family Federal Credit Union's sponsor-wide assets grew 13.1%, from $33M to $37M.

Which Defined Benefit (Pension) plans are similar in size to Heritage Family Federal Credit Union Defined Benefit Plan and Trust? ▼

Among Defined Benefit (Pension) plans in other states, the closest by assets is Babson Bros. Co. Pension Plan in IL ($22M, 34 participants).

Next read for Heritage Family Federal Credit Union Def…

Filing takeaways

Ways to act on Heritage Family Federal Credit Union Defined Benefit Plan and Trust's numbers.

By total assets, Heritage Family Federal Credit Union Defined Benefit Plan and Trust ranks above the median plan by assets. See the largest plans
Compare it side-by-side against 3 similar Defined Benefit (Pension) plans in Vermont. Compare plans
Heritage Family Federal Credit Union's sponsor-wide assets have grown 13.1% since 2022 across 3 plan years on file. More Finance & Insurance plans

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 030214269.