401(k) · DOL Form 5500 · 2024
Cargill, Incorporated 401(k) Plan
Data updated 2026-08-25
- $574M
- Total assets Above avg plan size
- 11,083
- Participants Very large workforce
- 97th
- Percentile by assets National rank
- $51,822
- Avg per participant Low balance/head
Official DOL plan name: Cargill Investment Plan · Sponsored by Cargill, Incorporated · Minnesota · Wholesale Trade
$574M in assets, 11,083 participants
Cargill, Incorporated's Cargill Investment Plan reported $574M in total assets and 11,083 participants in its 2024 DOL Form 5500 filing, ranking in the 97th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #5,985 in Wholesale Trade (6,080 peers)
Coverage in Minnesota
Cargill Investment Plan covers 11,083 participants in Minnesota, 9.8x the typical Minnesota plan (state average ~1,126 per filing). Assets: $574M.
- #5,985
- in Wholesale Trade (6,080 peers)
- +13.7%
- assets growth YoY
- 5.8×
- vs typical plan assets (national mean)
Cargill Investment Plan's outsized position by total assets
Cargill Investment Plan vs every filed plan by assets
End-of-year total assets · plan year 2024 · DOL Form 5500
$574,341,953 Top 3% higher than 97% of 123,620 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024
Cargill Investment Plan's mega-plan peer group by participant headcount
Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Cargill Investment Plan is a mega filing (11,083 participants), the rightmost band on the breakdown.
What changed between DOL Form 5500 filings
plan year 2023 → plan year 2024
- Cargill Investment Plan reported net income fell from $81M in the plan year 2023 filing to $69M in the plan year 2024 filing.
- Cargill Investment Plan end-of-year assets rose from $505M in the plan year 2023 filing to $574M in the plan year 2024 filing.
- Cargill Investment Plan reported participants rose from 10,739 in the plan year 2023 filing to 11,083 in the plan year 2024 filing.
Form 5500 schedule snapshot
Filing strip 410177680 · Cargill, Incorporated PY 2024 · 401(k)
Cargill Investment Plan · $574M · 11,083 · 97th
- EIN $574M
- RANK 11,083
- PHOTO 97th
- IND 401(k)
- EOY near X Corp. 401(k) Plan
- 5500 ind #5985
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Wholesale Trade retirement plans → · Plans in Minnesota →
Cargill Investment Plan in the asset neighbourhood
Minnesota filing particulars
| Total Assets (Beginning of Year) | $505M |
|---|---|
| Net Assets (End of Year) | $574M |
| Net Income | $69M |
| Employer EIN | 410177680 |
| Plan Effective Date | 1982-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Cargill, Incorporated)
Sponsor-wide plan assets over time
All Cargill, Incorporated plans reported in each filing year
- Latest sponsor-wide plan assets
- $13.1B 17.60548769818785% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 7 | 61,433 | $11.1B |
| 2023 | 6 | 63,659 | $12.1B |
| 2024 | 6 | 64,521 | $13.1B |
Nearby 401(k) Plans in Minnesota
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- Wells Fargo & Company 401(k) Plan $57.9B · 179,076
- Unitedhealth Group 401(k) Savings Plan $26.6B · 205,460
- Target Corporation 401(k) Plan $14.4B · 409,649
- Medtronic Savings and Investment Plan $13.7B · 38,480
- U.S. Bank 401(k) Savings Plan $11.4B · 73,109
Scale composition for Cargill Investment Plan
Cargill Investment Plan reports $574M in end-of-year assets across 11,083 participants (0.005% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.012% of 93,925,755 covered participants) - about $51,822 per participant (37% of the national average assets-per-participant) . Net income for plan year 2024 was $69M.
This plan identity (EIN 410177680, plan #013) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $424M to $574M (+35.4%) while covered participants moved from 10,391 to 11,083 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 10,391 | $424M | Open filing |
| 2023 | 10,739 | $505M | Open filing |
| 2024 · index core | 11,083 | $574M | This page |
The same sponsor also keeps 4 other index-core plans on PlainRetire:
- The Cargill Partnership Plan (401(k), $8.9B, 29,292 participants)
- Cargill, Inc. and Associated Companies Salaried Employees Pension Plan (Defined Benefit (Pension), $2.0B, 3,346 participants)
- Cargill Employee Retirement Account Plan (Profit Sharing, $613M, 20,683 participants)
- Cargill, Inc and Assoc. Co's Pension Plan for Production Employees (Defined Benefit (Pension), $598M, 117 participants)
Cargill Investment Plan's out-of-state 401(k) peers by assets and headcount
Outside Minnesota, the nearest 401(k) by assets is X Corp. 401(k) Plan in CA ($574M); by covered participants it is Retirement Savings Plan for Employees of Continental-Rubber in SC (11,080 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($574M here).
- X Corp. 401(k) Plan (CA) $574M · 717
- Mfsaving Retirement Plan (MA) $575M · 1,711
- Srs Distribution Inc. 401(k) Plan (TX) $575M · 10,546
- Western & Southern Financial Group Employee Retirement 401(k) Savings Plan (OH) $575M · 3,165
Similar participant headcount
Nearest other-state filings by covered participants (11,083 participants); asset peers above are excluded.
- Retirement Savings Plan for Employees of Continental-Rubber (SC) 11,080 · 3 off
- Reliance, Inc. Master 401(k) Plan (AZ) 11,088 · 5 off
- Southern California Pipe Trades Defined Contribution Plan (CA) 11,091 · 8 off
- Dhl Retirement Savings Plan (FL) 11,074 · 9 off
DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.