401(k) · DOL Form 5500 · 2023
Cargill, Incorporated 401(k) Plan
Data updated 2026-08-25
- $505M
- Total assets Above avg plan size
- 10,739
- Participants Very large workforce
- 97th
- Percentile by assets National rank
- $47,055
- Avg per participant Low balance/head
Official DOL plan name: Cargill Investment Plan · Sponsored by Cargill, Incorporated · Minnesota · Wholesale Trade
$505M in assets, 10,739 participants
Cargill, Incorporated's Cargill Investment Plan reported $505M in total assets and 10,739 participants in its 2023 DOL Form 5500 filing, ranking in the 97th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #6,207 in Wholesale Trade (6,309 peers)
Coverage in Minnesota
Cargill Investment Plan covers 10,739 participants in Minnesota, 9.5x the typical Minnesota plan (state average ~1,126 per filing). Assets: $505M.
- #6,207
- in Wholesale Trade (6,309 peers)
- +19.1%
- assets growth YoY
- 5.1×
- vs typical plan assets (national mean)
Cargill Investment Plan's outsized position by total assets
Cargill Investment Plan vs every filed plan by assets
End-of-year total assets · plan year 2023 · DOL Form 5500
$505,322,458 Top 3% higher than 97% of 127,068 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023
Cargill Investment Plan's mega-plan peer group by participant headcount
Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Cargill Investment Plan is a mega filing (10,739 participants), the rightmost band on the breakdown.
What changed between DOL Form 5500 filings
plan year 2022 → plan year 2023
- Cargill Investment Plan reported net income rose from -$56M in the plan year 2022 filing to $81M in the plan year 2023 filing.
- Cargill Investment Plan end-of-year assets rose from $424M in the plan year 2022 filing to $505M in the plan year 2023 filing.
- Cargill Investment Plan reported participants rose from 10,391 in the plan year 2022 filing to 10,739 in the plan year 2023 filing.
DOL schedule card
Filing strip 410177680 · Cargill, Incorporated PY 2023 · 401(k)
Cargill Investment Plan · $505M · 10,739 · 97th
- VS-ST $505M
- VS-ST 10,739
- VS-ST 97th
- VS-ST 401(k)
- VS-ST near Twilio 401(k) Plan
- VS-ST ind #6207
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Wholesale Trade retirement plans → · Plans in Minnesota →
Cargill Investment Plan in the asset neighbourhood
Minnesota filing particulars
| Total Assets (Beginning of Year) | $424M |
|---|---|
| Net Assets (End of Year) | $505M |
| Net Income | $81M |
| Employer EIN | 410177680 |
| Plan Effective Date | 1982-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Cargill, Incorporated)
Sponsor-wide plan assets over time
All Cargill, Incorporated plans reported in each filing year
- Latest sponsor-wide plan assets
- $13.1B 17.60548769818785% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 7 | 61,433 | $11.1B |
| 2023 | 6 | 63,659 | $12.1B |
| 2024 | 6 | 64,521 | $13.1B |
Nearby 401(k) Plans in Minnesota
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- Unitedhealth Group 401(k) Savings Plan $22.4B · 198,972
- Target Corporation 401(k) Plan $13.0B · 432,617
- Medtronic Savings and Investment Plan $12.9B · 44,342
- 3M Voluntary Investment Plan and Employee Stock Ownership Plan $12.0B · 36,049
- U.S. Bank 401(k) Savings Plan $10.3B · 75,272
Scale composition for Cargill Investment Plan
Cargill Investment Plan reports $505M in end-of-year assets across 10,739 participants (0.004% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.011% of 93,925,755 covered participants) - about $47,055 per participant (34% of the national average assets-per-participant) . Net income for plan year 2023 was $81M.
This plan identity (EIN 410177680, plan #013) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $424M to $574M (+35.4%) while covered participants moved from 10,391 to 11,083 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 10,391 | $424M | Open filing |
| 2023 | 10,739 | $505M | This page |
| 2024 · index core | 11,083 | $574M | Open filing |
The same sponsor also keeps 4 other index-core plans on PlainRetire:
- The Cargill Partnership Plan (401(k), $8.9B, 29,292 participants)
- Cargill, Inc. and Associated Companies Salaried Employees Pension Plan (Defined Benefit (Pension), $2.0B, 3,346 participants)
- Cargill Employee Retirement Account Plan (Profit Sharing, $613M, 20,683 participants)
- Cargill, Inc and Assoc. Co's Pension Plan for Production Employees (Defined Benefit (Pension), $598M, 117 participants)
Cargill Investment Plan's out-of-state 401(k) peers by assets and headcount
Outside Minnesota, the nearest 401(k) by assets is Twilio 401(k) Plan in CA ($505M); by covered participants it is Assurant 401(k) Plan in GA (10,733 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($505M here).
- Twilio 401(k) Plan (CA) $505M · 4,684
- Fulton Financial Corporation 401(k) Retirement Plan (PA) $505M · 3,362
- Woodforest Financial Group, Inc. Employee Stock Ownership Plan (TX) $505M · 3,476
- The Savings Plan for Graham Holdings Company (VA) $505M · 2,863
Similar participant headcount
Nearest other-state filings by covered participants (10,739 participants); asset peers above are excluded.
- Assurant 401(k) Plan (GA) 10,733 · 6 off
- Reliance, Inc. Master 401(k) Plan (AZ) 10,729 · 10 off
- Gilead Sciences 401(k) Plan (CA) 10,757 · 18 off
- Stantec 401(k) Plan (AZ) 10,719 · 20 off
DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.