401(k) · DOL Form 5500 · 2024

S.P. Richards Company 401(k) Plan

Data updated 2026-08-25

$67M
Total assets Below avg plan size
1,297
Participants Near avg headcount
87th
Percentile by assets National rank
$51,479
Avg per participant Low balance/head
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Official DOL plan name: S.P. Richards 401(k) Retirement Plan · Sponsored by S.P. Richards Company · Georgia · Wholesale Trade

$67M in assets, 1,297 participants

S.P. Richards Company's S.P. Richards 401(k) Retirement Plan reported $67M in total assets and 1,297 participants in its 2024 DOL Form 5500 filing, ranking in the 87th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,384 in Wholesale Trade (6,080 peers)

Where S.P. Richards 401(k) Retirement Plan sits by assets

S.P. Richards 401(k) Retirement Plan sits in the top quartile of all filed plans by assets, $67M for 1,297 participants (~$51,479/participant), up 4.7% in 2024.

#5,384
in Wholesale Trade (6,080 peers)
+4.7%
assets growth YoY
0.7×
vs typical plan assets (national mean)

S.P. Richards 401(k) Retirement Plan's outsized position by total assets

S.P. Richards 401(k) Retirement Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$66,767,703 Top 13% higher than 87% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

S.P. Richards 401(k) Retirement Plan's large-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. S.P. Richards 401(k) Retirement Plan lands in the large band (1,297 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • S.P. Richards 401(k) Retirement Plan reported net income fell from $7M in the plan year 2023 filing to $3M in the plan year 2024 filing.
  • S.P. Richards 401(k) Retirement Plan end-of-year assets rose from $64M in the plan year 2023 filing to $67M in the plan year 2024 filing.
  • S.P. Richards 401(k) Retirement Plan reported participants fell from 1,332 in the plan year 2023 filing to 1,297 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 581237213 · S.P. Richards Company PY 2024 · 401(k)

S.P. Richards 401(k) Retirement Plan · $67M · 1,297 · 87th

  • PCT $67M
  • PCT 1,297
  • PCT 87th
  • PCT 401(k)
  • PCT near Ktgy Group, Inc. 401(k) and Profit Sharing Plan
  • PCT ind #5384

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Wholesale Trade retirement plans → · Plans in Georgia →

S.P. Richards 401(k) Retirement Plan in the asset neighbourhood

S.P. Richards 401(k) Retirement PlanS.P. Richards 401(k) Retirem…$67MKtgy Group, Inc. 401(k) and Profit Sharing PlanKtgy Group, Inc. 401(k) and …$67MRoppe Holding Company 401(k) PlanRoppe Holding Company 401(k)…$67MCapital Region Orthopaedic Associates, P.C. Profit Sharing Plan and TrustCapital Region Orthopaedic A…$67MProfessional Emergency Physicians, P.C. ProfitProfessional Emergency Physi…$67M
End-of-year total assets ($M) among S.P. Richards 401(k) Retirement Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$64M
Net Assets (End of Year)$67M
Net Income$3M
Employer EIN581237213
Plan Effective Date2020-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (S.P. Richards Company)

Sponsor-wide plan assets over time

All S.P. Richards Company plans reported in each filing year

Latest sponsor-wide plan assets
$67M 17.484894612670367% vs 2022
2024 filing year
$55M$60M$65M$70M 202220232024 $56.8M $66.8M ▲ +17.5%
Year Plans Participants Total Assets
2022 1 1,334 $57M
2023 1 1,332 $64M
2024 1 1,297 $67M

Nearby 401(k) Plans in Georgia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

S.P. Richards 401(k) Retirement Plan vs. nearby 401(k) plans in Georgia, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000500000 -50510152025 Total assets ($B) Participants S.P. Richards 401(k) Retirement Plan, Total assets ($B): 0.066767703 · Participants: 1297S.P. Richards 401(k) Retirement PlanThe Teamster - UPS National 401(k) Tax Deferred Savings Plan, Total assets ($B): 19.309174243 · Participants: 452126The Teamster - UPS National 401(k) Tax Deferred Savings PlanDelta 401(k) Retirement Plan, Total assets ($B): 18.985170319 · Participants: 89836Delta 401(k) Retirement PlanDelta 401(k) Retirement Plan for Pilots, Total assets ($B): 15.928334925 · Participants: 14473Delta 401(k) Retirement Plan for PilotsUPS 401(k) Savings Plan, Total assets ($B): 14.192071511 · Participants: 95250UPS 401(k) Savings PlanThe Home Depot Futurebuilder, Total assets ($B): 14.149677171 · Participants: 398464The Home Depot Futurebuilder
S.P. Richards 401(k) Retirement Plan vs. nearby 401(k) plans in Georgia, assets vs. participants
Compare S.P. Richards 401(k) Retirement Plan side-by-side with 3 peers →

S.P. Richards 401(k) Retirement Plan's out-of-state 401(k) peers by assets and headcount

Outside Georgia, the nearest 401(k) by assets is Ktgy Group, Inc. 401(k) and Profit Sharing Plan in CA ($67M); by covered participants it is American Medical Association Retirement & Savings Plan in IL (1,297 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (1,297 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did S.P. Richards 401(k) Retirement Plan assets move in 2024? ▼
S.P. Richards 401(k) Retirement Plan edged up modestly - up 4.7% during 2024, from $64M to $67M. Reported net income was $3M.
How have S.P. Richards Company plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), S.P. Richards Company's sponsor-wide assets grew 17.5%, from $57M to $67M.
Where does S.P. Richards 401(k) Retirement Plan rank by assets among Form 5500 filers? ▼
S.P. Richards 401(k) Retirement Plan ranks in the 87th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to S.P. Richards 401(k) Retirement Plan? ▼
Among 401(k) plans in other states, the closest by assets is Ktgy Group, Inc. 401(k) and Profit Sharing Plan in CA ($67M, 420 participants).
Which 401(k) plans cover a similar participant headcount to S.P. Richards 401(k) Retirement Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is American Medical Association Retirement & Savings Plan in IL (1,297 participants, $407M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 581237213.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.