State retirement profile · Form 5500

Retirement Plans in Georgia

According to DOL Form 5500 filings (plan year 2024), employer-sponsored 401(k), pension, and other retirement plans headquartered in Georgia report the totals below.

Data updated 2026-08-25

3,635
Plans
$415.5B
Total assets
#13
By assets

$415.5B across 3,635 plans

According to DOL Form 5500 filings (plan year 2024), Georgia has 3,635 employer-sponsored retirement plans holding $415.5B in total assets for 3,985,079 participants, ranking 13th nationally by plan assets, with 75% structured as 401(k)s and an average of $114M per plan.

  • 13th nationally by plan assets
  • 75% 401(k) plans

The state in one line

Georgia hosts 3,635 employer-sponsored retirement plans holding $415.5B for 3,985,079 participants, the 13th-largest state by plan assets.

$415.5B
total plan assets
3,635
employer plans
$104,252
avg assets per participant
75%
of plans are 401(k)s
401(k) Plans
2,721
Participants
3,985,079

What the Form 5500 Data Shows for Georgia

Georgia: 3,635 employer-sponsored plans (2,721 401(k)), $415.5B aggregate assets, 3,985,079 participants. Average plan: $114M; largest is UPS Retirement Plan at $21.2B. Leading sector by assets: Transportation & Warehousing (26%). These figures aggregate the 3,635 Form 5500 filings Georgia sponsors submitted for plan year 2024, counted by sponsor headquarters rather than participant residence; a plan administered in Georgia can cover workers across several states, and the methodology page details that HQ-vs-residence distinction. DOL Form 5500 methodology + HQ-vs-residence caveats →

Transportation & Warehousing leads Georgia plan assets (26%)

Among plans headquartered here, Transportation & Warehousing accounts for $109.0B across 124 filings, ahead of Manufacturing at $61.1B. Sector mix is a Form 5500-derived signal: it reflects where sponsors file from, not where every participant lives.

DOL Form 5500 plan year 2024

Georgia hosts 134 ESOP filings

Employee Stock Ownership Plans here hold $4.4B. ESOP density is uneven across states; when the count clears a meaningful floor, the ESOP ranking and industry pages are the better drill-downs than a 401(k)-only read.

DOL Form 5500 plan year 2024

Where Georgia sits in the Form 5500 corpus

Georgia ranks in the upper half by plan assets (#13 of 56). Its totals are large enough for industry-mix and largest-plan concentration to matter more than the headline alone.

DOL Form 5500 plan year 2024

Georgia's place in the national asset distribution

All states with reported Form 5500 plan assets · plan year 2024

$415,454,156,255 Top 21% higher than 79% of 56 states with reported plan assets

Georgia $0 $1,324,371,844,360 state retirement-plan assets, bucketed by value

Dashed line + filled bar = this entry, among states with reported plan assets.

Source U.S. Department of Labor, EBSA Form 5500 public disclosure dataset · plan year 2024

Georgia's retirement-plan mix

1. 401(k)2,7212. Profit Sharing4983. Defined Benefit (Pension)1454. ESOP1345. Other124
The five most common Form 5500 plan types among sponsors headquartered in Georgia. This count describes filings, not participants or assets.

Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset · plan year 2024.


Industry mix in Georgia

Top sectors by Form 5500 plan assets for sponsors headquartered here (plan year 2024).

Industry Plans Assets
Transportation & Warehousing 124 $109.0B
Manufacturing 495 $61.1B
Real Estate 154 $32.4B
Finance & Insurance 193 $31.1B
Healthcare & Social Assistance 422 $28.5B

Largest Plans in Georgia

# Plan Name Type Participants Total Assets
1 UPS Retirement Plan Defined Benefit (Pension) 43,465 $21.2B
2 The Teamster - UPS National 401(k) Tax Deferred Savings Plan 401(k) 452,126 $19.3B
3 Delta 401(k) Retirement Plan 401(k) 89,836 $19.0B
4 Delta 401(k) Retirement Plan for Pilots 401(k) 14,473 $15.9B
5 The Southern Company Pension Plan Defined Benefit (Pension) 25,843 $15.3B
6 UPS 401(k) Savings Plan 401(k) 95,250 $14.2B
7 The Home Depot Futurebuilder 401(k) 398,464 $14.1B
8 UPS/Ibt Full-Time Employee Pension Plan Defined Benefit (Pension) 69,627 $12.2B
9 The Southern Company Employee Savings Plan 401(k) 27,802 $9.3B
10 UPS Pension Plan Defined Benefit (Pension) 157,587 $9.3B
11 Cox Enterprises, Inc. 401(k) Plan 401(k) 45,347 $8.1B
12 Delta Retirement Plan Defined Benefit (Pension) 15,222 $7.3B
13 Cox Enterprises, Inc. Pension Plan Defined Benefit (Pension) 22,501 $7.1B
14 Aon Savings Plan 401(k) 13,974 $6.7B
15 Ufcw Consolidated Pension Fund Defined Benefit (Pension) 184,887 $5.6B
16 Emory University Retirement Plan Profit Sharing 18,936 $5.5B
17 Westrock Company 401(k) Retirement Savings Plan 401(k) 32,796 $5.0B
18 Georgia-Pacific LLC 401(k) Retirement Savings Plan 401(k) 14,841 $4.7B
19 Northwest Airlines Pension Plan for Pilot Employees Defined Benefit (Pension) 1,352 $4.5B
20 Crh Americas 401(k) Plan Profit Sharing 35,710 $4.2B
21 Northwest Airlines Pension Plan for Contract Employees Defined Benefit (Pension) 6,579 $4.0B
22 The Coca-Cola Company Pension Plan Defined Benefit (Pension) 7,051 $3.9B
23 The Coca-Cola Company 401(k) Plan 401(k) 7,553 $3.8B
24 Intercontinental Exchange, Inc. 401(k) Plan 401(k) 4,982 $3.3B
25 Georgia-Pacific LLC Hourly Pension Plan Defined Benefit (Pension) 7,127 $3.2B

Nearby States by Retirement Plan Footprint

States ranked adjacent to Georgia by total retirement plan assets.

Nationwide states with similar retirement plan scale

Two DOL Form 5500-derived peer sets for Georgia, each a different nationwide metric so the neighborhoods are not geographic containment (the asset-ranked nearby list above stays regional).

Similar plan count

Nearest other states by reported employer plan filings (3,635 here).

Similar total assets

Nearest other states by aggregate plan assets ($415.5B here).

Frequently Asked Questions

What is the largest retirement plan headquartered in Georgia?
The largest Form 5500 filing by assets with a headquarters address in Georgia is UPS Retirement Plan ($21.2B, 43,465 participants).
Which industry leads Georgia retirement plan assets?
Transportation & Warehousing leads with $109.0B across 124 plans headquartered here (26% of state plan assets).
How does Georgia compare to other states for retirement plans?
Georgia ranks in the upper half by plan assets (#13 of 56). Its totals are large enough for industry-mix and largest-plan concentration to matter more than the headline alone.

Industry-mix reading

Ways to act on Georgia's numbers.

Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset. Shows the top 25 plans by total assets headquartered in Georgia, out of 130,145 ERISA-covered plans nationally. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - state is the plan sponsor's headquarters state as recorded on the Form 5500 filing.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.