401(k) · DOL Form 5500 · 2024

U.S. Cotton, LLC Retirement Savings Plan

Data updated 2026-05-15

$34M
Total assets
939
Participants
79th
Percentile by assets
$36,244
Avg per participant

Sponsored by U.S. Cotton, LLC · North Carolina · Manufacturing

What the 2024 filing shows

U.S. Cotton, LLC Retirement Savings Plan holds $34M for 939 participants - about $36,244 per participant, in the top quartile of all filed plans by assets, up 4.4% over the 2024 plan year.

$34M
total plan assets (2024 EOY)
939
covered participants
79th
percentile by assets (of 116,472 plans)
$36,244
avg assets per participant
Industry
Manufacturing

401(k) · DOL Form 5500 · 2024

What the Filing Says About U.S. Cotton, LLC Retirement Savings Plan

U.S. Cotton, LLC Retirement Savings Plan is a 401(k) retirement plan sponsored by U.S. Cotton, LLC, headquartered in North Carolina. According to the U.S. Department of Labor's 2024 Form 5500 filing, the plan reports $34M in total end-of-year assets and covers 939 participants across the Manufacturing industry. The sponsor's EIN on file with the U.S. Department of Labor is 850437023, and the plan has been effective since 1979-10-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets edged up modestly from $33M at the beginning of 2024 to $34M at year-end - up 4.4%. Net assets (after liabilities) closed the year at $34M, with reported net income of $1M driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Across the 3 plan years U.S. Cotton, LLC has on file with PlainRetire (2022-2024), sponsor-wide plan assets have moved from $29M to $34M, a gain of 15.8%, while reported participants moved from 1,013 to 939 (-7.3%). The strongest year on file by total sponsor assets was 2024 at $34M; the softest was 2022 at $29M. Year-by-year, sponsor-wide filings show: 2022 - $29M in assets across 1 plan covering 1,013 participants; 2023 - $33M in assets across 1 plan covering 1,050 participants; 2024 - $34M in assets across 1 plan covering 939 participants.

By assets, U.S. Cotton, LLC Retirement Savings Plan outranks 79% of the 116,472 plans that filed a Form 5500 for the 2024 plan year, and holds roughly 0.3x the national average plan size of $100M and 730 average participants.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows, a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

How the percentile is calculated: we count every plan that filed a 2024 Form 5500 with a reported end-of-year asset figure (116,472 plans), rank U.S. Cotton, LLC Retirement Savings Plan against all of them by total assets, and report the share of those plans it outranks. A plan reporting no asset figure for the year is excluded from the ranking rather than assumed to be zero.

Financial Summary (2024)

Total Assets (Beginning of Year)$33M
Total Assets (End of Year)$34M
Net Assets (End of Year)$34M
Net Income$1M
Plan Type401(k)
Employer EIN850437023
Plan Effective Date1979-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (U.S. Cotton, LLC)

Year Plans Participants Total Assets
2022 1 1,013 $29M
2023 1 1,050 $33M
2024 1 939 $34M

Nearby 401(k) Plans in North Carolina

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Frequently Asked Questions

How much money is in the U.S. Cotton, LLC Retirement Savings Plan?
As of the 2024 Form 5500 filing, U.S. Cotton, LLC Retirement Savings Plan holds $34M in total assets with 939 participants. It is sponsored by U.S. Cotton, LLC.
What type of plan is U.S. Cotton, LLC Retirement Savings Plan?
U.S. Cotton, LLC Retirement Savings Plan is a 401(k) plan. It has been effective since 1979-10-01. The plan is filed with the U.S. Department of Labor under EIN 850437023.
Who sponsors the U.S. Cotton, LLC Retirement Savings Plan?
U.S. Cotton, LLC Retirement Savings Plan is sponsored by U.S. Cotton, LLC, located in North Carolina. The sponsor's EIN is 850437023 and the plan operates in the Manufacturing industry.
How did U.S. Cotton, LLC Retirement Savings Plan perform in 2024?
U.S. Cotton, LLC Retirement Savings Plan edged up modestly - up 4.4% during 2024, moving from $33M to $34M in total assets. Net income was $1M.

What this filing means

Ways to act on U.S. Cotton, LLC Retirement Savings Plan's numbers.

  • By total assets, U.S. Cotton, LLC Retirement Savings Plan ranks in the top quartile of all filed plans by assets. See the largest plans
  • Compare it side-by-side against 3 similar 401(k) plans in North Carolina. Compare plans
  • U.S. Cotton, LLC's sponsor-wide assets have grown 15.8% since 2022 across 3 plan years on file. More Manufacturing plans
  • A 401(k) plan works differently from other retirement plan types, understand the structural differences before comparing. Compare plan types

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 850437023.

Reference: IRS Publication 560, Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B, Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.

Every figure on PlainRetire is rendered directly from the Department of Labor's Form 5500 annual return filings, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-05-15.