401(k) · DOL Form 5500 · 2024

Umb Financial Corporation 401(k) Plan

Data updated 2026-08-25

$718M
Total assets Above avg plan size
3,573
Participants Above avg headcount
98th
Percentile by assets National rank
$200,833
Avg per participant Above avg balance/head
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Official DOL plan name: Umb Profit Sharing and 401(k) Savings Plan · Sponsored by Umb Financial Corporation · Missouri · Finance & Insurance

$718M in assets, 3,573 participants

Umb Financial Corporation's Umb Profit Sharing and 401(k) Savings Plan reported $718M in total assets and 3,573 participants in its 2024 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,229 in Finance & Insurance (8,549 peers)

Coverage in Missouri

Umb Profit Sharing and 401(k) Savings Plan covers 3,573 participants in Missouri, 4.8x the typical Missouri plan (state average ~737 per filing). Assets: $718M.

#8,229
in Finance & Insurance (8,549 peers)
+16.6%
assets growth YoY
7.2×
vs typical plan assets (national mean)

Umb Profit Sharing and 401(k) Savings Plan's outsized position by total assets

Umb Profit Sharing and 401(k) Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$717,575,084 Top 2% higher than 98% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Umb Profit Sharing and 401(k) Savings Plan's large-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Umb Profit Sharing and 401(k) Savings Plan lands in the large band (3,573 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Umb Profit Sharing and 401(k) Savings Plan end-of-year assets rose from $615M in the plan year 2023 filing to $718M in the plan year 2024 filing.
  • Umb Profit Sharing and 401(k) Savings Plan reported net income fell from $108M in the plan year 2023 filing to $101M in the plan year 2024 filing.
  • Umb Profit Sharing and 401(k) Savings Plan reported participants fell from 3,646 in the plan year 2023 filing to 3,573 in the plan year 2024 filing.

See the national 2023→2024 release diff →

EBSA filing schedule strip

Filing strip 430903811 · Umb Financial Corporation PY 2024 · 401(k)

Umb Profit Sharing and 401(k) Savings Plan · $718M · 3,573 · 98th

  • EBSA $718M
  • EBSA 3,573
  • EBSA 98th
  • EBSA 401(k)
  • EBSA near Gensler 401(k) Savings Plan
  • EBSA ind #8229

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Missouri →

Umb Profit Sharing and 401(k) Savings Plan in the asset neighbourhood

Ciena Corporation 401(k) Plan$719MAvis Budget Group, Inc. Employee Savings PlanAvis Budget Group, Inc. Empl…$718MStripe, Inc. 401(k) Plan$718MUmb Profit Sharing and 401(k) Savings PlanUmb Profit Sharing and 401(k…$718MGensler 401(k) Savings Plan$717M
End-of-year total assets ($M) among Umb Profit Sharing and 401(k) Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Missouri filing particulars

Total Assets (Beginning of Year)$615M
Net Assets (End of Year)$718M
Net Income$101M
Employer EIN430903811
Plan Effective Date1961-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Umb Financial Corporation)

Sponsor-wide plan assets over time

All Umb Financial Corporation plans reported in each filing year

Latest sponsor-wide plan assets
$789M 38.54164397805505% vs 2022
2024 filing year
$500M$600M$700M$800M$900M 202220232024 $569M $789M ▲ +38.5%
Year Plans Participants Total Assets
2022 2 6,362 $569M
2023 2 6,283 $675M
2024 2 7,271 $789M

Nearby 401(k) Plans in Missouri

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Umb Profit Sharing and 401(k) Savings Plan vs. nearby 401(k) plans in Missouri, assets vs. participants Scatter plot of 6 data points. 020000400006000080000 051015 Total assets ($B) Participants Umb Profit Sharing and 401(k) Savings Plan, Total assets ($B): 0.717575084 · Participants: 3573Umb Profit Sharing and 401(k) Savings PlanEdward D. Jones & Co. Profit Sharing and 401(k) Plan, Total assets ($B): 12.368282167 · Participants: 47254Edward D. Jones & Co. Profit Sharing and 401(k) PlanBayer Corporation Savings and Retirement Plan, Total assets ($B): 10.811159993 · Participants: 19357Bayer Corporation Savings and Retirement PlanEmerson Savings Plan, Total assets ($B): 7.357409447 · Participants: 8315Emerson Savings PlanEnterprise Holdings Retirement Savings Plan, Total assets ($B): 6.521110634 · Participants: 72024Enterprise Holdings Retirement Savings PlanCentene Management Corporation Retirement Plan, Total assets ($B): 4.716699086 · Participants: 53760Centene Management Corporation Retirement Plan
Umb Profit Sharing and 401(k) Savings Plan vs. nearby 401(k) plans in Missouri, assets vs. participants
Compare Umb Profit Sharing and 401(k) Savings Plan side-by-side with 3 peers →

Umb Profit Sharing and 401(k) Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Missouri, the nearest 401(k) by assets is Gensler 401(k) Savings Plan in CA ($717M); by covered participants it is Crestwood 401(k) Plan in CA (3,574 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($718M here).

Similar participant headcount

Nearest other-state filings by covered participants (3,573 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Umb Profit Sharing and 401(k) Savings Plan assets move in 2024? ▼
Umb Profit Sharing and 401(k) Savings Plan grew sharply - up 16.6% during 2024, from $615M to $718M. Reported net income was $101M.
How have Umb Financial Corporation plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Umb Financial Corporation's sponsor-wide assets grew 38.5%, from $569M to $789M.
Where does Umb Profit Sharing and 401(k) Savings Plan rank by assets among Form 5500 filers? ▼
Umb Profit Sharing and 401(k) Savings Plan ranks in the 98th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Umb Profit Sharing and 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Gensler 401(k) Savings Plan in CA ($717M, 4,187 participants).
Which 401(k) plans cover a similar participant headcount to Umb Profit Sharing and 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Crestwood 401(k) Plan in CA (3,574 participants, $106M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 430903811.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.