401(k) · DOL Form 5500 · 2024

United Community Banks, Inc. 401(k) Plan

Data updated 2026-08-11

$295M
Total assets
3,206
Participants
96th
Percentile by assets
$92,086
Avg per participant
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Official DOL plan name: United Community Banks, Inc. 401(k) Plan · Sponsored by United Community Banks, Inc. · Georgia · Finance & Insurance

$295M in assets, 3,206 participants

United Community Banks, Inc.'s United Community Banks, Inc. 401(k) Plan reported $295M in total assets and 3,206 participants in its 2024 DOL Form 5500 filing, ranking in the 96th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 96th percentile by assets (of 123,622 plans)
  • #7,941 in Finance & Insurance (8,549 peers)

Coverage in Georgia

United Community Banks, Inc. 401(k) Plan covers 3,206 participants in Georgia, 2.9x the typical Georgia plan (state average ~1,096 per filing). Assets: $295M.

$295M
total plan assets (2024 EOY)
3,206
covered participants
96th
percentile by assets (of 123,622 plans)
$92,086
avg assets per participant

Where United Community Banks, Inc. 401(k) Plan sits by total assets

United Community Banks, Inc. 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$295,227,698 Top 4% higher than 96% of 123,620 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • United Community Banks, Inc. 401(k) Plan end-of-year assets rose from $255M in the plan year 2023 filing to $295M in the plan year 2024 filing.
  • United Community Banks, Inc. 401(k) Plan reported net income rose from $37M in the plan year 2023 filing to $40M in the plan year 2024 filing.
  • United Community Banks, Inc. 401(k) Plan reported participants rose from 2,934 in the plan year 2023 filing to 3,206 in the plan year 2024 filing.

See the national 2023→2024 release diff →

State
Georgia
Industry
Finance & Insurance

Participants vs Georgia filers

In Georgia, the average filing covers about 1,096 participants across 3,635 plans. United Community Banks, Inc. 401(k) Plan reports 3,206 participants - 2.9x that state average ($295M EOY assets).

Georgia filing particulars

Total Assets (Beginning of Year)$255M
Net Assets (End of Year)$295M
Net Income$40M
Employer EIN581807304
Plan Effective Date1967-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (United Community Banks, Inc.)

$150M$200M$250M$300M$350M 202220232024 $196M $295M ▲ +50.3%
Total plan assets by year, all United Community Banks, Inc. plans on file
Year Plans Participants Total Assets
2022 1 2,597 $196M
2023 1 2,934 $255M
2024 1 3,206 $295M

Nearby 401(k) Plans in Georgia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

United Community Banks, Inc. 401(k) Plan vs. nearby 401(k) plans in Georgia, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000500000 -50510152025 Total assets ($B) Participants United Community Ban…, Total assets ($B): 0.295227698 · Participants: 3206United Community Ban…The Teamster - UPS N…, Total assets ($B): 19.309174243 · Participants: 452126The Teamster - UPS N…Delta 401(k) Retirem…, Total assets ($B): 18.985170319 · Participants: 89836Delta 401(k) Retirem…Delta 401(k) Retirem…, Total assets ($B): 15.928334925 · Participants: 14473Delta 401(k) Retirem…UPS 401(k) Savings P…, Total assets ($B): 14.192071511 · Participants: 95250UPS 401(k) Savings P…The Home Depot Futur…, Total assets ($B): 14.149677171 · Participants: 398464The Home Depot Futur…
United Community Banks, Inc. 401(k) Plan vs. nearby 401(k) plans in Georgia, assets vs. participants
Compare United Community Banks, Inc. 401(k) Plan side-by-side with 3 peers →

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to United Community Banks, Inc. 401(k) Plan by total assets, not by location.

Frequently Asked Questions

How did United Community Banks, Inc. 401(k) Plan assets move in 2024? ▼
United Community Banks, Inc. 401(k) Plan grew sharply - up 15.9% during 2024, from $255M to $295M. Reported net income was $40M.
How have United Community Banks, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), United Community Banks, Inc.'s sponsor-wide assets grew 50.3%, from $196M to $295M.
Where does United Community Banks, Inc. 401(k) Plan rank by assets among Form 5500 filers? ▼
United Community Banks, Inc. 401(k) Plan ranks in the 96th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to United Community Banks, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Ardent Mills, LLC Retirement Savings Plan (for Salaried Employees) in CO ($295M, 2,388 participants).

Next read for United Community Banks, Inc. 401(k) Plan

Filing takeaways

Ways to act on United Community Banks, Inc. 401(k) Plan's numbers.

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 581807304.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.