401(k) · DOL Form 5500 · 2024

United Community Banks, Inc. 401(k) Plan

Data updated 2026-08-25

$295M
Total assets Near avg plan size
3,206
Participants Above avg headcount
96th
Percentile by assets National rank
$92,086
Avg per participant Below avg balance/head
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Official DOL plan name: United Community Banks, Inc. 401(k) Plan · Sponsored by United Community Banks, Inc. · Georgia · Finance & Insurance

$295M in assets, 3,206 participants

United Community Banks, Inc.'s United Community Banks, Inc. 401(k) Plan reported $295M in total assets and 3,206 participants in its 2024 DOL Form 5500 filing, ranking in the 96th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,941 in Finance & Insurance (8,549 peers)

Coverage in Georgia

United Community Banks, Inc. 401(k) Plan covers 3,206 participants in Georgia, 2.9x the typical Georgia plan (state average ~1,096 per filing). Assets: $295M.

#7,941
in Finance & Insurance (8,549 peers)
+15.9%
assets growth YoY
3.0×
vs typical plan assets (national mean)

United Community Banks, Inc. 401(k) Plan's outsized position by total assets

United Community Banks, Inc. 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$295,227,698 Top 4% higher than 96% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

United Community Banks, Inc. 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. United Community Banks, Inc. 401(k) Plan lands in the large band (3,206 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • United Community Banks, Inc. 401(k) Plan end-of-year assets rose from $255M in the plan year 2023 filing to $295M in the plan year 2024 filing.
  • United Community Banks, Inc. 401(k) Plan reported net income rose from $37M in the plan year 2023 filing to $40M in the plan year 2024 filing.
  • United Community Banks, Inc. 401(k) Plan reported participants rose from 2,934 in the plan year 2023 filing to 3,206 in the plan year 2024 filing.

See the national 2023→2024 release diff →

EBSA filing schedule strip

Filing strip 581807304 · United Community Banks, Inc. PY 2024 · 401(k)

United Community Banks, Inc. 401(k) Plan · $295M · 3,206 · 96th

  • NET $295M
  • BOOK 3,206
  • VS-ST 96th
  • BOY 401(k)
  • SCH near Ardent Mills, LLC Retirement Savings Plan (for Salaried Employees)
  • EBSA ind #7941

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Georgia →

United Community Banks, Inc. 401(k) Plan in the asset neighbourhood

Lifestance Health 401(k) Plan$295MOregon Tool 401(k) Retirement Profit Sharing Plus PlanOregon Tool 401(k) Retiremen…$295MArdent Mills, LLC Retirement Savings Plan (for Salaried Employees)Ardent Mills, LLC Retirement…$295MUnited Community Banks, Inc. 401(k) PlanUnited Community Banks, Inc.…$295MThe Baldwin Group Colleague, Inc. 401(k) PlanThe Baldwin Group Colleague,…$295M
End-of-year total assets ($M) among United Community Banks, Inc. 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Georgia filing particulars

Total Assets (Beginning of Year)$255M
Net Assets (End of Year)$295M
Net Income$40M
Employer EIN581807304
Plan Effective Date1967-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (United Community Banks, Inc.)

Sponsor-wide plan assets over time

All United Community Banks, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$295M 50.259651751264876% vs 2022
2024 filing year
$150M$200M$250M$300M$350M 202220232024 $196M $295M ▲ +50.3%
Year Plans Participants Total Assets
2022 1 2,597 $196M
2023 1 2,934 $255M
2024 1 3,206 $295M

Nearby 401(k) Plans in Georgia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

United Community Banks, Inc. 401(k) Plan vs. nearby 401(k) plans in Georgia, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000500000 -50510152025 Total assets ($B) Participants United Community Banks, Inc. 401(k) Plan, Total assets ($B): 0.295227698 · Participants: 3206United Community Banks, Inc. 401(k) PlanThe Teamster - UPS National 401(k) Tax Deferred Savings Plan, Total assets ($B): 19.309174243 · Participants: 452126The Teamster - UPS National 401(k) Tax Deferred Savings PlanDelta 401(k) Retirement Plan, Total assets ($B): 18.985170319 · Participants: 89836Delta 401(k) Retirement PlanDelta 401(k) Retirement Plan for Pilots, Total assets ($B): 15.928334925 · Participants: 14473Delta 401(k) Retirement Plan for PilotsUPS 401(k) Savings Plan, Total assets ($B): 14.192071511 · Participants: 95250UPS 401(k) Savings PlanThe Home Depot Futurebuilder, Total assets ($B): 14.149677171 · Participants: 398464The Home Depot Futurebuilder
United Community Banks, Inc. 401(k) Plan vs. nearby 401(k) plans in Georgia, assets vs. participants
Compare United Community Banks, Inc. 401(k) Plan side-by-side with 3 peers →

United Community Banks, Inc. 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Georgia, the nearest 401(k) by assets is Ardent Mills, LLC Retirement Savings Plan (for Salaried Employees) in CO ($295M); by covered participants it is Rcm Technologies 401(k) Savings Plan in NJ (3,206 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (3,206 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did United Community Banks, Inc. 401(k) Plan assets move in 2024? ▼
United Community Banks, Inc. 401(k) Plan grew sharply - up 15.9% during 2024, from $255M to $295M. Reported net income was $40M.
How have United Community Banks, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), United Community Banks, Inc.'s sponsor-wide assets grew 50.3%, from $196M to $295M.
Where does United Community Banks, Inc. 401(k) Plan rank by assets among Form 5500 filers? ▼
United Community Banks, Inc. 401(k) Plan ranks in the 96th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to United Community Banks, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Ardent Mills, LLC Retirement Savings Plan (for Salaried Employees) in CO ($295M, 2,388 participants).
Which 401(k) plans cover a similar participant headcount to United Community Banks, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Rcm Technologies 401(k) Savings Plan in NJ (3,206 participants, $72M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 581807304.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.