Defined Benefit (Pension) · DOL Form 5500 · 2024

Shelter Mutual Insurance Company Pension Plan

Data updated 2026-08-11

$596M
Total assets
1,558
Participants
98th
Percentile by assets
$382,833
Avg per participant
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Official DOL plan name: Shelter Insurance Employees Retirement Plan · Sponsored by Shelter Mutual Insurance Company · Missouri · Finance & Insurance

$596M in assets, 1,558 participants

Shelter Mutual Insurance Company's Shelter Insurance Employees Retirement Plan reported $596M in total assets and 1,558 participants in its 2024 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 98th percentile by assets (of 123,622 plans)
  • #8,178 in Finance & Insurance (8,549 peers)

Coverage in Missouri

Shelter Insurance Employees Retirement Plan covers 1,558 participants in Missouri, 2.1x the typical Missouri plan (state average ~737 per filing). Assets: $596M.

$596M
total plan assets (2024 EOY)
1,558
covered participants
98th
percentile by assets (of 123,622 plans)
$382,833
avg assets per participant

The plan reported a net loss of $19M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Shelter Insurance Employees Retirement Plan reported net income fell from $10M in the plan year 2023 filing to -$19M in the plan year 2024 filing.
  • Shelter Insurance Employees Retirement Plan reported participants fell from 1,692 in the plan year 2023 filing to 1,558 in the plan year 2024 filing.
  • Shelter Insurance Employees Retirement Plan end-of-year assets fell from $616M in the plan year 2023 filing to $596M in the plan year 2024 filing.

See the national 2023→2024 release diff →

State

Participants vs Missouri filers

In Missouri, the average filing covers about 737 participants across 2,297 plans. Shelter Insurance Employees Retirement Plan reports 1,558 participants - 2.1x that state average ($596M EOY assets).

Missouri filing particulars

Total Assets (Beginning of Year)$616M
Net Assets (End of Year)$596M
Net Income-$19M
Employer EIN430613000
Plan Effective Date1981-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Shelter Mutual Insurance Company)

$1.15B$1.2B$1.25B$1.3B$1.35B 202220232024 $1.17B $1.29B ▲ +10.3%
Total plan assets by year, all Shelter Mutual Insurance Company plans on file
Year Plans Participants Total Assets
2022 2 3,909 $1.2B
2023 2 3,771 $1.3B
2024 2 3,693 $1.3B

Nearby Defined Benefit (Pension) Plans in Missouri

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Shelter Insurance Employees Retirement Plan vs. nearby Defined Benefit (Pension) plans in Missouri, assets vs. participants

Shelter Insurance Employees Retirement Plan vs. nearby Defined Benefit (Pension) plans in Missouri, assets vs. participants Scatter plot of 6 data points. 010000200003000040000 02468 Total assets ($B) Participants Shelter Insurance Em…Boilermaker-Blacksmi…Ameren Retirement PlanCo-Op Retirement PlanCarpenters Pension T…Emerson Electric Com…
Shelter Insurance Employees Retirement Plan vs. nearby Defined Benefit (Pension) plans in Missouri, assets vs. participants

Similar-Sized Defined Benefit (Pension) Plans Nationally

Defined Benefit (Pension) plans in other states closest to Shelter Insurance Employees Retirement Plan by total assets, not by location.

Frequently Asked Questions

How did Shelter Insurance Employees Retirement Plan assets move in 2024?
Shelter Insurance Employees Retirement Plan edged down modestly - down 3.2% during 2024, from $616M to $596M. Reported net income was -$19M.
How have Shelter Mutual Insurance Company plan assets changed over time?
Across 3 plan years on file (2022-2024), Shelter Mutual Insurance Company's sponsor-wide assets grew 10.1%, from $1.2B to $1.3B.
Where does Shelter Insurance Employees Retirement Plan rank by assets among Form 5500 filers?
Shelter Insurance Employees Retirement Plan ranks in the 98th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 5% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Shelter Insurance Employees Retirement Plan?
Among Defined Benefit (Pension) plans in other states, the closest by assets is Hrsa-Ila Pension Plan in VA ($596M, 2,371 participants).

Next read for Shelter Insurance Employees Retirement P…

Filing takeaways

Ways to act on Shelter Insurance Employees Retirement Plan's numbers.

  • By total assets, Shelter Insurance Employees Retirement Plan ranks in the top 5% of all filed plans by assets. See the largest plans
  • Compare it side-by-side against 3 similar Defined Benefit (Pension) plans in Missouri. Compare plans
  • Shelter Mutual Insurance Company's sponsor-wide assets have grown 10.1% since 2022 across 3 plan years on file. More Finance & Insurance plans