401(k) · DOL Form 5500 · 2024

Citizens First Bank 401(k) Plan

Data updated 2026-08-25

$32M
Total assets Below avg plan size
402
Participants Below avg headcount
78th
Percentile by assets National rank
$79,547
Avg per participant Below avg balance/head
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Official DOL plan name: Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust · Sponsored by Citizens First Bank · Florida · Finance & Insurance

$32M in assets, 402 participants

Citizens First Bank's Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust reported $32M in total assets and 402 participants in its 2024 DOL Form 5500 filing, ranking in the 78th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,648 in Finance & Insurance (8,549 peers)

Where Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust sits by assets

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust sits in the top quartile of all filed plans by assets, $32M for 402 participants (~$79,547/participant), up 5.2% in 2024.

#5,648
in Finance & Insurance (8,549 peers)
+5.2%
assets growth YoY
0.3×
vs typical plan assets (national mean)

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust's outsized position by total assets

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$31,977,826 Top 22% higher than 78% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust sits mid-pack in the medium band (402 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust reported net income fell from $6M in the plan year 2023 filing to $2M in the plan year 2024 filing.
  • Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust end-of-year assets rose from $30M in the plan year 2023 filing to $32M in the plan year 2024 filing.
  • Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust reported participants fell from 422 in the plan year 2023 filing to 402 in the plan year 2024 filing.

See the national 2023→2024 release diff →

DOL schedule card

Filing strip 593169293 · Citizens First Bank PY 2024 · 401(k)

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust · $32M · 402 · 78th

  • PHOTO $32M
  • IND 402
  • EOY 78th
  • 5500 401(k)
  • ASSETS near Bennett Lumber Products, Inc. 401(k) Plan
  • PCT ind #5648

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Florida →

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust in the asset neighbourhood

Citizens First Bank Employees' Savings & Profit Sharing Plan and TrustCitizens First Bank Employee…$32MBennett Lumber Products, Inc. 401(k) PlanBennett Lumber Products, Inc…$32MClippard 401(k)/ Profit Sharing PlanClippard 401(k)/ Profit Shar…$32MKingland Systems, LLC 401(k) PlanKingland Systems, LLC 401(k)…$32MPediatric Ophthalmology Associates, Inc. 401(k) Profit Sharing PlanPediatric Ophthalmology Asso…$32M
End-of-year total assets ($M) among Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$30M
Net Assets (End of Year)$32M
Net Income$2M
Employer EIN593169293
Plan Effective Date1992-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens First Bank)

Sponsor-wide plan assets over time

All Citizens First Bank plans reported in each filing year

Latest sponsor-wide plan assets
$32M 31.54276296344775% vs 2022
2024 filing year
$20M$25M$30M$35M 202220232024 $24.3M $32M ▲ +31.6%
Year Plans Participants Total Assets
2022 1 429 $24M
2023 1 422 $30M
2024 1 402 $32M

Nearby 401(k) Plans in Florida

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust vs. nearby 401(k) plans in Florida, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000 -505101520 Total assets ($B) Participants Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust, Total assets ($B): 0.031977826 · Participants: 402Citizens First Bank Employees' Savings & Profit Sharing Plan and TrustL3harris Retirement Savings Plan, Total assets ($B): 16.316786122 · Participants: 40330L3harris Retirement Savings PlanSavings Plan for Employees and Partners of Pwc, Total assets ($B): 13.167098888 · Participants: 51081Savings Plan for Employees and Partners of PwcAdp Totalsource Retirement Savings Plan, Total assets ($B): 9.190044852 · Participants: 310261Adp Totalsource Retirement Savings PlanPublix Super Markets, Inc. 401(k) Smart Plan, Total assets ($B): 8.068866271 · Participants: 197102Publix Super Markets, Inc. 401(k) Smart PlanNextera Energy, Inc. Employee Retirement Savings Plan, Total assets ($B): 5.484619612 · Participants: 16678Nextera Energy, Inc. Employee Retirement Savings Plan
Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust vs. nearby 401(k) plans in Florida, assets vs. participants
Compare Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust side-by-side with 3 peers →

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust's out-of-state 401(k) peers by assets and headcount

Outside Florida, the nearest 401(k) by assets is Bennett Lumber Products, Inc. 401(k) Plan in ID ($32M); by covered participants it is Pioneer College Caterers, Inc. Profit Sharing Plan in TN (402 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (402 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust assets move in 2024? ▼
Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust grew at a solid clip - up 5.2% during 2024, from $30M to $32M. Reported net income was $2M.
How have Citizens First Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Citizens First Bank's sponsor-wide assets grew 31.5%, from $24M to $32M.
Where does Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust rank by assets among Form 5500 filers? ▼
Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust ranks in the 78th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust? ▼
Among 401(k) plans in other states, the closest by assets is Bennett Lumber Products, Inc. 401(k) Plan in ID ($32M, 217 participants).
Which 401(k) plans cover a similar participant headcount to Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Pioneer College Caterers, Inc. Profit Sharing Plan in TN (402 participants, $14M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 593169293.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.