401(k) · DOL Form 5500 · 2024

Clearwater Federal Credit Union 401(k) Plan

Data updated 2026-08-25

$21M
Total assets Small plan by assets
171
Participants Small participant base
71st
Percentile by assets National rank
$122,277
Avg per participant Near avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Clearwater Federal Credit Union 401(k) Plan · Sponsored by Clearwater Federal Credit Union · Montana · Finance & Insurance

$21M in assets, 171 participants

Clearwater Federal Credit Union's Clearwater Federal Credit Union 401(k) Plan reported $21M in total assets and 171 participants in its 2024 DOL Form 5500 filing, ranking in the 71st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,818 in Finance & Insurance (8,549 peers)

Clearwater Federal Credit Union multi-year trail

Clearwater Federal Credit Union's plans moved +52.9% in assets from 2022 to 2024; this filing shows Clearwater Federal Credit Union 401(k) Plan at $21M / 171 participants.

#4,818
in Finance & Insurance (8,549 peers)
+20.2%
assets growth YoY

Clearwater Federal Credit Union 401(k) Plan's outsized position by total assets

Clearwater Federal Credit Union 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$20,909,365 Top 29% higher than 71% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Clearwater Federal Credit Union 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Clearwater Federal Credit Union 401(k) Plan sits mid-pack in the medium band (171 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Clearwater Federal Credit Union 401(k) Plan end-of-year assets rose from $17M in the plan year 2023 filing to $21M in the plan year 2024 filing.
  • Clearwater Federal Credit Union 401(k) Plan reported participants rose from 151 in the plan year 2023 filing to 171 in the plan year 2024 filing.
  • Clearwater Federal Credit Union 401(k) Plan reported net income fell from $4M in the plan year 2023 filing to $4M in the plan year 2024 filing.

See the national 2023→2024 release diff →

DOL schedule card

Filing strip 810289023 · Clearwater Federal Credit Union PY 2024 · 401(k)

Clearwater Federal Credit Union 401(k) Plan · $21M · 171 · 71st

  • NET $21M
  • BOOK 171
  • VS-ST 71st
  • BOY 401(k)
  • SCH near Cobalt Benefits Group, LLC 401(k) Plan
  • EBSA ind #4818

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Montana →

Clearwater Federal Credit Union 401(k) Plan in the asset neighbourhood

Clearwater Federal Credit Union 401(k) PlanClearwater Federal Credit Un…$21MCobalt Benefits Group, LLC 401(k) PlanCobalt Benefits Group, LLC 4…$21MMiklos Systems, Inc. Employee Stock Ownership and Savings PlanMiklos Systems, Inc. Employe…$21MEvans Management Group 401(k) Retirement PlanEvans Management Group 401(k…$21MHalvor Lines, Inc. Employees' 401(k) Profit Sharing PlanHalvor Lines, Inc. Employees…$21M
End-of-year total assets ($M) among Clearwater Federal Credit Union 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Clearwater Federal Credit Union multi-year asset trail

Sponsor-wide plan assets over time

All Clearwater Federal Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$21M 52.90931047068612% vs 2022
2024 filing year
$10M$15M$20M$25M 202220232024 $13.7M $20.9M ▲ +53.0%
Year Plans Participants Total Assets
2022 1 142 $14M
2023 1 151 $17M
2024 1 171 $21M

Clearwater Federal Credit Union filing trail (2024)

Total Assets (Beginning of Year)$17M
Net Assets (End of Year)$21M
Net Income$4M
Employer EIN810289023
Plan Effective Date1985-12-01
Filing StatusFILING RECEIVED

Nearby 401(k) Plans in Montana

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Clearwater Federal Credit Union 401(k) Plan vs. nearby 401(k) plans in Montana, assets vs. participants Scatter plot of 6 data points. -1000010002000300040005000 -2000200400600800 Total assets ($M) Participants Clearwater Federal Credit Union 401(k) Plan, Total assets ($M): 20.909365 · Participants: 171Clearwater Federal Credit Union 401(k) PlanD.a. Davidson Companies Retirement Savings and Profit Sharing Plan, Total assets ($M): 622.672637 · Participants: 1619D.a. Davidson Companies Retirement Savings and Profit Sharing PlanGlacier Bancorp, Inc. Profit Sharing and 401(k) Plan, Total assets ($M): 537.940129 · Participants: 3215Glacier Bancorp, Inc. Profit Sharing and 401(k) PlanNorthwestern Energy 401(k) Retirement Savings Plan, Total assets ($M): 512.769387 · Participants: 1571Northwestern Energy 401(k) Retirement Savings PlanLogan Health Retirement Savings Plan, Total assets ($M): 500.352847 · Participants: 4288Logan Health Retirement Savings PlanFirst Interstate Bancsystem, Inc. 401(k) Plan, Total assets ($M): 481.734557 · Participants: 3530First Interstate Bancsystem, Inc. 401(k) Plan
Clearwater Federal Credit Union 401(k) Plan vs. nearby 401(k) plans in Montana, assets vs. participants
Compare Clearwater Federal Credit Union 401(k) Plan side-by-side with 3 peers →

Clearwater Federal Credit Union 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Montana, the nearest 401(k) by assets is Cobalt Benefits Group, LLC 401(k) Plan in VT ($21M); by covered participants it is Life Tech Inc in NJ (171 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (171 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Clearwater Federal Credit Union 401(k) Plan assets move in 2024? ▼
Clearwater Federal Credit Union 401(k) Plan grew sharply - up 20.2% during 2024, from $17M to $21M. Reported net income was $4M.
How have Clearwater Federal Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Clearwater Federal Credit Union's sponsor-wide assets grew 52.9%, from $14M to $21M.
Which 401(k) plans are similar in size to Clearwater Federal Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Cobalt Benefits Group, LLC 401(k) Plan in VT ($21M, 191 participants).
Which 401(k) plans cover a similar participant headcount to Clearwater Federal Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Life Tech Inc in NJ (171 participants, $60K in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 810289023.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.