ESOP · DOL Form 5500 · 2024

Summit Financial Group, Inc. ESOP

Data updated 2026-08-25

$389K
Total assets Small plan by assets
358
Participants Below avg headcount
16th
Percentile by assets National rank
$1,085
Avg per participant Low balance/head
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Official DOL plan name: Summit Financial Group, Inc. Employee Stock Ownership Plan · Sponsored by Summit Financial Group, Inc. · West Virginia · Management of Enterprises

$389K in assets, 358 participants

Summit Financial Group, Inc.'s Summit Financial Group, Inc. Employee Stock Ownership Plan reported $389K in total assets and 358 participants in its 2024 DOL Form 5500 filing, ranking in the 16th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #126 in Management of Enterprises (1,133 peers)

Summit Financial Group, Inc. multi-year trail

Summit Financial Group, Inc.'s plans moved -99.2% in assets from 2022 to 2024; this filing shows Summit Financial Group, Inc. Employee Stock Ownership Plan at $389K / 358 participants.

#126
in Management of Enterprises (1,133 peers)
-97.9%
assets change YoY

The plan reported a net loss of $18M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Summit Financial Group, Inc. Employee Stock Ownership Plan among the smaller filed plans by assets

Summit Financial Group, Inc. Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$388,503 16th percentile higher than 16% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Summit Financial Group, Inc. Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Summit Financial Group, Inc. Employee Stock Ownership Plan sits mid-pack in the medium band (358 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Summit Financial Group, Inc. Employee Stock Ownership Plan reported net income fell from $4M in the plan year 2023 filing to -$18M in the plan year 2024 filing.
  • Summit Financial Group, Inc. Employee Stock Ownership Plan end-of-year assets fell from $19M in the plan year 2023 filing to $389K in the plan year 2024 filing.
  • Summit Financial Group, Inc. Employee Stock Ownership Plan reported participants fell from 369 in the plan year 2023 filing to 358 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 550672148 · Summit Financial Group, Inc. PY 2024 · ESOP

Summit Financial Group, Inc. Employee Stock Ownership Plan · $389K · 358 · 16th

  • NET $389K
  • BOOK 358
  • VS-ST 16th
  • BOY ESOP
  • SCH near Mnx Innovations, Ltd. Employee Stock Ownership Plan and Trust
  • EBSA ind #126

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in West Virginia →

Summit Financial Group, Inc. Employee Stock Ownership Plan in the asset neighbourhood

Summit Financial Group, Inc. Employee Stock Ownership PlanSummit Financial Group, Inc.…$389KMnx Innovations, Ltd. Employee Stock Ownership Plan and TrustMnx Innovations, Ltd. Employ…$387KFluidyne Engineering Corporation Employee Stock Ownership PlanFluidyne Engineering Corpora…$385KDx Enterprises, Inc. Employee Stock Ownership PlanDx Enterprises, Inc. Employe…$392KQuantum Innovations, Inc. Employee Stock Ownership PlanQuantum Innovations, Inc. Em…$384K
End-of-year total assets ($M) among Summit Financial Group, Inc. Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2024.

Summit Financial Group, Inc. multi-year asset trail

Sponsor-wide plan assets over time

All Summit Financial Group, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$389K 99.23763653215958% vs 2022
2024 filing year
$0M$20M$40M$60M$80M 202220232024 $51M $0.39M ▼ -99.2%
Year Plans Participants Total Assets
2022 2 782 $51M
2023 2 806 $62M
2024 1 358 $389K

Summit Financial Group, Inc. filing trail (2024)

Total Assets (Beginning of Year)$19M
Net Assets (End of Year)$228K
Net Income-$18M
Employer EIN550672148
Plan Effective Date1989-01-01
Filing StatusFILING RECEIVED

Nearby ESOP Plans in West Virginia

Peer ESOP plans, same state, same plan type, ranked by total assets.

Summit Financial Group, Inc. Employee Stock Ownership Plan vs. nearby ESOP plans in West Virginia, assets vs. participants Scatter plot of 6 data points. -5000500100015002000 -50050100 Total assets ($M) Participants Summit Financial Group, Inc. Employee Stock Ownership Plan, Total assets ($M): 0.388503 · Participants: 358Summit Financial Group, Inc. Employee Stock Ownership PlanTriton Employee Stock Ownership Plan, Total assets ($M): 93.389639 · Participants: 75Triton Employee Stock Ownership PlanMulberry's Independent Home Services, Inc. Employee Stock Ownership Plan, Total assets ($M): 53.163418 · Participants: 1687Mulberry's Independent Home Services, Inc. Employee Stock Ownership PlanPort Amherst, Ltd. Employee Stock Ownership Plan, Total assets ($M): 53.022733 · Participants: 329Port Amherst, Ltd. Employee Stock Ownership PlanWeirton Geriatric Center, Inc. Employees' Stock Ownership Plan, Total assets ($M): 31.800877 · Participants: 157Weirton Geriatric Center, Inc. Employees' Stock Ownership PlanBrewer & Company of West Virginia, Inc. Employee Stock Ownership Plan, Total assets ($M): 19.394793 · Participants: 55Brewer & Company of West Virginia, Inc. Employee Stock Ownership Plan
Summit Financial Group, Inc. Employee Stock Ownership Plan vs. nearby ESOP plans in West Virginia, assets vs. participants

Summit Financial Group, Inc. Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside West Virginia, the nearest ESOP by assets is Mnx Innovations, Ltd. Employee Stock Ownership Plan and Trust in IL ($387K); by covered participants it is Peoples Security Bank & Trust Co. Employee Stock Ownership Plan in PA (358 participants). Same-state nearby plans are listed separately above.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Summit Financial Group, Inc. Employee Stock Ownership Plan assets move in 2024?
Summit Financial Group, Inc. Employee Stock Ownership Plan contracted severely - down 97.9% during 2024, from $19M to $389K. Reported net income was -$18M.
How have Summit Financial Group, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Summit Financial Group, Inc.'s sponsor-wide assets declined 99.2%, from $51M to $389K.
Where does Summit Financial Group, Inc. Employee Stock Ownership Plan rank by assets among Form 5500 filers?
Summit Financial Group, Inc. Employee Stock Ownership Plan ranks in the 16th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (among the smaller plans by assets on file).
Which ESOP plans are similar in size to Summit Financial Group, Inc. Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by assets is Mnx Innovations, Ltd. Employee Stock Ownership Plan and Trust in IL ($387K, 1 participant).
Which ESOP plans cover a similar participant headcount to Summit Financial Group, Inc. Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by covered participants is Peoples Security Bank & Trust Co. Employee Stock Ownership Plan in PA (358 participants, $6M in assets).