401(k) · DOL Form 5500 · 2024

Waterford Bank, N.a. 401(k) Plan

Data updated 2026-08-25

$21M
Total assets Small plan by assets
110
Participants Small participant base
72nd
Percentile by assets National rank
$194,589
Avg per participant Above avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Waterford Bank Retirement Savings Plan · Sponsored by Waterford Bank, N.a. · Ohio · Finance & Insurance

$21M in assets, 110 participants

Waterford Bank, N.a.'s Waterford Bank Retirement Savings Plan reported $21M in total assets and 110 participants in its 2024 DOL Form 5500 filing, ranking in the 72nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,868 in Finance & Insurance (8,549 peers)

Coverage in Ohio

Waterford Bank Retirement Savings Plan covers 110 participants in Ohio, about 14% of the average Ohio filer (state average ~765 per filing). Assets: $21M.

#4,868
in Finance & Insurance (8,549 peers)
-4.1%
assets change YoY

The plan reported a net loss of $905K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Waterford Bank Retirement Savings Plan's outsized position by total assets

Waterford Bank Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$21,404,768 Top 28% higher than 72% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Waterford Bank Retirement Savings Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Waterford Bank Retirement Savings Plan sits mid-pack in the medium band (110 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Waterford Bank Retirement Savings Plan reported net income fell from $2M in the plan year 2023 filing to -$905K in the plan year 2024 filing.
  • Waterford Bank Retirement Savings Plan end-of-year assets fell from $22M in the plan year 2023 filing to $21M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 113809585 · Waterford Bank, N.a. PY 2024 · 401(k)

Waterford Bank Retirement Savings Plan · $21M · 110 · 72nd

  • SCH $21M
  • EBSA 110
  • PART 72nd
  • TYPE 401(k)
  • NET near Burg Simpson Eldredge Hersh & Jardine, P.C. Profit Sharing Plan
  • BOOK ind #4868

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Ohio →

Waterford Bank Retirement Savings Plan in the asset neighbourhood

Three Rose III Corp. Pension PlanThree Rose III Corp. Pension…$21MWaterford Bank Retirement Savings PlanWaterford Bank Retirement Sa…$21MBurg Simpson Eldredge Hersh & Jardine, P.C. Profit Sharing PlanBurg Simpson Eldredge Hersh …$21MSmart Financial Credit Union 401(k) PlanSmart Financial Credit Union…$21MAnoplate Corporation Employees' Deferred Savings and Profit Sharing Plan and TrustAnoplate Corporation Employe…$21M
End-of-year total assets ($M) among Waterford Bank Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Ohio filing particulars

Total Assets (Beginning of Year)$22M
Net Assets (End of Year)$21M
Net Income-$905K
Employer EIN113809585
Plan Effective Date2007-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Waterford Bank, N.a.)

Sponsor-wide plan assets over time

All Waterford Bank, N.a. plans reported in each filing year

Latest sponsor-wide plan assets
$21M 6.126566412622877% vs 2022
2024 filing year
$19M$20M$21M$22M$23M 202220232024 $20.2M $21.4M ▲ +6.1%
Year Plans Participants Total Assets
2022 1 107 $20M
2023 1 110 $22M
2024 1 110 $21M

Nearby 401(k) Plans in Ohio

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Waterford Bank Retirement Savings Plan vs. nearby 401(k) plans in Ohio, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -505101520 Total assets ($B) Participants Waterford Bank Retirement Savings Plan, Total assets ($B): 0.021404768 · Participants: 110Waterford Bank Retirement Savings PlanGE Aerospace Retirement Savings Plan, Total assets ($B): 14.738724553 · Participants: 45620GE Aerospace Retirement Savings PlanThe Kroger Co. 401(k) Retirement Savings Account Plan, Total assets ($B): 11.809161 · Participants: 135373The Kroger Co. 401(k) Retirement Savings Account PlanThe Progressive 401(k) Plan, Total assets ($B): 11.533546294 · Participants: 62521The Progressive 401(k) PlanThe Sherwin-Williams Company 401(k) Plan, Total assets ($B): 10.563559628 · Participants: 47459The Sherwin-Williams Company 401(k) PlanParker Retirement Savings Plan, Total assets ($B): 9.010073432 · Participants: 26315Parker Retirement Savings Plan
Waterford Bank Retirement Savings Plan vs. nearby 401(k) plans in Ohio, assets vs. participants
Compare Waterford Bank Retirement Savings Plan side-by-side with 3 peers →

Waterford Bank Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Ohio, the nearest 401(k) by assets is Burg Simpson Eldredge Hersh & Jardine, P.C. Profit Sharing Plan in CO ($21M); by covered participants it is Baymeadows Animal Hospital LLC 401(k) Profit Sharing Plan & Trust in FL (110 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (110 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Waterford Bank Retirement Savings Plan assets move in 2024? ▼
Waterford Bank Retirement Savings Plan edged down modestly - down 4.1% during 2024, from $22M to $21M. Reported net income was -$905K.
How have Waterford Bank, N.a. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Waterford Bank, N.a.'s sponsor-wide assets grew 6.1%, from $20M to $21M.
Which 401(k) plans are similar in size to Waterford Bank Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Burg Simpson Eldredge Hersh & Jardine, P.C. Profit Sharing Plan in CO ($21M, 149 participants).
Which 401(k) plans cover a similar participant headcount to Waterford Bank Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Baymeadows Animal Hospital LLC 401(k) Profit Sharing Plan & Trust in FL (110 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 113809585.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.