401(k) · DOL Form 5500 · 2024

Smart Financial Credit Union 401(k) Plan

Data updated 2026-08-25

$21M
Total assets Small plan by assets
191
Participants Below avg headcount
72nd
Percentile by assets National rank
$112,059
Avg per participant Below avg balance/head
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Official DOL plan name: Smart Financial Credit Union 401(k) Plan · Sponsored by Smart Financial Credit Union · Texas · Finance & Insurance

$21M in assets, 191 participants

Smart Financial Credit Union's Smart Financial Credit Union 401(k) Plan reported $21M in total assets and 191 participants in its 2024 DOL Form 5500 filing, ranking in the 72nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,867 in Finance & Insurance (8,549 peers)

Coverage in Texas

Smart Financial Credit Union 401(k) Plan covers 191 participants in Texas, about 28% of the average Texas filer (state average ~688 per filing). Assets: $21M.

#4,867
in Finance & Insurance (8,549 peers)
+15.2%
assets growth YoY

Smart Financial Credit Union 401(k) Plan's outsized position by total assets

Smart Financial Credit Union 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$21,403,283 Top 28% higher than 72% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Smart Financial Credit Union 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Smart Financial Credit Union 401(k) Plan sits mid-pack in the medium band (191 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Smart Financial Credit Union 401(k) Plan reported net income rose from $534K in the plan year 2023 filing to $3M in the plan year 2024 filing.
  • Smart Financial Credit Union 401(k) Plan end-of-year assets rose from $19M in the plan year 2023 filing to $21M in the plan year 2024 filing.
  • Smart Financial Credit Union 401(k) Plan reported participants rose from 188 in the plan year 2023 filing to 191 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Form 5500 schedule snapshot

Filing strip 740695355 · Smart Financial Credit Union PY 2024 · 401(k)

Smart Financial Credit Union 401(k) Plan · $21M · 191 · 72nd

  • 5500 $21M
  • 5500 191
  • 5500 72nd
  • 5500 401(k)
  • 5500 near Anoplate Corporation Employees' Deferred Savings and Profit Sharing Plan and Trust
  • 5500 ind #4867

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Texas →

Smart Financial Credit Union 401(k) Plan in the asset neighbourhood

Smart Financial Credit Union 401(k) PlanSmart Financial Credit Union…$21MAnoplate Corporation Employees' Deferred Savings and Profit Sharing Plan and TrustAnoplate Corporation Employe…$21MBurg Simpson Eldredge Hersh & Jardine, P.C. Profit Sharing PlanBurg Simpson Eldredge Hersh …$21MWaterford Bank Retirement Savings PlanWaterford Bank Retirement Sa…$21MThe Conlan Company 401(k) PlanThe Conlan Company 401(k) Pl…$21M
End-of-year total assets ($M) among Smart Financial Credit Union 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Texas filing particulars

Total Assets (Beginning of Year)$19M
Net Assets (End of Year)$21M
Net Income$3M
Employer EIN740695355
Plan Effective Date1986-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Smart Financial Credit Union)

Sponsor-wide plan assets over time

All Smart Financial Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$73M 16.764038376449804% vs 2022
2024 filing year
$60M$65M$70M$75M 202220232024 $62.9M $73.4M ▲ +16.8%
Year Plans Participants Total Assets
2022 2 335 $63M
2023 2 347 $66M
2024 2 363 $73M

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Smart Financial Credit Union 401(k) Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -1001020304050 Total assets ($B) Participants Smart Financial Credit Union 401(k) Plan, Total assets ($B): 0.021403283 · Participants: 191Smart Financial Credit Union 401(k) PlanAT&T Retirement Savings Plan, Total assets ($B): 43.121795 · Participants: 109889AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 23.711 · Participants: 21990Exxonmobil Savings PlanChevron Employee Savings Investment Plan, Total assets ($B): 20.378704663 · Participants: 21505Chevron Employee Savings Investment PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 18.81200478 · Participants: 43873Caterpillar 401(k) Savings PlanSouthwest Airlines Co. Retirement Savings Plan, Total assets ($B): 16.991748637 · Participants: 67820Southwest Airlines Co. Retirement Savings Plan
Smart Financial Credit Union 401(k) Plan vs. nearby 401(k) plans in Texas, assets vs. participants
Compare Smart Financial Credit Union 401(k) Plan side-by-side with 3 peers →

Smart Financial Credit Union 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is Anoplate Corporation Employees' Deferred Savings and Profit Sharing Plan and Trust in NY ($21M); by covered participants it is Brown-Campbell Company 401(k) Plan in MI (191 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (191 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Smart Financial Credit Union 401(k) Plan assets move in 2024? ▼
Smart Financial Credit Union 401(k) Plan grew sharply - up 15.2% during 2024, from $19M to $21M. Reported net income was $3M.
How have Smart Financial Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Smart Financial Credit Union's sponsor-wide assets grew 16.8%, from $63M to $73M.
Which 401(k) plans are similar in size to Smart Financial Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Anoplate Corporation Employees' Deferred Savings and Profit Sharing Plan and Trust in NY ($21M, 204 participants).
Which 401(k) plans cover a similar participant headcount to Smart Financial Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Brown-Campbell Company 401(k) Plan in MI (191 participants, $14M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 740695355.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.