ESOP · DOL Form 5500 · 2024

Guaranty Bank & Trust Company ESOP

Data updated 2026-08-25

$27K
Total assets Small plan by assets
246
Participants Below avg headcount
2nd
Percentile by assets National rank
$109
Avg per participant Low balance/head
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Official DOL plan name: Guaranty Bank & Trust Company Employee Stock Ownership Plan · Sponsored by Guaranty Bank & Trust Company · Mississippi · Finance & Insurance

$27K in assets, 246 participants

Guaranty Bank & Trust Company's Guaranty Bank & Trust Company Employee Stock Ownership Plan reported $27K in total assets and 246 participants in its 2024 DOL Form 5500 filing, ranking in the 2nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #126 in Finance & Insurance (8,549 peers)

Guaranty Bank & Trust Company multi-year trail

Guaranty Bank & Trust Company's plans moved -22.8% in assets from 2022 to 2024; this filing shows Guaranty Bank & Trust Company Employee Stock Ownership Plan at $27K / 246 participants.

#126
in Finance & Insurance (8,549 peers)
-99.9%
assets change YoY

The plan reported a net loss of $30M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Guaranty Bank & Trust Company Employee Stock Ownership Plan among the smaller filed plans by assets

Guaranty Bank & Trust Company Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$26,852 2nd percentile higher than 2% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Guaranty Bank & Trust Company Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Guaranty Bank & Trust Company Employee Stock Ownership Plan sits mid-pack in the medium band (246 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Guaranty Bank & Trust Company Employee Stock Ownership Plan reported net income fell from $3M in the plan year 2023 filing to -$30M in the plan year 2024 filing.
  • Guaranty Bank & Trust Company Employee Stock Ownership Plan end-of-year assets fell from $39M in the plan year 2023 filing to $27K in the plan year 2024 filing.
  • Guaranty Bank & Trust Company Employee Stock Ownership Plan reported participants rose from 243 in the plan year 2023 filing to 246 in the plan year 2024 filing.

See the national 2023→2024 release diff →

EBSA filing schedule strip

Filing strip 640166511 · Guaranty Bank & Trust Company PY 2024 · ESOP

Guaranty Bank & Trust Company Employee Stock Ownership Plan · $27K · 246 · 2nd

  • TYPE $27K
  • TYPE 246
  • TYPE 2nd
  • TYPE ESOP
  • TYPE near Gottinca, LLC Employee Stock Ownership Plan
  • TYPE ind #126

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Mississippi →

Guaranty Bank & Trust Company Employee Stock Ownership Plan in the asset neighbourhood

Guaranty Bank & Trust Company Employee Stock Ownership PlanGuaranty Bank & Trust Compan…$27KGottinca, LLC Employee Stock Ownership PlanGottinca, LLC Employee Stock…$27KLittlefield Corporation 401(k) & Employee Stock Ownership PlanLittlefield Corporation 401(…$27KCitizens Commerce Bancshares, Inc. Employee Stock Ownership PlanCitizens Commerce Bancshares…$27KSuperior Jig, Inc. Employee Stock Ownership PlanSuperior Jig, Inc. Employee …$28K
End-of-year total assets ($M) among Guaranty Bank & Trust Company Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2024.

Guaranty Bank & Trust Company multi-year asset trail

Sponsor-wide plan assets over time

All Guaranty Bank & Trust Company plans reported in each filing year

Latest sponsor-wide plan assets
$44M 22.818604569467418% vs 2022
2024 filing year
$40M$50M$60M$70M$80M 202220232024 $57.1M $44M ▼ -22.8%
Year Plans Participants Total Assets
2022 2 501 $57M
2023 2 532 $68M
2024 2 663 $44M

Guaranty Bank & Trust Company filing trail (2024)

Total Assets (Beginning of Year)$39M
Net Assets (End of Year)$11K
Net Income-$30M
Employer EIN640166511
Plan Effective Date1960-01-01
Filing StatusFILING RECEIVED

Nearby ESOP Plans in Mississippi

Peer ESOP plans, same state, same plan type, ranked by total assets.

Guaranty Bank & Trust Company Employee Stock Ownership Plan vs. nearby ESOP plans in Mississippi, assets vs. participants Scatter plot of 6 data points. 0500100015002000 -50050100150200 Total assets ($M) Participants Guaranty Bank & Trust Company Employee Stock Ownership Plan, Total assets ($M): 0.026852 · Participants: 246Guaranty Bank & Trust Company Employee Stock Ownership PlanMdr Construction, Inc. Employee Stock Ownership Plan, Total assets ($M): 181.221459 · Participants: 652Mdr Construction, Inc. Employee Stock Ownership PlanLt Corporation & Affiliates Employee Stock Ownership Plan, Total assets ($M): 178.870073 · Participants: 499Lt Corporation & Affiliates Employee Stock Ownership PlanTelapex, Inc. Employee Stock Ownership Plan, Total assets ($M): 158.465575 · Participants: 1629Telapex, Inc. Employee Stock Ownership PlanF.L. Crane & Sons, Inc. Employee Stock Ownership Plan, Total assets ($M): 109.680748 · Participants: 339F.L. Crane & Sons, Inc. Employee Stock Ownership PlanCommunity Bancshares of Mississippi, Inc. Employee Stock Ownership Plan, Total assets ($M): 80.538218 · Participants: 876Community Bancshares of Mississippi, Inc. Employee Stock Ownership Plan
Guaranty Bank & Trust Company Employee Stock Ownership Plan vs. nearby ESOP plans in Mississippi, assets vs. participants

Guaranty Bank & Trust Company Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Mississippi, the nearest ESOP by assets is Gottinca, LLC Employee Stock Ownership Plan in TX ($27K); by covered participants it is Nldm Employee Stock Ownership Plan in CA (246 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (246 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Guaranty Bank & Trust Company Employee Stock Ownership Plan assets move in 2024?
Guaranty Bank & Trust Company Employee Stock Ownership Plan contracted severely - down 99.9% during 2024, from $39M to $27K. Reported net income was -$30M.
How have Guaranty Bank & Trust Company plan assets changed over time?
Across 3 plan years on file (2022-2024), Guaranty Bank & Trust Company's sponsor-wide assets declined 22.8%, from $57M to $44M.
Where does Guaranty Bank & Trust Company Employee Stock Ownership Plan rank by assets among Form 5500 filers?
Guaranty Bank & Trust Company Employee Stock Ownership Plan ranks in the 2nd percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (among the smaller plans by assets on file).
Which ESOP plans are similar in size to Guaranty Bank & Trust Company Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by assets is Gottinca, LLC Employee Stock Ownership Plan in TX ($27K, 13 participants).
Which ESOP plans cover a similar participant headcount to Guaranty Bank & Trust Company Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by covered participants is Nldm Employee Stock Ownership Plan in CA (246 participants, $19M in assets).