Money Purchase Plans

What the Data Shows About Money Purchase Plans

A money purchase pension plan requires the employer to contribute a fixed percentage of each eligible employee's pay every year, regardless of company profits. This page ranks the 50 largest Money Purchase plans in the dataset by end-of-year total assets. Together the plans listed here hold $103.5B in aggregate assets and cover 557,787 participants, a mix of active employees, separated workers with remaining balances, and retirees receiving benefits.

The largest plan in this category, National Electrical Annuity Plan (Trustees of the National Electrical Annuity Plan, MD), reports $18.1B in assets with 86,141 participants. Within Money Purchase plans, size reflects a combination of workforce scale, employer contribution rates, employee deferral rates, and long-term investment performance, not a quality rating. Larger plans often benefit from lower per-participant fees, broader investment menus, and more sophisticated administration, but participant outcomes depend on contribution behavior and investment selection. Ranking tables below link to each plan's detail page for EIN, filing status, effective date, and net income.

All figures come from Form 5500 annual returns for the 2024 plan year, filed with the DOL's EBSA and released through EFAST2. Totals reflect a single year-end snapshot and fluctuate with markets and plan activity. This page is informational only, it summarizes public regulatory filings for research and educational purposes, and is not retirement, tax, legal, or financial advice. Before relying on any figure to evaluate an employer's Money Purchase plan or make retirement decisions, verify the underlying filing directly on EFAST2 and consult a qualified professional.