401(k) · DOL Form 5500 · 2022

First Federal Savings Bank of Lincolnton 401(k) Plan

Data updated 2026-08-25

$8M
Total assets Small plan by assets
44
Participants Small participant base
62nd
Percentile by assets National rank
$192,361
Avg per participant Above avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: First Federal Savings Bank of Lincolnton 401(k) Plan · Sponsored by First Federal Savings Bank of Lincolnton · North Carolina · Finance & Insurance

$8M in assets, 44 participants

First Federal Savings Bank of Lincolnton's First Federal Savings Bank of Lincolnton 401(k) Plan reported $8M in total assets and 44 participants in its 2022 DOL Form 5500 filing, ranking in the 62nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,158 in Finance & Insurance (9,261 peers)

First Federal Savings Bank of Lincolnton multi-year trail

First Federal Savings Bank of Lincolnton's plans moved +14.2% in assets from 2022 to 2024; this filing shows First Federal Savings Bank of Lincolnton 401(k) Plan at $8M / 44 participants.

#4,158
in Finance & Insurance (9,261 peers)
-14.8%
assets change YoY

The plan reported a net loss of $1M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

First Federal Savings Bank of Lincolnton 401(k) Plan's mid-pack asset rank among Finance & Insurance and all filers

First Federal Savings Bank of Lincolnton 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$8,463,869 Top 38% higher than 62% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

First Federal Savings Bank of Lincolnton 401(k) Plan among smaller filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. First Federal Savings Bank of Lincolnton 401(k) Plan is a small filing (44 participants) on this national headcount ladder.

Form 5500 schedule snapshot

Filing strip 560499280 · First Federal Savings Bank of Lincolnton PY 2022 · 401(k)

First Federal Savings Bank of Lincolnton 401(k) Plan · $8M · 44 · 62nd

  • PCT $8M
  • EIN 44
  • RANK 62nd
  • PHOTO 401(k)
  • IND near United Refining Company of PA Incentive Savings Plan
  • EOY ind #4158

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in North Carolina →

First Federal Savings Bank of Lincolnton 401(k) Plan in the asset neighbourhood

First Federal Savings Bank of Lincolnton 401(k) PlanFirst Federal Savings Bank o…$8MUnited Refining Company of PA Incentive Savings PlanUnited Refining Company of P…$8MMarrakech, Inc 401(k) and Profit Sharing PlanMarrakech, Inc 401(k) and Pr…$8MDerby Fabricating Solutions, LLC 401(k) Retirement PlanDerby Fabricating Solutions,…$8MWellmore, Inc. 401(k) and Profit Sharing PlanWellmore, Inc. 401(k) and Pr…$8M
End-of-year total assets ($M) among First Federal Savings Bank of Lincolnton 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

First Federal Savings Bank of Lincolnton multi-year asset trail

Sponsor-wide plan assets over time

All First Federal Savings Bank of Lincolnton plans reported in each filing year

Latest sponsor-wide plan assets
$10M 14.207970373832582% vs 2022
2024 filing year
$8M$8.5M$9M$9.5M$10M 202220232024 $8.46M $9.67M ▲ +14.3%
Year Plans Participants Total Assets
2022 1 44 $8M
2023 1 43 $9M
2024 1 45 $10M

First Federal Savings Bank of Lincolnton filing trail (2022)

Total Assets (Beginning of Year)$10M
Net Assets (End of Year)$8M
Net Income-$1M
Employer EIN560499280
Plan Effective Date1995-07-01
Filing StatusFILING RECEIVED

Nearby 401(k) Plans in North Carolina

Peer 401(k) plans, same state, same plan type, ranked by total assets.

First Federal Savings Bank of Lincolnton 401(k) Plan vs. nearby 401(k) plans in North Carolina, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000 -200204060 Total assets ($B) Participants First Federal Savings Bank of Lincolnton 401(k) Plan, Total assets ($B): 0.008463869 · Participants: 44First Federal Savings Bank of Lincolnton 401(k) PlanThe Bank of America 401(k) Plan, Total assets ($B): 47.134026012 · Participants: 169036The Bank of America 401(k) PlanHoneywell 401(k) Plan, Total assets ($B): 14.565715066 · Participants: 39007Honeywell 401(k) PlanDuke Energy Retirement Savings Plan, Total assets ($B): 9.364902 · Participants: 27731Duke Energy Retirement Savings PlanTruist Financial Corporation 401(k) Savings Plan, Total assets ($B): 8.965353965 · Participants: 51871Truist Financial Corporation 401(k) Savings PlanLowes 401(k) Plan, Total assets ($B): 7.355936526 · Participants: 284864Lowes 401(k) Plan
First Federal Savings Bank of Lincolnton 401(k) Plan vs. nearby 401(k) plans in North Carolina, assets vs. participants
Compare First Federal Savings Bank of Lincolnton 401(k) Plan side-by-side with 3 peers →

First Federal Savings Bank of Lincolnton 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside North Carolina, the nearest 401(k) by assets is United Refining Company of PA Incentive Savings Plan in PA ($8M); by covered participants it is Bay Corporation Profit Sharing Plan & Trust in OH (44 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (44 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did First Federal Savings Bank of Lincolnton 401(k) Plan assets move in 2022? ▼
First Federal Savings Bank of Lincolnton 401(k) Plan pulled back noticeably - down 14.8% during 2022, from $10M to $8M. Reported net income was -$1M.
How have First Federal Savings Bank of Lincolnton plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), First Federal Savings Bank of Lincolnton's sponsor-wide assets grew 14.2%, from $8M to $10M.
Which 401(k) plans are similar in size to First Federal Savings Bank of Lincolnton 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is United Refining Company of PA Incentive Savings Plan in PA ($8M, 1,478 participants).
Which 401(k) plans cover a similar participant headcount to First Federal Savings Bank of Lincolnton 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Bay Corporation Profit Sharing Plan & Trust in OH (44 participants, $10M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 560499280.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.